11/21/2023

Kuzarura Rwendo Rwokubvumidza Mukweretesi

Kutanga rwendo rwekutenderwa nemukweretesi wekutengesa kunosanganisira kufamba nenzira yakasiyana uye ine simba.Kunyangwe iwe uri nyanzvi yeindasitiri ine ruzivo kana mutsva ari kuongorora kukweretesa, kunzwisisa nuances yeiyi nzira yekubvumidza kwakakosha.Mugwaro rino rakazara, isu tichaburitsa hukasha hwekubvumidzwa kwemukweretesi, tichikupa ruzivo uye mazano ekugadzirisa rwendo rwako.

Kunzwisisa iyo Wholesale Lender Landscape

Usati waongorora maitiro ekubvumidza, zvakakosha kuti unzwisise mamiriro emukweretesi.Vakweretesi vehoholesale vanoita basa rakakosha muindasitiri yekukweretesa, vachiita sevarevereri pakati pemamortgage broker nemasangano emari.Maitiro avo ekubvumidza anosanganisira kuongorora magwaro evanotengesa mbavha vanotsvaga kubatana navo.

Iyo Anatomy yeMukweretesi Wekutengesa Mvumo

1. Broker Credential Assessment: Yekutanga yekutarisa muhorese mukweretesi wemvumo ndeyekuongororwa kwezvitupa zvebroker.Izvi zvinosanganisira kuongororwa kwakadzama kwechiitiko chebroker, rekodhi rekodhi, uye kutevedzera mitemo yeindasitiri.
2. Kugadzikana Kwemari: Vakweretesi vezvitoro vanoongorora kugadzikana kwemari kwevachazoda kudyidzana navo.Izvi zvinosanganisira kuongorora hutano hwemari hwemortgage broker, kuve nechokwadi chekuti vanokwanisa kufamba mumusika une simba uye kazhinji usingafungidzike.
3. Compliance Verification: Kutevedzera mitemo yeindasitiri hakugone kutaurirana.Vanokweretesa vezvitoro vanonyatso simbisa kuti mabrotgage broker anoteera kune ese akakodzera mirau uye ehutsika mwero.Izvi zvinosanganisira ongororo yakazara yemarezinesi, zvitupa, uye kutevedzera mitemo yekukweretesa.
4. Kubatanidzwa kweTekinoroji: Munguva yedhijitari, tekinoroji inoita basa rakakosha muindasitiri yekukweretesa.Vanokweretesa vezvitoro vanowanzo ongorora tekinoroji zvivakwa uye kugona kwevanokwereta vatengesi, vachiona kuenderana uye kushanda zvakanaka mukubatana.
5. Tevera Rekodhi Yemhando Yekutumira: Vakweretesi vehoholese vanoisa pamberi vatengesi vane rekodhi rekodhi rekuendesa zvikumbiro zvechikwereti zvemhando yepamusoro.Izvi zvinosanganisira kuongororwa kwekururama uye kukwana kwezvakambotumirwa, kuderedza zvikanganiso uye kugadzirisa nzira yekubvumidza.

Matanho eKubvumidzwa kweMukweretesi Yemutengesi isina Musono

1. Enhad Broker Credentials: Mortgage broker vanotsvaga kubvumidzwa kweholesale mukweretesi vanofanirwa kutarisa mukusimudzira magwaro avo.Izvi zvinosanganisira kuwana akakodzera indasitiri zvitupa, kuratidzira rakabudirira rekodhi, uye kuratidza kuzvipira mukusimudzira kwehunyanzvi.
2. Ita shuwa Kugadzirira Kwemari: Kugadzikana kwemari ibwe repakona rekubvumidzwa kwemukweretesi.Mortgage broker vanofanirwa kubata mari yavo zvine hutano, kuchengetedza hutano hwezvikwereti zvibodzwa, uye kuratidza kugona kwemari kubata zvinodiwa nemusika wemortgage.
3. Koshesa Kuteerera uye Kuteedzera Kuteera: Kuramba wakatarisana nemirairo yeindasitiri uye kuona kuti kutevedza kwakasimba kwakakosha.Mabhurocha emortgage anofanirwa kuisa mari mudzidzo inoenderera mberi, kuchengetedza marezinesi emazuva ano, uye kuomerera kumitemo yetsika kuti isangane nemaitiro akaomesesa akatemerwa nevakweretesi.
4. Chengetedza Mari muTekinoroji Infrastructure: Kumbundira tekinoroji haingori maitiro;chinhu chinodiwa mune yemazuva ano yemortgage landscape.Mortgage broker anofanirwa kuisa mari muhunyanzvi hwepamberi kugadzirisa maitiro, kuwedzera kutaurirana, uye kuenderana nezvinotarisirwa nedhijitari yevanokweretesa.
5. Vaka Portfolio Yemhando Yekutumira: Mortgage broker vanogona kuzvisiyanisa nekugara vachiendesa zvemhando yepamusoro zvikumbiro zvechikwereti.Izvi zvinosanganisira kunyatsotarisisa kune zvakadzama, magwaro akazara, uye kuzvipira kupa vanokweretesa vehorese nezvinotumirwa zvinofambisira kufambiswa kwakanaka.

Mhedziso

Iyo wholesale yemvumo yemukweretesi rwendo rwakasiyana-siyana runoda nzira yehungwaru kubva kune vanokwereta bhuroka.Nekunzwisisa maitiro akatarwa nevanokweretesa, kusimudzira zvitupa, kuve nechokwadi kugadzikana kwemari, kukoshesa kuteedzera, kumbundirana tekinoroji, uye kugara vachiendesa zvemhando yepamusoro, mabhurocha emba anogona kufamba nenzira iyi nechivimbo.Sezvo nzvimbo yemortgage ichiramba ichishanduka, kubvumidzwa kwemukweretesi wehorese hakungori maitiro asi kudyidzana kwakasimba pakati pemabhuroka nevanokweretesa mukufambisa indasitiri mberi.

Chirevo: Ichi chinyorwa chakagadziridzwa neAAA LENDIS;mamwe emifananidzo akatorwa kubva kuInternet, nzvimbo yesaiti haina kumiririrwa uye haigone kudhindwa zvakare pasina mvumo.Pane njodzi mumusika uye mari inofanira kungwarira.Ichi chinyorwa hachiumbe zano rekudyara wega, uye haritarise zvinangwa zvekudyara, mamiriro emari kana zvinodiwa zvevashandisi vega.Vashandisi vanofanirwa kufunga kuti chero maonero, maonero kana mhedziso dzirimo dzirimo dzakaenderana nemamiriro avo ezvinhu.Isai mari zvinoenderana nenjodzi yenyu.