Yakawedzerwa Yakazara Doc Jumbo - Kuvhura Yakakwirira-Kukosha Mortgage Solutions

Kufamba-famba pasirese rembareti kunogona kunzwa kuremerwa, kunyanya kana zviroto zvako zvikadarikaZvikwereti Zvakajairwa Zvikwereti. Enter theYakawedzerwa Full Docjumbo, a premium financing sarudzo kubva kuAAA Capital Investment, Inc. iyo inobata kune vanokwereta vari kutsvaga zvikwereti zvakakura zvine kuchinjika kwakasiyana. Kunyangwe iwe uri kutenga yakasarudzika condo kana yakawanda-yuniti chivakwa, izviAUS Jumbochigadzirwa chinowedzera kushanda kweAutomated Underwriting Systems (AUS) kuendesa zvibvumirano zvinokurumidza, zvakavimbika pasina mutoro wekugadzirisa zvakanyanya kana kuomarara kwechikwereti.

Chimwe chezvinhu zvinonyanya kukosha zveWapamhimili Vhidhiyo Dailymotion Jumbondiko kuwanikwa kwayo kune vanokwereta neLow FICOscore. Nepo zvikwereti zvechinyakare zvejumbo zvinowanzoda kiredhiti chaiyo-kazhinji chikamu cheFICO che700 kana chepamusoro-chigadzirwa ichi chinopa kuregerera, chero mamwe maitiro ekukodzera asangana. Yakapetwa iine makore mashoma manomwe emwaka wemwaka wezviitiko zvinoshoreka senge kubhuroka kana kuvharirwa (paMatrix nhungamiro), inovhura mikova yevakwereta kuvakazve nhoroondo yavo yemari. Semuenzaniso, munhu anokwereta ane FICO mamakisi mune yakaderera 600s, yakadzika mari, uye yakachena ichangoburwa nhoroondo yekubhadhara inogona kuramba ichiwana $ 1.8 miriyoni chikwereti chepekugara pekutanga-zvisingaite zvisingagoneke nezvipo zvakajairika.

Rudzi rwezvivakwa kuchinjika ndechimwe chiratidzo chechikwereti ichi. Kusiyana nevazhinji vanokweretesa vanomanikidza kugadziridzwa kwemitengo yecondos kana 2-4 unit zvivakwa, iyoWapamhimili Vhidhiyo Dailymotion JumbofeaturesHapana Kugadziriswa kweCondo / 2-4 zvikamu. Izvi zvinoreva kuti vanokwereta havatarise imwe mari yekuwedzera kana zvipingaidzo pavanenge vachipa mari idzi zvivakwa, zvichiita kuti ive yakanakira vatengi vemumaguta kana vanoisa mari. Sekureva kwe2024 mushumo wakaitwa naZillow, kutengeswa kwecondo mumaguta makuru eUS senge New York neSan Francisco kwakawedzera ne12%, zvichiratidza chido chiri kukura chezvivakwa zvakadaro. Nechigadzirwa ichi, mutengi anogona kupa mari yemadhora 2 miriyoni katatu asinganetseki nekukwira kwemitengo nekuda kwekuiswa kwenzvimbo.

Mhandara yemortgage iyi kuvimba kwayoAUS Jumboteknolojia. Nekuomerera kune Desktop Underwriter (DU) kana Chikwereti Chigadzirwa Advisor (LPA) zviyero, chikwereti chinova nechokwadi chekunyorera pasi pemari, midziyo, uye chikwereti. Uyu mukana wakakura kune vanokwereta vane nhoroondo dzakaoma dzemari - funga vanhu vanozvishandira vachishandisa midziyo yebhizinesi mubhadharo wakaderera (pamwe nemirayiridzo yeAgency) kana avo vanovimba nemari yeRSU. Nekudaro, iyo Matrix haisanganisi mari inoshanduka senge capital capital kana cryptocurrency, kuchengetedza yakatarisana nekugadzikana.

Kukodzera kwakatwasuka asi chaiko. Vagari vemuUS, vagari vekusingaperi, uye vatorwa vasiri vekugara vane pekugara zviri pamutemo vanogona kunyorera, nepo vekunze nevanopikisa vasingabatanidzwe. Mari yepamusoro yechikwereti inosvika zviuru zviviri zvemadhora neDTI ye50% yedzimba dzekutanga, ichidzika kusvika pamakumi mana neshanu muzana kune mamwe mamiriro. Assets inofanirwa kuenderana neAUS chipo uye hombe dhipoziti mitemo, uye bhizinesi rekuchengetedza haribvumidzwe, kuve nechokwadi nzira yakarangwa yekuwana mari.

Kuti zviongororwe, theWapamhimili Vhidhiyo Dailymotion Jumbozvinoda kuongororwa kuzere kwekutenga kusvika kumadhora zviuru zvitatu, uye maviri ekubhadhara mari inopfuura $2,000,000, ichivimbisa kukosha chaiko. Iine huwandu hunosvika gumi hwehupfumi hwezvivakwa hunobvumidzwa, isarudzo inogoneka kune vane ruzivo vanoisa mari zvakare. Zvirambidzo zvakanangana nehurumende, sekusakodzera kuTexas 50 (a) (6) refinances, zvinoshanda, asi kukwezva kwechigadzirwa kunoramba kuripo.

Mumusika umo kuchinjika uye kugona kune basa, iyoWapamhimili Vhidhiyo Dailymotion Jumboanomira kunze. ZvayoLow FICOkushivirira,Hapana Kugadziriswa kweCondo / 2-4 zvikamu,uyeAUS Jumbokunyatsoita kuti ive yepamusoro-tier sarudzo yevanoziva vanokwereta. Wagadzirira kupa mari yako inotevera hombe kufamba? AAA Capital Investment, Inc. iri pano kuti ikutungamirire nhanho dzese dzenzira.