Full Doc Jumbo Overview
Full Doc JumboMari yechikwereti inodarika miganho yechikwereti chinoenderana neyakajairwa.
Rate:CLICK HERE
Full Doc Jumbo Chirongwa Highlights
Prime 30 Makore Yakagadziriswa & 10/6 ARM
1) Max.LTV 80% yekutenga;Max.LTV 70% yeC/O;
2) Max.Chikwereti Mari $3.0M;
3) Min.Mwedzi 12 yakachengetwa paPITIA;
4) Min.FICO 720.
Yakawedzerwa 30 Yrs Yakagadziriswa
1) Chikwereti Amt $400K~$4.0M
2) Max DTI kusvika pa50%
Elite Jumbo (5/6 ARM, 7/6 ARM) * Chirongwa ichi ndechekutengesa chete.
Deposit with Interest.More Deposit, Lower Rate!
Deposits ndeye 12-mwedzi CD (inofanira kuchengetwa muAAA-yakasarudzwa account).
Kufarira kunosiyana nezuva rekuvhura.Chiyero chaive 4.25% pa12/08/2023.
Iyo shoma dhipoziti ndeye20%yemari yechikwereti.
1) Max.Mari yechikwereti $4.0M
2) Max.DTI 45%
3) Min.FICO 700
CLICK HEREkuti uwane LTV & FICO miganhu uye zvimwe zvakawanda paMatrix.
Nhau uye Vhidhiyo
Elite Jumbo Zvikwereti: Iko Luxury Inosangana Nekukwanisa
Kufambisa Zvikwereti zvakazara zveDoc Jumbo: Iyo Chaiyo-Nyika Inotungamira yeVatengi vane Yakaderera FICO Zvikoro➡Vhidhiyo
Kukwirisa Real Estate Investment neYakazara Doc Jumbo Zvikwereti: Spotlight pane Isiri-Agency 30-Yegore Yakagadziriswa uye Isiri-Warrantable Condos.➡Vhidhiyo
Kufambisa Yakazara Doc Jumbo Zvikwereti: Iyo Yakakosha Basa Rekutarisira Mortgage Kunonoka Kubhadhara➡Vhidhiyo
Chii chinonzi Jumbo Loan?
Chikwereti chejumbo imhando yemari inodarika miganho yakatarwa neFederal Housing Finance Agency uye haigone kutengwa, kuvimbiswa, kana kuchengetedzwa naFannie Mae kana Freddie Mac.Varidzi vedzimba vanofanirwa kuita zvakaomesesa zvinodiwa nechikwereti pane avo vanonyorera kukwereta kwakajairika.Jumbo zvikwereti zvinokutendera kuti utenge zvinhu zvinodhura.Chikwereti chejumbo hachitsigirwe naFannie Mae kana Freddie Mac.
Muna 2024, iyo FHFA inovandudza miganhu yechikwereti yemarudzi ese emhando dzezvikwereti, kunyanya Jumbo Zvikwereti.Ndokumbira utarise pazasi 2024 miganho yechikwereti muCalifornia.
2024 Zvikwereti Zvikwereti muCalifornia Counties
COUNTY | 1-Uniti Limit | 2-Unit Limit | 3-Unit Limit | 4-Unit Limit |
ALAMEDA | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
ALPINE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
AMADOR | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
BUTTE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
CALAVERAS | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
COLUSA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
CONTRA COSTA | $1,149,825 | $1,472,250 | $1,186,350 | $2,211,600 |
DEL NORTE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
EL DORADO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
FRESNO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
GLENN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
HUMBOLDT | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
IMPERIAL | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
INYO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
KERN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
MADZIMAMBO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
LAKE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
LASSEN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
LOS ANGELES | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
MADERA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
MARIN | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
MARIPOSA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
MENDOCINO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
MERCED | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
MODOC | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
MONO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
MONTEREY | $920,000 | $1,177,750 | $1,423,650 | $1,769,250 |
NAPA | $1,017,750 | $1,302,900 | $1,574,900 | $1,957,250 |
NEVADA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
ORENJI | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
PLACER | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
PLUMAS | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
RIVERSIDE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
SACRAMENTO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
SAN BENITO | $1,149,825 | $1,472,250 | $1,779,525c | $2,211,600 |
SAN BERNARDINO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
SAN DIEGO | $1,006,250 | $1,288,200 | $1,557,150 | $1,935,150 |
SAN FRANCISCO | $1,149,825 | $1,472,250 | $1,779,525 | $1,867,275 |
SAN JOAQUIN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
SAN LUIS OBISPO | $929,200 | $1,189,550 | $1,437,900 | $1,786,950 |
SAN MATEO | $1,149,825 | $1,394,775 | $1,779,525 | $2,211,600 |
SANTA BARBARA | $838,350 | $1,073,250 | $1,297,300 | $1,612,250 |
SANTA CLARA | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
SANTA CRUZ | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
SHASTA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
SIERRA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
SISKIYOU | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
SOLANO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
SONOMA | $877,450 | $1,123,300 | $1,357,800 | $1,687,450 |
STANISLAUS | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
SUTTER | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
TEHAMA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
UTATU | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
TULARE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
TUOLUMNE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
VENTURA | $954,500 | $1,221,950 | $1,477,050 | $1,835,600 |
YOLO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
YUBA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |