1 (877) 789-8816 clientsupport@aaalendings.com

Mortgage News

Rini Record-yakakwirira Home Pmipunga Meet Crazy Ikufarira Rate Hikes

FacebookTwitterLinkedinYouTube

06/30/2022

Ndiyo here iyi yekupedzisira carnival ?

Munguva pfupi yapfuura, manzwi akadai se "kudonha", "bubble kuputika", "matengo edzimba achadonha" anoramba achionekwa, izvo zvinokonzera kutya kukuru.

Saka ndeipi mamiriro chaiwo emusika wedzimba?Kana "carnival" yekupedzisira yava kusvika?Ngatitarisei mamwe data.

maruva

Data kubva: Redfin.com

Pakupera kwaChivabvu, pakanga paine 1.48 miriyoni isina kutengeswa dzimba muzvinyorwa, izvo zvakaenzana nemutengo wemwedzi mumwe wekutengesa, uye musika wedzimba uchiri mu "shomeka".

Nepo kutanga kwedzimba kwaive kwakaderera pane zvanga zvichitarisirwa muna Chivabvu, zvichidzika nezvikamu gumi nezvina nemazana mana nemazana mana kubva muzana kusvika pagumi nemakumi mashanu nemakumi mapfumbamwe nemakumi mapfumbamwe nemakumi mapfumbamwe nemashanu, inova inononoka nhanho yekutanga kubva muna Kubvumbi 2021, sekureva kwedata kubva kuCensus Bureau muna Chivabvu 16.

maruva

Data kubva: Freddie Mac

Kunze kwaizvozvo, pari zvino pave nezvikamu gumi nezvisere kubva muzana zvevanhu vane makore makumi maviri nemashanu kusvika makumi matatu nemana munyika yose kupfuura muna 2006, zvichireva kuti kune 6.6 miriyoni vamwe vangangotanga kutenga dzimba.Nekudaro, uku kukura kwevanogona kuve varidzi vedzimba hakusi kuenzaniswa nedzimba nyowani dzakakwana.

Izvi zvinoratidza kuti kudiwa kwakasimba kubva kune vanotanga kutenga dzimba kunoenderera mberi mune ramangwana rinoonekwa.

Zvose zviri pamusoro apa zvinoratidza kuti zvinyorwa zvedzimba itsva nezviripo zvinoramba zviri pakaderera kana zvichienzaniswa nehuwandu hwedzimba, huwandu hwevacancy yedzimba huri pasi pezvakaitika kare, asi kukurumidza kwekugadzirwa kweimba kunotanga kure nekure. kupa uye kusaenzana kwekuda mumusika wedzimba kuchaenderera mberi kwenguva yakati rebei.

Supply-side dynamics iri kutsigira musika wedzimba, uye kushomeka kwedzimba kuchasimbisa mitengo yemba, zvichiita kuti musika wedzimba uparare zvisingaite.

 

I kufarira r ates surge, will the musika wepfuma kutonhora ?

Sezvo mubereko uri kuramba uchikwira, mitengo yembavha iri kuwedzera, ichikwira 5.8 muzana kubva China (Freddie Mac).

maruva

Mushure mekukwira kwemitengo, Powell akataurawo pamusangano wevatori venhau kuti sezvo mitengo yemubereko ichikwira, musika wezvino wedzimba uri kuchinjawo.

Nekudaro, maererano nemamiriro ezvinhu aripo ekutengesa musika wedzimba uye kudiwa, Powell akati kunyangwe nemitengo yemumba iri kukwira, mitengo inogona kuramba ichikwira kwenguva yakati.

Kukwira kwemitengo yembavha kwakaisa vazhinji vanotenga dzimba padivi, zvichikonzera kudzikira kwekutengesa zvivakwa.

maruva

Kutengeswa kwepamba kwakaderera kwemwedzi wechina wakatevedzana muna Chivabvu, maererano nemushumo wakabudiswa neChipiri.Kunyange zvazvo huwandu hwezvibvumirano zvezvivakwa huri kuramba huchidzika, mitengo yakakwira zvakanyanya.

