07/25/2023

Kutanga rwendo rwekutenga imba yako yekutanga inonakidza uye yakaoma maitiro akazadzwa nezviitiko zvitsva, sarudzo dzekuita, uye zvinhu zvekufunga.Ichi chinyorwa chine chinangwa chekujekesa zvinhu zvakakosha zvechirongwa ichi, kusanganisira rubatsiro rwekubhadhara pasi, kuwana yakanyanya kunaka mari yembavha, kunzwisisa pfungwa yekubhadhara kwakaderera, uye kufamba munzira yekukumbira chikwereti.

Izwi rekuti "mutengi weimba kekutanga" rinowanzoreva munhu kana mhuri iri kutenga nzvimbo kekutanga kana kuti anga asina chero pfuma mumakore matatu apfuura.Kuona kana iwe uri wekutanga mutengi wemba zvinoenderana zvakanyanya nenhoroondo yako yevaridzi vezvivakwa.Heano mamwe maitiro aungashandisa kuongorora chimiro chako:

- Hauna kumbobvira uine chivako: Kana usati wambotenga nzvimbo kare, unoonekwa semutengi wekutanga wemba.

- Hauna chivako mukati memakore matatu apfuura: Kunyangwe iwe wakambove uine chivako, unogona kutorwa semutengi wekutanga pamba kana anga apfuura makore matatu kubva pawakatengesa nzvimbo.

- Waimbove nemidziyo chete newawakaroorana naye: Kana wakaroora uye uine imba nemumwe wako, asi iwe hauna kuroora uye hauna midziyo wega, unogona kutorwa semutengi wemba kekutanga.

- Iwe uri mugadziri wemba akadzingwa kana mubereki ari oga: Kana iwe uchingova neimba imwe chete nemumwe wako uye nekuda kwekuchinja kwehupenyu, wave mubereki mumwe kana mugadziri wemba akadzingwa asina zita reimba, unogona kutorwa seimba yekutanga. buyer By.

Mune dzimwe nzvimbo, vanotanga kutenga imba vanogona kugamuchira kurudziro, zvakadai sezvidzikiso pamitengo yembangi kana kuti zororo remitero.Chinangwa chematanho aya kukurudzira nekubatsira vanhu vazhinji kuwana varidzi vedzimba.Asi zvinopawo matambudziko.Chinonyanya kukosha pamatambudziko aya kazhinji kubhadhara pasi.

Kubhadhara mari imari inobhadharwa pamberi pekutenga imba.Nechinyakare, 20% yekubhadhara pasi kwave kujaira, asi neiyo Down Payment Assistance Program, izvi zvinogona kudzikiswa zvakanyanya.Kazhinji zvinopihwa nehurumende dzematunhu kana masangano asiri purofiti, zvirongwa izvi zvinopa rubatsiro kana zvikwereti zvine mubereko wakaderera kune zvimwe kana zvese zvekubhadhara, zvichiita kuti kuve neimba kuve nyore kune vazhinji.

Nepo mubhadharo wepasi chiri chipingamupinyi chikuru, handicho chega chemari chinotariswa.Mari dzemubereko dzemumba, kana mubereko wechikwereti chemba, zvinogona kukanganisa mari yako yemwedzi nemwedzi uye huwandu hwese hwaunobhadhara imba yako.Naizvozvo, kuwana yakanakisa rendi yembandi ndiyo yakakosha.Mitengo iyi inogona kusiyana zvakanyanya zvichienderana nechibodzwa chako chechikwereti, rudzi rwechikwereti, uye mukweretesi, saka zvakakodzera kuti uite tsvakiridzo yako, kuenzanisa mitengo, uye kutaurirana kuti uve nechokwadi chekuti unowana dhiri rakanakisa.

Kana uchinge waongorora zvirongwa zvekubatsira uye wadzidza nezve mitengo yembangi, nhanho inotevera inzira yekukumbira chikwereti.Izvi zvinosanganisira kupa ruzivo rwezvemari kune vangangove vakakweretesa vanozoongorora kukweretwa kwako uye kuona rudzi uye huwandu hwemoti yaunokodzera kuwana.Maitiro acho anogona kuve akaoma uye anoda kunyatsotarisisa kune zvakadzama kubva padanho rekutanga rekubvumidza kusvika pakuvhara kwekupedzisira kwechibvumirano.

Mukupedzisa, kuve wekutanga mutengi wepamba ibasa rakaoma, rakawanda rinoda kuronga nekunzwisisa kukuru.Nekujairana nezvinhu zvakaita serubatsiro rwekubhadhara pasi, mareti akanakisa embangi, sarudzo dzekubhadhara dzakaderera, uye maitiro ekunyorera chikwereti, vanhu vanogona kufamba mukuita izvi zvinyoro uye nechivimbo.Hazvisi zvekungotenga chivakwa, ndezvekuvaka imba nekudyara mune ramangwana rako.

Chirevo: Ichi chinyorwa chakagadziridzwa neAAA LENDIS;mamwe emifananidzo akatorwa kubva kuInternet, nzvimbo yesaiti haina kumiririrwa uye haigone kudhindwa zvakare pasina mvumo.Pane njodzi mumusika uye mari inofanira kungwarira.Ichi chinyorwa hachiumbe zano rekudyara wega, uye haritarise zvinangwa zvekudyara, mamiriro emari kana zvinodiwa zvevashandisi vega.Vashandisi vanofanirwa kufunga kuti chero maonero, maonero kana mhedziso dzirimo dzirimo dzakaenderana nemamiriro avo ezvinhu.Isai mari zvinoenderana nenjodzi yenyu.