1 (877) 789-8816 clientsupport@aaalendings.com

Mortgage News

Zvinotora Nguva Yakadii Kunyorera Chikwereti NeMukweretesi WeMortgage?

FacebookTwitterLinkedinYouTube

10/24/2023

Munyika yezvivakwa uye varidzi vemba, rimwe rematanho akanyanya kuoma kunyorera chikwereti nemukweretesi wemba.Maitiro acho anogona kuita seakaoma uye anotora nguva, asi kunzwisisa mutsara wenguva kunogona kukubatsira kuti ufambe nayo uine chivimbo.Muchikamu chino, tichaongorora kuti zvinotora nguva yakareba sei kunyorera chikwereti nemukweretesi wemba.

Maitiro Okushandisa

Danho rekutanga pakuchengetedza imba yemba ndeyekushandisa nemukweretesi wemba.Iyi nzira inosanganisira akati wandei matanho akakosha:

Kugadzirira (masvondo 1-2): Usati wanyorera, vangangokwereta vanofanirwa kuunganidza magwaro emari anodiwa, akadai semari yekubhadhara, mitero yemitero, uye masitatimendi ekubhangi.Izvi zvinogona kutora chero kubva kune imwe kusvika kwevhiki mbiri, zvichienderana nekurongeka kwemarekodhi ako emari.

Kusarudzwa kwemukweretesi (masvondo 1-2): Kusarudza mukweretesi akakodzera kwakakosha.Zvinokurudzirwa kushandisa nguva uchitsvaga vanokweretesa uye kuenzanisa mareti avo uye mazwi.Danho iri rinogonawo kutora vhiki imwe kusvika mbiri.

Pre-Approval (1-3 mazuva): Kana wangosarudza mukweretesi, unogona kukumbira pre-mvumo.Mukweretesi achaongorora ruzivo rwako rwemari uye nhoroondo yechikwereti kuti ape tsamba yekubvumidza isati yasvika.Izvi zvinowanzotora zuva rimwe kusvika kumatatu.

Zadzisa Chikumbiro (mazuva 1-2): Mushure mekutanga kubvumidzwa, uchafanirwa kuendesa fomu remba remba, iro rinosanganisira ruzivo rwakadzama rwemari.Iyi nzira inogona kutora vhiki imwe kusvika mbiri, zvichienderana nekupindura kwako mukupa magwaro akakumbirwa.

Nyorera chikwereti nemukweretesi wemondgage

Kugadziriswa Kwechikwereti (mavhiki 1-2)

Nhanho inotevera ndeyekugadzirisa chikwereti, panguva iyo mukweretesi anoongorora chikumbiro chako uye anoita ongororo yakakwana yekukodzera kwako chikwereti uye chivakwa chauri kuda kutenga.Iyi nhanho inogona kutora mavhiki maviri kusvika mana, uye zvinhu zvakakosha zvinopesvedzera nguva zvinosanganisira:

Gwaro Verification (1-2 mazuva): Vanokweretesa vanoongorora magwaro ako emari, nhoroondo yebasa, uye marepoti echikwereti.Iyi nzira yekuongorora inogona kutora vhiki imwe kusvika maviri.

Kuongorora (mavhiki 2-3): Mukweretesi acharonga kuti chivako chiongororwe kuti chione kukosha kwayo.Danho iri rinogona kutora mavhiki maviri kusvika matatu uye rinogona kunge richienderana nekuwanikwa kwevaongorori.

Underwriting (1-2 mavhiki): Underwriters vanoongorora zvese zvikamu zvechikumbiro chechikwereti, vachiona kuti inosangana nezvinodiwa nemukweretesi.Ichi chikamu chinowanzotora vhiki imwe kusvika maviri.

Kuvhara (1-2 mavhiki)

Kana chikumbiro chako chechikwereti chatenderwa, danho rekupedzisira idanho rekuvhara.Izvi zvinosanganisira kusaina magwaro anodiwa uye kuchengetedza imba yemba.Nzira yekuvhara inowanzotora vhiki imwe kusvika maviri uye inogona kusanganisira zvinotevera:

Kugadzirira Gwaro (3-5 mazuva): Vanokweretesa vanogadzirira magwaro echikwereti ekuongorora kwako uye kusaina, izvo zvinowanzotora mazuva matatu kusvika mashanu.

Kuvhara Kugadzwa (1-2 mazuva): Iwe unoronga nguva yekuvhara nekambani yezita kana gweta kusaina mapepa.Danho iri rinowanzotora zuva rimwe kusvika maviri.

Mari (1-2 mazuva): Mushure mekusaina, mukweretesi anobvisa mari kune mutengesi, uye unova muridzi anodada weimba yako nyowani.Izvi zvinowanzotora zuva rimwe kusvika maviri.

Mukupedzisa, nguva inotora kukumbira chikwereti nemukweretesi wemba inogona kusiyana zvakanyanya zvichienderana nekugadzirira kwako, maitiro emukweretesi, uye zvimwe zvinhu zvakasiyana.Nepo nguva yese yenguva inogona kubva pamazuva makumi matatu kusvika pamakumi matanhatu, vanyoreri vanoshingaira uye vakarongeka vanogona kupedzisa maitiro acho nemazvo.

Kana iwe uchitsvaga kunyorera chikwereti nemukweretesi wemba, kunzwisisa nguva idzi uye kugadzirira kunogona kubatsira kugadzirisa maitiro uye kuita kuti rwendo rwako rwekutenga imba ruve nyore.
Nyorera chikwereti nemukweretesi wemondgage

Chirevo: Ichi chinyorwa chakagadziridzwa neAAA LENDIS;mamwe emifananidzo akatorwa kubva kuInternet, nzvimbo yesaiti haina kumiririrwa uye haigone kudhindwa zvakare pasina mvumo.Pane njodzi mumusika uye mari inofanira kungwarira.Ichi chinyorwa hachiumbe zano rekudyara wega, uye haritarise zvinangwa zvekudyara, mamiriro emari kana zvinodiwa zvevashandisi vega.Vashandisi vanofanirwa kufunga kuti chero maonero, maonero kana mhedziso dzirimo dzirimo dzakaenderana nemamiriro avo ezvinhu.Isai mari zvinoenderana nenjodzi yenyu.


Nguva yekutumira: Oct-24-2023