Asi idzi data muna Chivabvu dzinosanganisira zvibvumirano zvakapedzwa pasati pasvika makumi manomwe neshanu padanho rekuwedzera mwedzi uno.Zvinofungidzirwa kuti kondirakiti yakasainwa munaKurume kana Kubvumbi.

Izvi zvinoratidza kuti kukanganisa kwekukwira kwemari yekubhadhara mari hakuna kunyatsoratidzwa kubva kune data, kutengesa kweimba kunotarisirwa kuwira mberi mumwedzi mishomanana inotevera.

maruva

Powell akataura kuti basa redu richadzikamisa musika wedzimba panzvimbo itsva, nekupa dzimba uye kuwanikwa kwechikwereti pamatanho akakodzera.

Chidzidzo cheFreddie Mac chinofungidzira kuti pachikamu chimwe nechimwe chekuwedzera kwemari yezvibereko, kukura kwemutengo kunononoka ne4 kusvika ku6 muzana uye kutengesa kweimba kunononoka ne5 muzana.

Nepo mibairo yenguva pfupi yakakwira ichibatsira mukutonhodza kwemusika wedzimba, ivo vanobatsirwawo kudzoreredza kugovera kwedzimba uye kudiwa uye zvishoma nezvishoma kudzikamisa musika mu "nzvimbo nyowani".

 

Mwedzi hauzove wakachena kusvika makore azaruka

Musika wedzimba zvechokwadi uri kutonhora pasi, sezvinoratidzwa nekuderera kwenhamba yezvibvumirano zveimba uye muhuwandu hwekuwedzera kwemitengo pamwe nekuwedzera kwenguva yekuti dzimba itsva dziuye pamusika.

Kudzorwa kwemusika weiyo real estate neiyo Fed's mubereko wekuwedzera inogona kunzi inokurumidza uye yakakosha.

Asi kazhinji kutaura, kukanganisa kwekukwira kwemitengo yemitengo pamusika wekutengesa zvivakwa kunogona kukamurwa kuita mhedzisiro miviri: boka revatengi rinomhanya kuvhara zvibvumirano zvisati zvakwira mitengo yembarero, zvichikonzera kudzikiswa kwemitengo yedzimba pamusika.

Mushure mokunge zvikwereti zvatotanga kukwira muchikamu chechipiri, misika inotonhora sezvo vatengi vakawanda vanosarudza kumirira uye kuona sezvo mari yekukwereta ichiwedzera uye kusava nechokwadi nezveramangwana rinokura.

Nekudaro, nekuwedzera kwezvinyorwa uye kuderedzwa kubhidha, kutonhora kwemusika wedzimba kune mukana kune vatengi vatsva.

maruva

Data kubva: Fannie Mae

Kunze kwezvo, maererano nekufanotaura kwaFannie Mae, mitengo yembavha inogona kushanduka zvishoma mumakore maviri anotevera, asi icharamba iri pa5%.

Nguva yemitengo yakaderera yasvika kumagumo, uye musika uchajaira zvishoma nezvishoma kune "hutano" mitengo.

Mvura inokwira ichasimudza zvikepe zvose, asi kana mafashamo apera, zviri nyore kubata "nguva yakanaka" chaiyo nekurwisana nemafungu.

Chirevo: Ichi chinyorwa chakagadziridzwa neAAA LENDIS;mamwe emifananidzo akatorwa kubva kuInternet, nzvimbo yesaiti haina kumiririrwa uye haigone kudhindwa zvakare pasina mvumo.Pane njodzi mumusika uye mari inofanira kungwarira.Ichi chinyorwa hachiumbe zano rekudyara wega, uye haritarise zvinangwa zvekudyara, mamiriro emari kana zvinodiwa zvevashandisi vega.Vashandisi vanofanirwa kufunga kuti chero maonero, maonero kana mhedziso dzirimo dzirimo dzakaenderana nemamiriro avo ezvinhu.Isai mari zvinoenderana nenjodzi yenyu.


Nguva yekutumira: Jun-30-2022