11/21/2023

Nhanganyaya

Kuwana mvumo yemortgage inhanho yakakosha parwendo rwekuva muridzi wemba.Kunyangwe iwe uri mutengi kekutanga kana ane ruzivo mumusika wezvivakwa, kunzwisisa kuomarara kwemaitiro ekubvumidza kwakakosha.Mugwaro rino, tichaongorora mazano anoshanda uye maonero ekuti ungawana sei mvumo yembande, tichikupa nzira yekufambisa ichi chakakosha chemari.

1. Ziva Mamiriro Ako Emari

Usati watanga nzira yekubvumidza imba, ita ongororo yakazara yemamiriro ako emari.Ongorora kiredhiti yako, ongorora chikwereti chako-kune-mari inowanikwa, uye uve nekunzwisisa kwakajeka kwezvinangwa zvako zvemari.Kuziva paumire pamari kunoisa hwaro hwekubudirira kwechikumbiro chemari.

2. Polish Your Credit Profile

Chibodzwa chako chechikwereti ndicho chinhu chakakosha pakubvumidzwa kwemortgage.Ongorora kiredhiti yako yechikwereti kuti ichokwadi uye shanda pakuvandudza zvibodzwa zvako kana zvichidikanwa.Kubhadhara zvikwereti zvasara uye kugadzirisa chero kusawirirana kunogona kukanganisa chimiro chako chechikwereti, zvichiwedzera mikana yako yekubvumidzwa uye mibairo yakanaka.

3. Vakai Yakasimba Yemari Portfolio

Vanokweretesa vanoongorora yako portfolio yemari kana vachiongorora mafomu embangi.Simbisa chinzvimbo chako nekuratidza basa rakatsiga, mari yaunotambira, uye nhoroondo yakasimba yekuchengetedza.Iyo yakanyatso kutenderera yemari portfolio inowedzera kuvimbika kwako semukwereti.

4. Nzwisisa Sarudzo Yako Yechikwereti

Tsvagurudza uye unzwisise dzakasiyana siyana dzekukweretesa dzemortgage dziripo.Ingave chikwereti chakajairika, FHA chikwereti, kana VA chikwereti, chimwe nechimwe chinouya nezvayo seti yezvinodiwa.Gadzirisa maitiro ako zvichienderana nechikwereti chinonyatsoenderana nemamiriro ako emari uye zvinangwa zvevaridzi vemba.

5. Wana Pre-Approved

Usati wanyura muchirongwa chekuvhima imba, tsvaga pre-mvumo yekutenga imba.Izvi hazvingope iwe chete bhajeti rakajeka asi zvakare zvinoratidza kune vatengesi kuti uri mutengi akakomba uye ane hunyanzvi.Shanda padhuze nemukweretesi wemba kuti upedze pre-approval process.

6. Chengetedza Mari Yakakura Pazasi

Wnepo zvimwe zvikwereti zvichibvumira kubhadhara kwakaderera, kuve nekubhadhara kwakawanda kunosimbisa chikumbiro chako.Chengetedza nekushingairira kubhadhara pasi, uchifunga kuti mubhadharo wakakura wepamberi unogona kuguma nematemu echikwereti ari nani uye mikana yekuwedzera yekubvumidzwa.

7. Taura Zvikwereti Zvasara

Deredza zvikwereti zvakasara kuti uvandudze chikwereti chako-ku-income ratio.Bhadhara zvikwereti zvekadhi rechikwereti uye funga nezvekubatanidza zvikwereti zvine mhindu yakakwira.A healthier chikwereti chimiro chinokuita iwe anokwezva anokwereta uye inosimudzira yako yemvumo yemortgage tarisiro.

8. Gadzirisa Basa Rako

Vanokweretesa vanokoshesa nhoroondo dzebasa dzakagadzikana.Vavarira kuchengetedza basa rinoenderana kana basa rakachengeteka usati wanyorera imba yemba.Rekodhi rekodhi rebasa rakavimbika rinowedzera kuvimbika kune yako application.

9. Bata neVadzidzi Vanoziva

Batira pamwe nevanoziva zvivakwa nyanzvi uye vanopa mazano ezvivakwa.Unyanzvi hwavo hunogona kukutungamira kuburikidza nekuoma kweiyo mortgage mvumo yekuita.Tsvaga kurudziro, verenga wongororo, uye sarudza nyanzvi dzinonzwisisa yako yakasarudzika mamiriro emari.

10. Gara Uchiziva uye Iva Unoshingaira

Zvichengete iwe uchiziva nezve misika mafambiro, mitengo yemubereko, uye shanduko mune yemortgage landscape.Iva nesimba mukunzwisisa mazwi echikwereti chako uye usazeze kutsvaga kujekeswa.Ruzivo chishandiso chine simba mukuwana mvumo yembavha.

Mhedziso

Kuwana mvumo yembavha ihunyanzvi hunobatanidza ruzivo rwemari, kuronga kwehurongwa, uye kuita sarudzo.Nekunzwisisa mamiriro ako emari, kukwenenzvera chimiro chako chechikwereti, uye kushanda padhuze nenyanzvi, unogona kufamba munzira yekubvumidza uine chivimbo.Rangarira, nhanho yega yega yaunotora inokuswededza pedyo nekuvhura musuwo weimba yako yezviroto.

Chirevo: Ichi chinyorwa chakagadziridzwa neAAA LENDIS;mamwe emifananidzo akatorwa kubva kuInternet, nzvimbo yesaiti haina kumiririrwa uye haigone kudhindwa zvakare pasina mvumo.Pane njodzi mumusika uye mari inofanira kungwarira.Ichi chinyorwa hachiumbe zano rekudyara wega, uye haritarise zvinangwa zvekudyara, mamiriro emari kana zvinodiwa zvevashandisi vega.Vashandisi vanofanirwa kufunga kuti chero maonero, maonero kana mhedziso dzirimo dzirimo dzakaenderana nemamiriro avo ezvinhu.Isai mari zvinoenderana nenjodzi yenyu.