09/28/2023

Iyo yazvino data kubva kuNational Association of Realtors (NAR) inoratidza kuti vatengi vekutanga-kumba vakaverengera makumi maviri nesere muzana ezvese zvekutengesa dzimba dzeUS muhafu yekutanga yegore rino, kubva pa27% panguva imwe cheteyo gore rapfuura.Kubva 2021 kusvika 2022, zera repakati revanotenga imba kekutanga richakwira kubva pa33 kusvika pa36. Dambudziko guru rinotarisana nevanotenga imba kekutanga nderekuti vangawana kupi mubhadharo weimba yavo yekutanga.Hurumende yeCalifornia yakagara ichipa zvirongwa zvekubatsira kubhadhara kune vanotanga kutenga dzimba.Pano, takanyora rondedzero yeRubatsiro rweHurumende Yekubhadhara Marizvirongwa zvinopihwa nematunhu muCalifornia.Pamwe pane imwe yako!Ngationei kuti ndeipi yaunoda!

Santa Clara County $250,000 Down Payment Assistance

Empower Homebuyers chirongwa cheSanta Clara County chekubhadhara chikwereti chekubhadhara kune vanotenga imba kekutanga.Iyi purogiramu inopa rubatsiro kusvika ku $ 250,000 (kwete kudarika 30% yemutengo wekutenga)!
0% mubereko pane chikamu chekubatsira uye hapana kubhadhara pamwedzi!Inongoda kubhadharwa chete kana chikwereti chakura, nzvimbo yacho inotengeswa, kana kuti iwe unogadzirisa.Iwe unozofanirwa kubhadhara mari yerubatsiro uye imwe yekuwedzera kwekukosha kwemba yako.
Govera Kutenda: Paunenge uchitengesa imba yako, unofanirwa kugovera chikamu chekutenda neSanta Clara County.Pane chivharo mukati memakore gumi ekutanga enguva yechikwereti uye hapana chivharo mushure memakore gumi.Kugoverwa kwekutenda kunoenderana nehuwandu hwehuwandu hwekubatsira kumutengo wekutenga weimba.
*Tichifunga kuti munhu anokwereta anotenga imba nemadhora mazana matanhatu uye oshandisa 20% ($120,000) rubatsiro rwekubhadhara pasi, kana imba ikatengesa $800,000, mukwereti anokwereta $120,000 (yemari yechikwereti chepakutanga) pamwe nemadhora makumi mana (kureva makumi maviri muzana e000) , Yese $160,000.

Mubhadharo wepasi wevakwereta ndeye 3%
Hapana inogumira mutengo
Mari yegore negore yemhuri haifanire kudarika 120% yemari yeSanta Clara County yepakati.

Los Angeles $85,000 Down Payment Assistance

Los Angeles County Development Authority (LACDA) inotanga chirongwa cheIMBA OWNERSHIP PROGRAM, iyo inopa rubatsiro rwekubhadhara pasi kusvika kumadhora makumi masere nemashanu kana makumi maviri muzana emutengo wemba (chero wakaderera), 0% mubereko, uye pasina muripo wepamwedzi!
Iwe unongofanira kubhadhara chikamu chekubatsira kana imba yatengeswa kana kana muridzi weimba achinja.Kana imba ichitengeswa mukati memakore mashanu, 20% yekuwedzera kweiyo kukosha kweimba inoda kudzorerwa kuLACDA;kana imba ichitengeswa mushure memakore mashanu, chete mari yekubatsira inobhadharwa.
Vanyoreri vanofanirwa kubhadhara inokwana 1% (kunze kwemubhadharo) uye mubhadharo wepamusoro we $150,000.
Mutengo mukuru wekutenga imba i$700,000.
Mari yese yemumba haifanire kudarika 80% yemari yeLos Angeles yepakati.

San Diego 17% Pazasi Kubhadhara Rubatsiro

Chirongwa cheSan Diego County chekubatsira chinopa rubatsiro rwekubhadhara pasi kusvika pagumi nenomwe muzana yemutengo wakayerwa wemba kana mutengo wekutenga, chero wakaderera.

Mari yemubereko pachikamu chekubatsira i3% uye nguva yacho makore makumi matatu.Hapana kubhadhara kunodiwa kwemakore makumi matatu.Kubhadhara kunongodiwa kana chivakwa chatengeswa, chaendeswa, kurendwa kana chikwereti chakura.
Mubhadharo wemukwereti wepasi, kusasanganisa chikamu chekubatsira, i3%;iyo yose yekubhadhara pasi haigoni kudarika 25% yemutengo weimba.
Mari yese yemumba haifanire kudarika 120% yemari yeSan Diego yepakati:

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