12/04/2023

Nhanganyaya

Mumamiriro ezvinhu ari kusimukira emari yezvivakwa muUnited States, zvizvarwa zvekune dzimwe nyika vanoita basa rakakosha.Iri gwara rakazara rinotarisa mukati mekuoma kwemari yezvivakwa yeiyi demographic, ine tarisiro yakakosha pakusimudzira '.Kuzvigadzirira Kubatsira uye Kurasikirwa (P&L)' statements.

Vekune dzimwe nyika uye US Real Estate Market
Mikana uye Zvinetso
Kupinda Kwemusika: Iyo US real estate musika inopa yakasarudzika mikana yekudyara kune vekunze, zvisinei nekwavanogara.
Zvinetso: Kufamba nehurongwa hwemari hweUS, kusanganisira kutora mbavha, kunopa matambudziko akasiyana kune vasiri vagari.

Kusanzwisisa uye Chokwadi
Nhema Yakadzingwa: Kusiyana nekutenda kwakakurumbira, vekunze vanogona kuchengetedza zvikwereti muUS
Chokwadi: Maitiro acho anosanganisira nhanho uye zvinodiwa, kunyanya muzvinyorwa uye kuongororwa kwechikwereti.

Basa reKuzvigadzirira P&L muMortgage Application
Kunzwisisa Kuzvigadzirira P&L
Tsanangudzo: AKuzvigadzirira P&Lchirevo ipfupiso yemunhu anozvizivisa ega yemari yaanowana uye zvakashandiswa pane imwe nguva yakatarwa.
Relevance: Gwaro iri rinoita basa rakakosha mukunyorera remba kune avo vasina humbowo hwemari yechinyakare.

Kukosha kune Vekune dzimwe nyika
Kushanda: Kunyanya kubatsira kune vekunze vangave vasina magwaro emari eUS.
Nzira yeAAA Lendings: Chirongwa chedu chinobvumira kushandiswa kwezvirevo izvi pachinzvimbo chemagwaro emari echinyakare.

Zvemari Zvinodiwa uye Zvinofungwa
Asset Management
Zvekune dzimwe nyika: Pakushandisa midziyo yekumhiri kwemakungwa, kuendesa kwakakodzera kumaakaundi eUS kunosungirwa.
Verification: Kuve nechokwadi chechokwadi uye kuteedzera kwezvinhu izvi kwakakosha.

Creditworthiness Assessment
Marekodhi asiri echinyakare: Kadhi rechikwereti kutengeserana, zvirevo zvebhangi, uye marekodhi ekubhadhara ekushandisa anogona kushanda sehumbowo hwekutarisira mari.
Dambudziko: Kumisikidza kukodzera kwechikwereti pasina nhoroondo yechikwereti cheUS kunoda nzira yakazara.

Maitiro Ekushandisa: Nhanho-ne-Nhanho Gwaro
Pre-Application Kugadzirira
Kuunganidza Zvinyorwa: Unganidza magwaro ese anodiwa, kusanganisira iyoKuzvigadzirira P&L, pasipoti, visa, uye zvitatimende zveasset.
Kuongorora Kwechikwereti: Gadzirira kupa dzimwe nzira dzenhoroondo yechikwereti.

Kufamba neApplication process
Kutanga Kubata: Chengetedza tsamba yekubvumidzwa isati yasvika kubva kune mukweretesi seAAA Lendings.
Kusarudzwa Kwezvivakwa uye Kupa: Bata mumiriri wezvivakwa uye ita yakanyatso ruzivo.
Chikwereti Chikumbiro: Sarudza mukuru wechikwereti ane ruzivo anoziva nezvezvikumbiro zvekunze kwenyika.
Maitiro Emvumo: Nzwisisa nguva yenguva uye zvinodiwa zvekubvumidzwa.

Mortgage Rates, Down Payments, uye Fees
Kuongorora Zvisungo Zvemari
Kubhadhara Pazasi: Kazhinji, hushoma hwe30% hunodiwa, nekubhadhara kwakanyanya pasi kunopa mazwi ari nani.
Kunzwisisa Mari: Kujeka pakugadzirisa uye kubhadhara mari yekunyora kwakakosha pabhajeti.

Mafungiro Akakosha Kune Vekune dzimwe nyika
Rate Kusiyanisa: Matengo anogona kusiyana zvichibva pachimiro chemukwereti uye rudzi rwechigadzirwa chechikwereti chakasarudzwa.

AAA Kukweretesa: Kupayona mune Zvisiri-QM Zvikwereti
Nyanzvi Yedu uye Masevhisi
Hutungamiri hweMusika: Kuvapo kwakasimba mumusika wechikwereti usiri weQM kubvira 2007.
Tsika Solutions: Zvigadzirwa zvakasiyana siyana, kusanganisiraNo Doc Hapana Chikwereti, Kuzvigadzirira P&L, nezvimwe.

Mutengi Tsigiro uye Kubudirira
Rekodha yekugutsikana: Kubatsira zviuru zvemhuri, nenhamba dzakakosha dzekubhadhara chikwereti.
Chikwata Kunakisa: Chikwata chakasimba chinoona isina musono kugadzirisa chikwereti uye rutsigiro rwevatengi.

Mhedziso
Iyo nzira yekuve muridzi wezvivakwa muUS semutorwa, kunyangwe yakaoma, inofambiswa neruzivo rwakakwana uye zviwanikwa.Kushandisa maturusi seSelf Prepared P&L zvirevo zvinogona kurerutsa rwendo.Masangano akaita seAAA Lendings akashongedzerwa kutungamira zvizvarwa zvekune dzimwe nyika kuburikidza neaya maitiro akaomarara, kuve nechokwadi chekuti chiroto chavo chekuva nemidziyo muUS chinoitika.

VhidhiyoYepamberi Insights muReal Estate Financing kune Vekune dzimwe nyika: Leveraging Self Prepared P&L

Chirevo: Ichi chinyorwa chakagadziridzwa neAAA LENDIS;mamwe emifananidzo akatorwa kubva kuInternet, nzvimbo yesaiti haina kumiririrwa uye haigone kudhindwa zvakare pasina mvumo.Pane njodzi mumusika uye mari inofanira kungwarira.Ichi chinyorwa hachiumbe zano rekudyara wega, uye haritarise zvinangwa zvekudyara, mamiriro emari kana zvinodiwa zvevashandisi vega.Vashandisi vanofanirwa kufunga kuti chero maonero, maonero kana mhedziso dzirimo dzirimo dzakaenderana nemamiriro avo ezvinhu.Isai mari zvinoenderana nenjodzi yenyu.