Bank Statement - Chimwe Chinhu Chaunoda Kuziva Nezvacho
Nhanganyaya
Bank StatementChirongwa, chakagadzirirwa chaizvo vanyoreri vasingakwanise kupa humbowo hwechinyakare hwemari, kunyanya kunanga kune vanozvimiririra, vanozvishandira, uye mabhizinesi matsva.
Maitiro echinyakare ekunyorera chikwereti anowanzoda kuendeswa kwefomu reW-2, gwaro rinopihwa nemushandirwi rinotsanangura mari yemunhu uye kunyimwa mutero kwegore rapfuura remutero.Nekudaro, kune vanozvimiririra kana vanhu vanozvishandira, humbowo hwemari yakadai hunogona kunge husipo, zvichiita kuti zvikwereti izvi ive sarudzo inoyevedza.Ichi chinyorwa chichaongorora kukosha kwechirevo chebhangi, kuti chinoenderana sei nemamwe mazwi akakosha semitsara yekutengeserana, uye maitiro azvinoita vatengi vekutanga pamba.
Kunzwisisa Bank Statements
A bank statementirekodhi rakadzama rakapihwa nebhangi rako, iro rinoratidza zvese zvekutengeserana muakaundi yako pane imwe nguva.Inosanganisira zvese deposits, withdrawals, fees, and other transactions.Vanokweretesa vanowanzoda zvirevo zvebhangi paunonyorera chikwereti sezvo zvichivapa mufananidzo wehutano hwako hwemari.
Kune vatengi vekutanga-pamba, kunzwisisa nekugadzirisa zvitatimende zvako zvebhangi kwakakosha.Ndiro rimwe remagwaro ekutanga anoshandiswa nevakweretesi kuongorora kugona kwako kubhadhara chikwereti.Vachatarisa mari yaunowana, asiwo mari yako, kuti vaone kana uchikwanisa kubhadhara mari yemwedzi nemwedzi.
Kekutanga Vatengi Vepamba - Kufambisa iyo Chikwereti Maitiro
Izwi rekuti “mutengi wepamba kekutanga” rinowanzoreva munhu kana mhuri iri kutenga nzvimbo kekutanga kana kuti anga asina chero pfuma mumakore matatu apfuura.Kuona kana iwe uri wekutanga mutengi wemba zvinoenderana zvakanyanya nenhoroondo yako yevaridzi vezvivakwa.Heano mamwe maitiro aungashandisa kuongorora chimiro chako:
- Hauna kumbobvira uine chivako: Kana usati wambotenga nzvimbo kare, unoonekwa semutengi wekutanga wemba.
- Hauna chivako mukati memakore matatu apfuura: Kunyangwe iwe wakambove uine chivako, unogona kutorwa semutengi wekutanga pamba kana anga apfuura makore matatu kubva pawakatengesa nzvimbo.
- Waimbove nemidziyo chete newawakaroorana naye: Kana wakaroora uye uine imba nemumwe wako, asi iwe hauna kuroora uye hauna midziyo wega, unogona kutorwa semutengi wemba kekutanga.
- Iwe uri mugadziri wemba akadzingwa kana mubereki ari oga: Kana iwe uchingova neimba imwe chete nemumwe wako uye nekuda kwekuchinja kwehupenyu, wave mubereki mumwe kana mugadziri wemba akadzingwa asina zita reimba, unogona kutorwa seimba yekutanga. buyer.
Kune vatengi vekutanga-pamba, kunzwisisa chirevo chako chebhangi uye mitsara yekutengeserana kwakakosha.Inogona kukubatsira kuongorora hutano hwako hwemari uye kunzwisisa izvo vanokweretesa vari kutsvaga kana iwe uchinyorera remba.
Rimwe rematambudziko akanyanya kukosha anotarisana nevatengi vekutanga kumba kusave nenhoroondo yakakwana yechikwereti kana mitsetse yekutengeserana yakakwana.Kana izvi zviri izvo, yakobank statementzvinotonyanya kutsoropodza.Inogona kuratidza vanokweretesa kuti une chekuita nemari, kunyangwe nhoroondo yako yechikwereti ishoma.
