11/15/2023

Ko munhu wokune imwe nyika angava neimba yake duku here?Vagari vasiri vekuUS vasina kadhi rekuzivikanwa vanogona kutenga dzimba muUnited States?Kana zviri izvo zvinokunetsa, haufanirwe kupotsa iyi yekupedzisira gwara!Zvichakubatsira iwe kunzwisisa gadziriro uye maitiro anodiwa kune vekunze kuti vatenge dzimba muCalifornia.

Vagari vekunze vanogona kutenga dzimba muUS vasina chitupa cheUS?

Ehe!Vekune dzimwe nyika vanotarisana nechero zvirambidzo kana vachidyara kana kutenga zvivakwa muUnited States.Nekudaro, vatengi vazhinji vekumhiri kwemakungwa vanofunga zvisiri izvo kuti vagari vasiri vekuUS havagone kunyorera zvikwereti.Kazhinji, vagari vasiri vekuUS kana vagari, avo vanopinda nemavhiza eB1/B2, kana kunyangwe vasina mavhiza ekupinda kubva kunze kweUS vanogona kunyorera zvikwereti zvekunze kwenyika.Saka, kana mitengo yembavha iri mukati mebhajeti yako, vatengi vekunze kwenyika vanofanirwa kufunga kutora chikwereti kuti vatenge imba.

Kuti nditenge imba nechikwereti, ndinofanira kunge ndiri kuUS here?
Isu paAAA Lendings tinokwanisa kugamuchira masiginecha kumaembassy.

Imarii mari yekubhadhara chirongwa chekunze kwenyika?Mari yemortgage ndeipi?
Yedu Yedu Yakagadzirira P&L chigadzirwa kuAAA Lendings inogamuchira zvikumbiro zvechikwereti kubva kune vekunze, uye vanokwereta vanogona kunyorera neine shoma ye30% yekubhadhara pasi.Ehe, mubhadharo wakakura uye mari shoma yechikwereti inogona kuchengetedza mutengo unogutsa.

Saka, chii chinonzi aKuzvigadzirira P&L?

A Self Prepared Profit and Loss (P&L), inozivikanwawo se "revenue statement," ipfupiso yemari yemunhu uye mari inoshandiswa nekufamba kwenguva.KuAAA Lendings, tinobvumira vatengi kushandisa yavo Self Prepared P&L pachinzvimbo chemagwaro emari kuti vawane chikwereti chemba.

Ndedzipi gadziriro dzinodiwa kune zvizvarwa zvekune dzimwe nyika kana Self Prepared P&L kana uchinyorera chikwereti chemba?
Kutora yeduKuzvigadzirira P&Lchigadzirwa semuenzaniso:
1.Clients vanofanira kupa YTD + 2022 gore rimwe chete rakazara P & L Chirevo chinopedzwa neCPA kana mukwereti.
2.Kopi yepasipoti, I-94, uye VISA inoshanda (F-1 uye F-2 marudzi haabvumirwi).
3.Kopi yepasipoti uye ingave I-94W kana humbowo hweESTA Kubvumirwa kunodiwa kune vanokwereta.

Semugari wekune imwe nyika asina midziyo muUS, ndingashandisa midziyo yangu yemhiri kwemakungwa kubhadhara chikwereti uye kubhadhara mari?
Midziyo yekune dzimwe nyika inoshandiswa pakubhadhara pasi, mari yekuvhara, uye/kana mari yakachengetwa inofanira kuendeswa kuaccount account yeUS usati wahodha magwaro echikwereti.

Semugari wekune imwe nyika, ndinofanirawo here kupa marekodhi echikwereti kana chero magwaro echikwereti?
Hongu, vatengi vanofanirwa kupa marekodhi ekutengesa kadhi rechikwereti, zvirevo zveakaundi yebhangi kubva mumwedzi mitatu yapfuura, kana kunyange marekodhi efoni.Kubhadhara kwenguva refu kwemagetsi, mvura, uye internet zvinogonawo kuonekwa sezvinyorwa zvenguva refu zvekutengeserana.

