11/18/2023

Vakweretesi veholesale mortgage vanoita basa rakakosha mumusika wemortgage, vachipa zvigadzirwa zvemondgage kune mabroker pamitengo yehosesale.Kune mabhuroka ari kutsvaga kuchinjika uye akasarudzika mhinduro, zvisiri-zvakakodzera zvemba (zvisiri-QM) zvigadzirwa zvinonyanya kukosha.Mugwaro iri rakazara, tinoongorora mamiriro ekunze evakweretesi veholese remortgage, tichitarisa kune yavo isiri-QM mitengo, tichiongorora izvo zvinovasiyanisa, uye nekupa ruzivo kune vatengesi vanofamba ichi chikamu chakakosha chemusika.

Kunzwisisa Wholesale Mortgage Lenders

Vakweretesi veholesale mortgage vanoshanda sevarevereri pakati pemamortgage broker nemasangano anopa mari.Ivo vanopa zvigadzirwa zvemortgage kune vatengesi pamitengo yehorese, zvichibvumira vatengesi kuti vawane akasiyana esarudzo dzechikwereti uye mazwi.

Zvisiri-QM Zvigadzirwa: Tailored Solutions for Unique Cases

Zvigadzirwa zvisina kukodzera zvemortgage zvinopa vanokwereta vasingazadzise maitiro akaomesesa echinyakare chemamortgages.Zvigadzirwa izvi zvakagadzirirwa kugadzirisa akasiyana mamiriro emari, zvichiita kuti zvinyanye kukwezva kune vanokwereta vane mari isingaite kana maprofile echikwereti.

Zvikamu zvakakosha zveMortgage Mortgage Lenders Inopa Isiri-QM Mareti

1. Flexible Underwriting Criteria

Vanokweretesa vanoshanda mune zvisiri zveQM zvigadzirwa vanowanzove neanochinjika ekunyora pasi maitiro.Ivo vanofunga huwandu hwakakura hwezvinhu zvinopfuura mari yechinyakare uye kiredhiti metrics, zvichibvumira nzira yakasarudzika yekuongorora kukodzera kweanokwereta.

2. Yakasiyana-siyana Kwete-QM Product Offerings

Vanokweretesa vanozvisiyanisa nekupa zvakasiyana siyana zvisiri zveQM zvigadzirwa.Izvi zvinogona kusanganisira zvikwereti zvebhengi zvevanhu vanozvishandira, zvikwereti zvembavha chete, uye zvimwe zvinogadziriswa.Mabhuroka anobatsirwa nekuwana nzira dzakasiyana siyana dzisiri dzeQM dzekuzadzisa izvo zvinodiwa nevatengi vavo.

3. Makwikwi Kwete-QM Matengo

Makwikwi emitengo chinhu chinotsanangudza kune vanokweretesa veholese mortgage munzvimbo isiri-QM.Vanokweretesa vanopa mareti anoyevedza uye anokwikwidza anogonesa vatengesi kuti vape mhinduro dzinomanikidza dzemari kune vanokwereta vangave vasingakodzere zvikwereti zvechinyakare.

4. Inoshanda Non-QM Loan Processing

Kubudirira mukugadzirisa zvisiri zveQM zvikwereti kwakakosha.Vanokweretesa vanokwenenzvera kubvumidza uye kuita mari kune isiri-QM zvikwereti zvinopa mabhuroka mukana wemakwikwi.Nguva dzekukurumidza dzekuchinja dzinobatsira kune yakapfava chiitiko kune vese vatengesi nevakwereta.

5. Transparent Non-QM Fee Structures

Transparent fees zvimiro zvakakosha kune mabroker anoshanda nezvisiri-QM zvigadzirwa.Kukurukurirana kwakajeka pamusoro pemubhadharo wakabatana nezvikwereti zvisiri zveQM zvinoita kuti vatengesi vape vatengi kunzwisisa kwakakwana kwemamiriro emari embavha yavo.

Nzira dzeMabhuroka Kuongorora Zvisiri-QM Matengo

1. Tsvagiridzo uye Kungwarira Kwakakodzera

Mabhuroka anofanirwa kuita tsvakiridzo yakakwana pamusoro pevakweretesi veholese mortgage nyanzvi mune zvisiri zveQM zvigadzirwa.Kuongorora zvinopihwa mukweretesi, mareti, uye ongororo inopa ruzivo rwakakosha rwekuita sarudzo dzine ruzivo.

2. Kuvaka Hukama neNon-QM Lenders

Kugadzira hukama hwakasimba nevasiri veQM vanokweretesa kwakakosha.Mabhuroka anosimudzira kudyidzana kwekudyidzana nevakweretesi ava vanowanzowana mareti emakwikwi uye mhinduro dzakagadzirirwa kune vatengi vavo.

3. Gara Uchiziviswa Nezve Non-QM Market Trends

Kugara uchiziva nezvemaitiro mumusika usiri weQM kwakakosha.Mabroker anofanirwa kunzwisisa mamiriro ari kusimukira, kusanganisira shanduko yekudyara mari kune isiri-QM zvikwereti uye chero shanduko mukufunga kwekutonga.

4. Dzidzisa Vatengi Nezve Zvisiri-QM Sarudzo

Mabhuroka anofanirwa kudzidzisa vatengi nezve zvisiri zveQM sarudzo.Kutaurirana kwakajeka nezve mabhenefiti uye kufunga kwezvisiri zveQM zvigadzirwa zvinobatsira vatengi kuita sarudzo dzine ruzivo nezvesarudzo dzavo dzembangi.

Mhedziso

Kufamba-famba munzvimbo yevakweretesi veholese mortgage uye isiri-QM mitengo inoda nzira yehungwaru.Mabhuroka ari kutsvaga kupa mhinduro dzakaenderana kune vatengi vane akasiyana mamiriro emari vanobatsirwa kubva mukuwirirana nevakweretesi veholese vane hunyanzvi mune zvisiri zveQM zvigadzirwa.Gwaro iri rinosimbisa zvinhu zvakakosha zvinoisa vatengesi vezvitoro zvakasiyana munzvimbo isiri-QM, ichipa mabroker ruzivo rwunoita kuti ubudirire muchikamu ichi chine simba uye chakasarudzika chemusika wemortgage.

Chirevo: Ichi chinyorwa chakagadziridzwa neAAA LENDIS;mamwe emifananidzo akatorwa kubva kuInternet, nzvimbo yesaiti haina kumiririrwa uye haigone kudhindwa zvakare pasina mvumo.Pane njodzi mumusika uye mari inofanira kungwarira.Ichi chinyorwa hachiumbe zano rekudyara wega, uye haritarise zvinangwa zvekudyara, mamiriro emari kana zvinodiwa zvevashandisi vega.Vashandisi vanofanirwa kufunga kuti chero maonero, maonero kana mhedziso dzirimo dzirimo dzakaenderana nemamiriro avo ezvinhu.Isai mari zvinoenderana nenjodzi yenyu.