Chii chinonzi IRA?
Iyo IRA iakaundi yakamiswa pane zvemari institution inobvumira munhu kuchengetedza pamudyandigere nekukura-pasina mutero kana pamutero-wakadzoserwa.
Mhando dzeIRAs
Kune matatu makuru marudzi eIRAs imwe neimwe ine mabhenefiti akasiyana:
A. Traditional IRA - Unoita mipiro nemari yaungakwanisa kubvisa pamutero wako wemutero, uye chero mari yaunotambira inogona kukura inomisikidzwa kusvika waibvisa kana wava pamudyandigere.
B. Roth IRA - Unoita mipiro nemari yawakatobhadhara mutero pa (mushure memutero), uye mari yako inogona kukura isina mutero, nekubvisa mutero usingabhadhari panguva yekuenda pamudyandigere, kunze kwekunge mamwe mamiriro akazadzikiswa.
C. Rollover IRA - Unopa mari "yakakungurutswa" kubva paurongwa hwemudyandigere unokwanisa kupinda muIRA yechinyakare iyi.Rollovers anosanganisira kutamisa zvinhu zvakakodzera kubva kune anoshandira-anotsigirwa chirongwa, senge 401 (k) kana 403 (b), kupinda muIRA.
Nguva yekutumira: Jan-21-2022