Overview
A temporary buydown isarudzo inogadzira a funddown buydown account iyo inoshandiswa kuderedza kwenguva mubhadharo wepamwedzi wemukwereti mukati megore rekutanga rechikwereti.The Note Rate inoramba iripo;chete mubhadharo wemukwereti unoderedzwa.
Zvirongwa Zvakakodzera
Chirongwa cheAAA LEENDINGS Agency Chikwereti:
Isu tinopa iyo Standard Fannie Mae naFreddie Mac's Conforming, High Balance, HomeReady uye HomePossible Chikwereti Chirongwa, Zvese zvinodiwa zvinotevera naFannie Mae naFreddie Mac Seller Guideline.
Agency Chikwereti Chirongwa, chinoti:
①FNMA/FHLMC KUFANIRA
②FNMA/FHLMC YAKATAURWA KUYERA
Zvigadzirwa Zvakakodzera: 30-Year Fixed Rate.
Transaction Types: Kutenga.
Kugara uye Rudzi rweZvivakwa (Zvinosanganisira Condominiums uye maPUD kana zvichikodzera): Principal Residence (1- kusvika 4-Units).
Chikwereti Scenario
The First Year Rate iri4.375%
2-1 Buydown (Kune imwe yenguva yekutenga-pasi modhi inosanganisira 3-2-1, 1-0 uye zvichingodaro, ndapota fona kuti uwane rumwe ruzivo.)
· 30 Makore Yakagadziriswa
· Note Rate 6.375%(Cherechedza mitengo yemitengo kubva 11/21/2022, zvichienderana nekushandurwa kwemusika)
· Mari Yechikwereti $500,000*Max.mutengesi chikwereti 2.5% kubhadhara mutengo (kusanganisira mutengo wekutenga)
| Gore 1 | Gore 2 | Gore 3, 4, 5,… | |
| Interest Rate | 4.375% | 5.375% | 6.375% |
| Mthly PMT | $2,496.43 | $2,799.86 | $3,119.35 |
| Mthly PMT Kuchengetedza | $622.92 | $319.49 | / |
