12/05/2023

Murwendo rwehupenyu husingafungidzike, kudiwa kwekushanduka kwemari ndiko kwakakosha.Prime Yakavharwa Kupera Kwechipiri (Prime CES)inobuda sechiedza chetariro, ichipa varidzi vedzimba nzira itsva yekugadzirisa mari pasina zvipingaidzo zvekubhadhara mari.

Chii chaizvoPrime CES?Zvakawanda seYakavharwa-Kupera Kwechipiri Mortgage, Prime CES inobvumira varidzi vedzimba kukwidziridza imba yavo yakaenzana.Nekudaro, Prime CES inomira parutivi neayo akasiyana maficha akagadzirirwa anhasi ane simba mamiriro emari.Inopa mabhenefiti eese ari maviri "Stand-Alone CES" uye "Piggy Back" mhinduro, ichipa inogoneka uye yehungwaru yekushandisa mari.

Stand-Alone CES: Iyi imari yakazvimirira yechipiri, inopa varidzi vedzimba mari yakawanda pasina chikonzero chekugadzirisa imba yavo iripo.
Piggy Kudzoka: Pfungwa iyi inosanganisira kutora chikwereti chechipiri panguva imwe chete neyekutanga, kazhinji kudzivirira inishuwarenzi yemondi yakazvimirira kana kuwana mari yechikwereti chakakura.

Prime CESinotaura zvakasiyana-siyana zvezvido zvemari, kubva pakubatanidzwa kwezvikwereti kusvika pakugadzirisa imba.Kugona kwayo kwemusika kwakakura, kugovera kune avo vanotsvaga mari yekukurumidza pasina kuzvipira kwenguva refu kwekubhadhara.

Prime CESinokunda zvigadzirwa zvemari zvechinyakare nekuchinjika kwayo.Iwe unokwanisa kuwana yakakosha mari nevimbiso yereti yakatemerwa mubereko, zvichiita kuti ive sarudzo inoyevedza munguva yekushanduka kwemitengo.Uyezve, inogamuchira vanokwereta vane yakaderera kiredhiti mamakisi, ichiwedzera kusvika kwayo.

Varidzi vedzimba vakawanda vakatobatsirwa nazvoPrime CES.Semuenzaniso, mutengi aida mari yekuchimbidza yekugadziridza imba.NePrime CES, vakakwanisa kuchengetedza mari yaidiwa nekukasira, pasina kushandura mubereko wembavha yavo yekutanga.

NepoPrime CESinopa mabhenefiti akawanda, zvakakosha kuti unzwisise njodzi dzayo, senge zvinokonzeresa yekuwedzera kuenzana kwemba.Zvisinei, nenhungamiro yakakodzera uye kuronga, njodzi idzi dzinogona kudzorwa zvinobudirira.

Ramangwana rePrime CESinotaridzika inovimbisa, ine hutsva hunogona kupa kune yakatokura vanhu.Kuchinja kwayo kushanduko dzemusika kunoita kuti ive chishandiso chakakosha chekuronga zvemari mune ramangwana.

Prime CESinomira sechiratidzo chekuvandudzwa kwemari.Inopa varidzi vedzimba musanganiswa wakasarudzika wemari, kugadzikana, uye kuchinjika.Mumamiriro ezvemari anogara achichinja, Prime CES neAAA Lendings haingori chigadzirwa chechikwereti;inzira yekuzadzisa zvinangwa zvemari nechivimbo uye zviri nyore.

Nezve AAA Lendings

Yakavambwa muna 2007, AAA Lendings yave inotungamira mukweretesi wemondi ane anopfuura makore gumi nemashanu ekunaka.Yedu yepakona iri kupa isingaenzaniswi sevhisi uye kuvimbika, kuve nechokwadi chekugutsikana kwakanyanya kwevatengi vedu.

Nyanzvi muhuwandu hwakawanda hweZvisiri-QM zvigadzirwa-kusanganisiraNo Doc Hapana Chikwereti, Kuzvigadzirira P&L, WVOE, DSCR, Bank Statements, Jumbo, HELOC, Close End Secondzvirongwa—tinotungamira mumusika wechikwereti we'Non-QM'.Isu tinonzwisisa kuomarara kwekuchengetedza zvikwereti uye tine akasiyana 'Chikwereti Arsenal' kusangana nematambudziko aya.Kupinda kwedu kwekutanga mumusika weNon-QM kwakatipa hunyanzvi hwakasiyana.Nhamburiko dzedu dzokupayona zvinoreva kuti tinonzwisisa zvidikanwi zvako zvemari zvakasiyana.NeAAA Lendings, kusvika pazvinangwa zvako zvemari zviri nyore uye zvinowanika.

Tabatsira mhuri dzinoda kusvika zviuru makumi mashanu kuti zviroto zvadzo zvemari zvizadziswe, nemari yechikwereti ichipfuura mabhiriyoni makumi maviri emadhora.Kuvapo kwedu kwakakosha munzvimbo dzakakosha seAZ, CA, DC, FL, NV, uye TX zvinotitendera kuti tishumire huwandu hwevanhu.

Nevanopfuura zana vakazvipira vamiririri uye vari-mumba vanonyora pasi uye zvikwata zvekuongorora, isu tinoona yakagadziridzwa uye isina kunetseka-yekukwereta maitiro.

VhidhiyoPrime Yakavharwa Kupera Kwechipiri: Yako Kiyi yeKuchinja Kwemari

Chirevo: Ichi chinyorwa chakagadziridzwa neAAA LENDIS;mamwe emifananidzo akatorwa kubva kuInternet, nzvimbo yesaiti haina kumiririrwa uye haigone kudhindwa zvakare pasina mvumo.Pane njodzi mumusika uye mari inofanira kungwarira.Ichi chinyorwa hachiumbe zano rekudyara wega, uye haritarise zvinangwa zvekudyara, mamiriro emari kana zvinodiwa zvevashandisi vega.Vashandisi vanofanirwa kufunga kuti chero maonero, maonero kana mhedziso dzirimo dzirimo dzakaenderana nemamiriro avo ezvinhu.Isai mari zvinoenderana nenjodzi yenyu.