Maitiro eKuchengetedza Mari Yekubhadhara Pazasi
Kuchengetedza mari yekubhadhara pasi idanho rakakosha mukuita chiroto chako chekuva muridzi wemba.Kunyangwe iwe urikuda kutenga imba yako yekutanga kana kutsvaga kukwidziridza kune yakakura chivakwa, kuve nekubhadhara kwakasimba kunogona kukanganisa zvakanyanya mari yako yemba uye kugadzikana kwemari kwese.Mugwaro rino, tichaongorora nzira dzinoshanda dzekuchengetedza mari yekubhadhara pasi, tichikupa simba rekuita sarudzo dzemari.
Isa Chinangwa Chakajeka Chekuchengeta
Nhanho yekutanga murwendo rwako rwekubhadhara pasi ndeyekumisa chinangwa chakajeka chekuchengetedza.Sarudza mari yaunoda pakubhadhara kwako, uchifunga nezvezvinhu zvakaita semutengo wemba, mari yemba, uye kugona kwako kwemari.Kuva nechinangwa chakananga kuchakubatsira kuti urambe wakatarisa uye uchikurudzirwa mukati memaitiro ekuchengetedza.
Gadzira Budget
Kugadzira bhajeti rakazara kwakakosha kuti unzwisise mari yaunowana, mari, uye nzvimbo dzaungagone kuchengetedza.Tarisa mashandisiro aunoita mwedzi wega wega, ronga mari inodiwa, uye tsvaga nzvimbo dzaunogona kuderedza kana kubvisa mari isingakoshi.Kugovera chikamu chakati chemari yako kukuchengetedza mwedzi wega wega kunofanira kuva chinhu chekutanga mukati mebhajeti yako.
Vhura Akaunzi Yakatsaurirwa Savings
Kupatsanura mari yako yekubhadhara pasi kubva kumaakaundi ako enguva dzose nekuvhura yakatsaurirwa saving account.Izvi zvinopa mutsauko wakajeka pakati pemari yako yese nehomwe yako yekubhadhara pasi, zvichiita kuti zvive nyore kutarisa mafambiro ako.Tsvaga maakaundi ane makwikwi emubereko kuti uwedzere mari yako yaunochengeta nekufamba kwenguva.
Ongorora Zvirongwa Zvekubatsira Kubhadhara Pazasi
Tsvagurudza zvingangove zvirongwa zvekubatsira kubhadhara pasi zviripo munharaunda yako.Mamwe masangano ehurumende neasina purofiti anopa rubatsiro kune vanotenga dzimba kekutanga, vachivabatsira kukunda dambudziko rekutanga remari rekubhadhara pasi.Nzwisisa maitiro ekukodzera uye maitiro ekushandisa ezvirongwa izvi.
Wedzera Mari Yako
Funga kutsvaga mikana yekuwedzera mari yako.Izvi zvinogona kusanganisira kutora basa renguva-pfupi, kusununguka, kana kutsvaga humwe hunyanzvi hunogona kutungamira kune chinzvimbo chinobhadhara zvakanyanya.Kugovera imwe mari yakananga kuhomwe yako yekubhadhara mari kunomhanyisa maitiro ekuchengetedza.
Cheka Mari Dzisingakoshi
Ongorora mararamiro ako azvino uye tarisa nzvimbo dzaunogona kuderedza mari isingakoshi.Izvi zvinogona kusanganisira kuenda kuresitorendi kashoma, kudzima kunyoresa kusiri kushandiswa, kana kutsvaga dzimwe nzira dzisingadhure dzekushandisa kwaunoita nguva dzose.Nangidzirazve mari yakachengetwa kubva kune izvi zvakadzikiswa mumari yako yekubhadhara pasi.
Gadzirisa Mari Yako Yekuchengeta
Gadzirisa otomatiki kutamiswa kubva kuaccount yako yekutanga kuenda kune yako yakatsaurirwa pasi kubhadhara mari yekuchengetedza.Kuita otomatiki kuchengetedza kwako kunovimbisa nzira inowirirana uye yakarongeka, kuderedza muedzo wekushandisa mari isati yasvika pachinangwa chako chekuchengetedza.
Funga nezveWindfalls
Shandisa mhepo isingatarisirwi, sekubhadhara mutero, mabhonasi ebasa, kana zvipo zvemari, kuwedzera homwe yako yekubhadhara pasi.Panzvimbo pekugovera mari idzi kune discretionary kushandisa, idzorere zvakananga muakaundi yako yekuchengetedza kuti ukurumidze kufambira mberi kwako.
Tarisa Chikwereti Chako Chibodzwa
Chikwereti chepamusoro chinogona kutungamira kumatemu ari nani ekukweretesa uye kuderera kwemhindu.Gara uchitarisa chikwereti chako uye tora matanho ekugadzirisa kana zvichidikanwa.Chikwereti chakanaka chibodzwa chinogona pakupedzisira kukuchengetedza mari pamusoro pehupenyu hwechikwereti chako.
Mhedziso
Kuchengetedza mari yekubhadhara pasi kunoda kuzvipira, kuranga, uye kuronga.Nekumisa zvibodzwa zvakajeka, kugadzira bhajeti, kuongorora zvirongwa zvekubatsira, uye nekusarudza mararamiro nemaune, unogona kuita nhanho dzakakosha pakuunganidza mari inodiwa pakutenga imba yako.Rangarira kuti rwendo rwekuva muridzi wemba nhangemutange, kwete yekumhanya, saka ramba wakatarisa pazvinangwa zvako uye pemberera kufambira mberi kwaunoita munzira.
Nguva yekutumira: Nov-21-2023