Ndeipi nzira yekuti mutorwa atenge imba kuUS?
1.Bata nemukweretesi kuti uwane tsamba yekubvumidzwa isati yasvika
2.Sarudza imba yakakodzera uye real estate agent
3.Ita kupa pane imwe imba
4.Sarudza waunofarira AAA Lendings loan officer kuti unyorere chikwereti chemba
5.Mirira kubvumidzwa kwechikwereti cheAAA Lendings

Semutorwa, ndinofanira kubhadhara marii pachikwereti?
Mari yedu kuAAA Lendings iri nyore uye iri pachena, ichingoda imwe mari yekugadzirisa uye muripo wekunyora pasi.Nekuda kwekuita kwedu mukati-mumba uye kunyora pasi, mitengo yedu yakaderera zvakanyanya kupfuura vamwe vechitatu-bato vanokweretesa.

Kana ndiri mugari wekune imwe nyika ane mamiriro akasarudzika, kukwereta kunotora nguva yakareba here?
Kwete hazvo, isu veAAA Lendings tichakurumidza kuongorora magwaro ako akatumirwa uye kazhinji kuvhara zvikwereti mukati meavhareji yemavhiki matatu.

Nezve AAA Lendings
Yakavambwa muna 2007, AAA Lendings yave inotungamira mukweretesi wemondi ane anopfuura makore gumi nemashanu ekunaka.Yedu yepakona iri kupa isingaenzaniswi sevhisi uye kuvimbika, kuve nechokwadi chekugutsikana kwakanyanya kwevatengi vedu.

Nyanzvi muhuwandu hwakawanda hweZvisiri-QM zvigadzirwa-kusanganisiraNo Doc Hapana Chikwereti, Kuzvigadzirira P&L, WVOE, DSCR, Bank Statements, Jumbo, HELOC, Close End Secondzvirongwa—tinotungamira mumusika wechikwereti we'Non-QM'.Isu tinonzwisisa kuomarara kwekuchengetedza zvikwereti uye tine akasiyana 'Chikwereti Arsenal' kusangana nematambudziko aya.Kupinda kwedu kwekutanga mumusika weNon-QM kwakatipa hunyanzvi hwakasiyana.Nhamburiko dzedu dzokupayona zvinoreva kuti tinonzwisisa zvidikanwi zvako zvemari zvakasiyana.NeAAA Lendings, kusvika pazvinangwa zvako zvemari zviri nyore uye zvinowanika.

Tabatsira mhuri dzinoda kusvika zviuru makumi mashanu kuti zviroto zvadzo zvemari zvizadziswe, nemari yechikwereti ichipfuura mabhiriyoni makumi maviri emadhora.Kuvapo kwedu kwakakosha munzvimbo dzakakosha seAZ, CA, DC, FL, NV, uye TX zvinotitendera kuti tishumire huwandu hwevanhu.

Nevanopfuura zana vakazvipira vamiririri uye vari-mumba vanonyora pasi uye zvikwata zvekuongorora, isu tinoona yakagadziridzwa uye isina kunetseka-yekukwereta maitiro.

VhidhiyoMunyika Yekune dzimwe nyika Anogona Kuve Nemusha muCalifornia?The Ultimate Guide kune vekunze National Buyers

Chirevo: Ichi chinyorwa chakagadziridzwa neAAA LENDIS;mamwe emifananidzo akatorwa kubva kuInternet, nzvimbo yesaiti haina kumiririrwa uye haigone kudhindwa zvakare pasina mvumo.Pane njodzi mumusika uye mari inofanira kungwarira.Ichi chinyorwa hachiumbe zano rekudyara wega, uye haritarise zvinangwa zvekudyara, mamiriro emari kana zvinodiwa zvevashandisi vega.Vashandisi vanofanirwa kufunga kuti chero maonero, maonero kana mhedziso dzirimo dzirimo dzakaenderana nemamiriro avo ezvinhu.Isai mari zvinoenderana nenjodzi yenyu.