Keywords: DTI;Ratio
Chikwereti-ku-income (DTI) chiyero chemari yemunhu chinofananidza kubhadhara kwechikwereti chemunhu pamwedzi nemari yaanotambira pamwedzi.Mari yaunowana mubhadharo wako usati wabvisa mitero nezvimwe zvakabviswa.Chikwereti-ku-muhoro chikamu chikamu chemari yako yakawandisa pamwedzi inoenda kukubhadhara chikwereti chako chemwedzi wega wega.
DTI = Yese Yekubhadhara Chikwereti CheMwedzi/ Gross Monthly Income
Kana iwe uchida kunyorera chikwereti chemba, DTI yako inofanirwa pasi pe50% kana kudzika.Heino muenzaniso unoratidza maverengero eDTI yako:
John's mwedzi nemwedzi mabhiri nemari yaanowana ndeaya anotevera uye tinogona kuverenga iyo DTI -40%.
| Mabhiri uye mari | Mari | Total | DTI |
| Mortgage | $1500 | $2720 | 2720/6800=40% |
| Property Tax | $480 | ||
| Inishuwarenzi yemuridzi wemba | $80 | ||
| Car lease | $340 | ||
| Kadhi rechikwereti | $320 | ||
| Gross Income | $6800 | $6800 |
Nguva yekutumira: Jan-20-2022