11/02/2023

Kutsvaga mukweretesi akakodzera ane mwaka unopihwa chiyero kunogona kuve mutambo-wekuchinja kune vese vanotenga dzimba uye real estate investimendi.Vakweretesi ava vanopa mibairo inochinja zvichienderana nemwaka, zvichibvumira vanokwereta kuwana zvikwereti panguva dzakanyanya kunaka.Mugwaro rino rakazara, isu tichaongorora pfungwa yevakweretesi vane zvikwereti zvemwaka zvinopihwa, mabhenefiti avanounza, uye maitiro ekushandisa zvakanyanya mikana iyi.

Kunzwisisa Vakweretesi Vanokweretesa Nemwaka Wemari Inopihwa

Vakweretesi vehoholesale vane chiyero chemwaka chinopa kune vanokwereta vari kutsvaga inoshanduka uye inodhura-inoshanda mari sarudzo.Ava vanokweretesa vanogadzirisa mibairo yavo nguva nenguva, vachifunga zvakasiyana siyana, zvinosanganisira mamiriro emusika, kudiwa, uye mamiriro emwaka.Hezvino izvo zvaunoda kuziva:

1. Seasonal Rate Fluctuations

Vanokweretesa vezvitoro vanogona kudzikisa mubereko wavo mune mimwe mwaka apo kudiwa kwekutenga imba kwakadzikira, kazhinji panguva yekudonha nechando.Sezvineiwo, ivo vanogona kuwedzera mitengo muchirimo uye chirimo apo real estate chiitiko chinowedzera kuwedzera.

2. Benefits kune Vanokwereta

• Kuchengetedza Mutengo: Vanokwereta vanogona kutora mukana wemitengo yakaderera panguva yemwaka-yepamusoro, zvichigona kuvachengetera mari pamusoro pehupenyu hwezvikwereti zvavo.
• Kuwedzera Kukwanisa: Mareti akaderera anogona kuita kuti mwene wemba adhure uye kubatsira varidzi vezvivakwa kuchengetedza zvivakwa nemutengo wakaderera.
• Nguva Yemusika: Mwero wemwaka unopa unopa mukana wekugadzirisa nguva musika uye kuita hurongwa hwekufamba muzvivakwa.

3. Mhando dzezvikwereti

Vakweretesi vehoholesale vane mwero wemwaka unopihwa vanowanzopa akasiyana emhando dzechikwereti, zvinosanganisira yakatarwa-chiyero chemondi, inogadziriswa-chiyero chemonji (ARMs), nezvimwe.Vanokwereta vanogona kusarudza chikwereti chinonyatsoenderana nezvinangwa zvavo zvemari.

Mabatsirwe eSeasonal Rate Offers

Kuti uite zvakanyanya zvemwaka wemari zvinopihwa kubva kune vanokweretesa hose, funga anotevera mazano:

1. Kuisa Nguva Yauchatenga

Kana iwe uri mutengi wemba, funga kuronga nguva yekutenga kwako mukati memwaka usiri wepamusoro apo mitengo yakadzikira.Izvi zvinogona kukonzera mari yakawanda yenguva refu yekuchengetedza.

2. Refinancing Mikana

Varidzi vedzimba varipo vanogona kuongorora sarudzo dzekubhadhara zvakare mumwaka apo mitengo inenge yakaderera kuti vadzikise mubhadharo wepamwedzi weimba kana kubhadhara chikwereti nekukurumidza.

3. Real Estate Investment

Real estate investimendi vanogona kutora mukana wemwaka unopihwa kuchengetedza zvivakwa zvekudyara nemitengo yakaderera yekukwereta, zvichigona kuwedzera purofiti yavo.

4. Bvunza neMortgage Professional

Kushanda nenyanzvi yemortgage inonyatso ziva mumwaka wemitengo mafambiro kunogona kukubatsira kufamba pamusika uye kuita sarudzo dzine ruzivo.

Kusarudza Yakakodzera Mukweretesi Wekutengesa

Paunenge uchisarudza mukweretesi ane mareti emwaka, funga zvinotevera zvinhu:

1. Mukurumbira

Tsvagurudza mukurumbira wemukweretesi uye wongororo kubva kune vakambokwereta kuti uve nechokwadi chekuti vane nhoroondo yekuunza pazvivimbiso zvavo zvemwaka.

2. Kuchinja-chinja

Sarudza mukweretesi anopa huwandu hwezvigadzirwa zvechikwereti uye mazwi anochinjika kuti asangane nezvido zvako zvakasiyana.

3. Kujeka

Sarudza mukweretesi anopa ruzivo rwakajeka uye rwakajeka nezve yavo yemwaka chiyero chinopihwa uye chero mari yakabatana.

4. Nhungamiro Yenyanzvi

Tsvaka nhungamiro kubva kunyanzvi dzemortgage dzinogona kupa ruzivo kune vakanyanya kukweretesa nemapurogiramu emwaka.

Mhedziso

Vakweretesi vehoholesale vane chiyero chemwaka chinopa vanogadzira mikana yekuchengeta mutengo uye hurongwa hwemari hwekufamba kune vese vanotenga dzimba uye real estate investimendi.Nekunzwisisa mashandisiro anoita izvi kuchinja kwemwaka wemwaka uye kuronga sarudzo dzako dzemari zvinoenderana, unogona kuwedzera mabhenefiti ezvipo izvi.Iva nechokwadi chekusarudza mukweretesi ane mukurumbira uye bvunza nyanzvi dzinogona kukubatsira kuita sarudzo dzine ruzivo munyika ine simba yemwaka unopihwa.

Chirevo: Ichi chinyorwa chakagadziridzwa neAAA LENDIS;mamwe emifananidzo akatorwa kubva kuInternet, nzvimbo yesaiti haina kumiririrwa uye haigone kudhindwa zvakare pasina mvumo.Pane njodzi mumusika uye mari inofanira kungwarira.Ichi chinyorwa hachiumbe zano rekudyara wega, uye haritarise zvinangwa zvekudyara, mamiriro emari kana zvinodiwa zvevashandisi vega.Vashandisi vanofanirwa kufunga kuti chero maonero, maonero kana mhedziso dzirimo dzirimo dzakaenderana nemamiriro avo ezvinhu.Isai mari zvinoenderana nenjodzi yenyu.