Bank Statements uye Trade Lines
Mutsetse wekutengesa chimwe chinhu chakakosha chinotariswa nevakweretesi paunonyorera chikwereti.Irekodhi yenhoroondo yechikwereti chemukwereti, kusanganisira rudzi rwechikwereti, huwandu hwechikwereti, uye nhoroondo yekudzorera.Yega yega account yechikwereti yaunayo ndeye yakaparadzana yekutengesa mutsara pane yako yechikwereti repoti.
Yourbank statementuye mitsara yako yekutengeserana ine hukama hwepedyo.Matengesi akarekodhwa mubhangi statement yako anogona kukanganisa mitsara yako yekutengeserana.Semuenzaniso, kana chirevo chako chebhangi chichiratidza nguva dzose, kubhadhara-nguva kune kadhi rechikwereti kana chikwereti, zvinogona kukanganisa mutsetse wekutengeserana unobatanidzwa neakaundi iyoyo.
Mhedziso
Mukupedzisa, abank statementchishandiso chine simba chekunzwisisa hutano hwako hwemari uye kufambisa maitiro echikwereti, kunyanya kune vanotanga kutenga imba.Nekunzwisisa kuti chirevo chako chebhangi uye mitsara yekutengeserana inokanganisa sei kukodzera kwako kukwereta, unogona kutora matanho ekuvandudza hutano hwako hwemari uye kuwedzera mikana yako yekuwana chikwereti.
Rangarira, chirevo chako chebhangi chinopfuura rekodhi yekutengeserana kwako.Chiratidzo chemaitiro ako emari.Nekuchinzwisisa nekuchibata nemazvo, unogona kufambisa nzira yekukumbira kukwereta kwakabudirira uye, pakupedzisira, kuve muridzi wemba.
Nezve AAA Lendings
Yakavambwa muna 2007, AAA Lendings yave inotungamira mukweretesi wemondi ane anopfuura makore gumi nemashanu ekunaka.Yedu yepakona iri kupa isingaenzaniswi sevhisi uye kuvimbika, kuve nechokwadi chekugutsikana kwakanyanya kwevatengi vedu.
Nyanzvi muhuwandu hwakawanda hweZvisiri-QM zvigadzirwa-kusanganisiraNo Doc Hapana Chikwereti, Kuzvigadzirira P&L, WVOE, DSCR, Bank Statements, Jumbo, HELOC, Close End Secondzvirongwa—tinotungamira mumusika wechikwereti we'Non-QM'.Isu tinonzwisisa kuomarara kwekuchengetedza zvikwereti uye tine akasiyana 'Chikwereti Arsenal' kusangana nematambudziko aya.Kupinda kwedu kwekutanga mumusika weNon-QM kwakatipa hunyanzvi hwakasiyana.Nhamburiko dzedu dzokupayona zvinoreva kuti tinonzwisisa zvidikanwi zvako zvemari zvakasiyana.NeAAA Lendings, kusvika pazvinangwa zvako zvemari zviri nyore uye zvinowanika.
Tabatsira mhuri dzinoda kusvika zviuru makumi mashanu kuti zviroto zvadzo zvemari zvizadziswe, nemari yechikwereti ichipfuura mabhiriyoni makumi maviri emadhora.Kuvapo kwedu kwakakosha munzvimbo dzakakosha seAZ, CA, DC, FL, NV, uye TX zvinotitendera kuti tishumire huwandu hwevanhu.
Nevanopfuura zana vakazvipira vamiririri uye vari-mumba vanonyora pasi uye zvikwata zvekuongorora, isu tinoona yakagadziridzwa uye isina kunetseka-yekukwereta maitiro.
VhidhiyoBank Statement - Chimwe Chinhu Chaunoda Kuziva Nezvacho
Nguva yekutumira: Nov-16-2023