Mortgage Applications
Yasvetuka muIzvino MBA Weekly Survey
05/05/2022
Zvinoenderana neyazvino data kubva kuMortgage Bankers Association's (MBA) Weekly Mortgage Application Survey yevhiki rinopera Kubvumbi 29, 2022, zvikumbiro zvembangi zvakawedzera 2.5% kubva svondo rapfuura mushure mekudzika kwemavhiki masere.
Nepo iyo Market Composite Index, chiyero chechikwereti chechikwereti chemari, inoratidza kuwedzera kwakagadziridzwa mwaka, nhamba yezvikumbiro zvisina kugadziriswa yakawedzera zvichienzaniswa nesvondo rapfuura.
Mugove wekudzoreredza mukuita remba yakawedzera huwandu hwese hwekunyorera kubva svondo rapfuura.Huwandu hwezvikumbiro zvechikamu chezvinogadzirika mubereko remortgage (ARM) zviitiko zvakawedzera.
Nekudaro, iyo yakazara mashandisirwo eFHA uye iyo VA mugove wezvese zvikumbiro zvadzikirawo.
Avhareji yekondirakiti reti yemakore makumi matatu yakatarwa chiyero chemondi ine zvinoenderana nechikwereti chemari yakasimuka, uye poindi yechikwereti-ku-value ratio (LTV) inodzikira.Mibereko inoshanda yakawedzera mazuvano.
Avhareji yemitengo yekondirakiti yemakore makumi matatu-yakagadzika-chiyero chemoti ine jumbo chikwereti chemari yakawedzera uye mapoinzi ezvikwereti zveLTV akadzikira.Mitengo inoshanda yakawedzerawo mazuva ano.
Sezvo MBA's Associate Vice President for Economic and Industry Forecasting Joel Kan akambotaura, mari zhinji dzemba muongororo yeMBA dzakaramba dzichikwira, nechiyero chemakore makumi matatu chakatarwa chasvika padanho repamusoro kubva munaKurume 2020 pa3.78%.Kunyangwe nekuwedzera kwemitengo, zvikumbiro zverefinance zvichiri kuwedzera nekuda kwekuwedzera kwezvikumbiro zvakajairika.Huwandu hwezvikumbiro hunogona kunge hwakaona kushanduka nguva pfupi yadarika sezvo mavhiki akakanganisika nezororo uye vanokwereta vachiedza kuwanazve mari mitengo isati yakwira.
Kutenga zvikumbiro zvakawedzerawo, asi zvichiri kuderera kupfuura gore rapfuura.Avhareji yechikwereti chekutenga saizi yarova imwe ongororo yakakwira zvakare.Kusindimara kwakaderera kwemazinga uye kukurumidza kwemutengo wemba kukura kwakaramba kuchifambisa avhareji saizi yechikwereti kumusoro.
Chirevo: Ichi chinyorwa chakagadziridzwa neAAA LENDIS;mamwe emifananidzo akatorwa kubva kuInternet, nzvimbo yesaiti haina kumiririrwa uye haigone kudhindwa zvakare pasina mvumo.Pane njodzi mumusika uye mari inofanira kungwarira.Ichi chinyorwa hachiumbe zano rekudyara wega, uye haritarise zvinangwa zvekudyara, mamiriro emari kana zvinodiwa zvevashandisi vega.Vashandisi vanofanirwa kufunga kuti chero maonero, maonero kana mhedziso dzirimo dzirimo dzakaenderana nemamiriro avo ezvinhu.Isai mari zvinoenderana nenjodzi yenyu.
Nguva yekutumira: Chivabvu-06-2022