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Chii chinonzi Conforming Loan?

Chikwereti chinoenderana nechikwereti chine zvitemo nemamiriro anoenderana nemaitiro emari aFannie Mae naFreddie Mac.Zvikwereti zvinowirirana hazvigoni kudarika imwe dhora muganhu, inoshanduka gore negore.Muna 2022, muganho iUS $647,200 kunzvimbo zhinji dzeUS asi yakakwirira mune dzimwe nzvimbo dzinodhura.Iwe unogona kutsvaga pawebhusaiti yega yega County chikwereti chinoenderana nechikwereti chegore razvino.

Basa raFannie Mae naFreddie Mac rinoita kuti vatenge ruzhinji rwemabhanga ezvimba anopa.Asi kuti uvagamuchire, havangave vachizvidira;dzinofanira kuenzaniswa uye kuitwa pasi pemamwe mazano.Ndipo panopinda chikamu chinopindirana, uye nei paine mitemo yakawanda yekunyora pasi nezvikwereti izvi: ndeyekumisa zvikwereti kuitira kuti Fannie Mae naFreddie Mac vazvitenge.

Ndedzipi mhando dzeAAA Inogadzirisa Zvikwereti?

Unogona kuona vanokweretesa vemba vachikupa mitengo yakasiyana ye "General Conforming Loan" uye "High-Blance Loan".Chaizvoizvo, ese ari maviri mapurogiramu anonzi Confirming Chikwereti.

Ndeupi mutsauko weConforming Loan uye Non-Conforming Loan?

Pane zvikamu zvakasiyana zvezvikwereti zvaunogona kushandisa kutenga imba, uye zvikwereti zvinowirirana nezvisingaenderane ndizvo zvinonyanya kuwanda.Chikwereti chinowirirana chinosangana nemirairo inotengeswa kuna Fannie Mae kana Freddie Mac, vaviri vevatengi vemba muUS Zvikwereti zvisingaite, kune rimwe divi, ndezviya zvinowira kunze kweiyo nhungamiro, saka havagone kuva. inotengeswa kuna Fannie Mae kana Freddie Mac.
Zvese zvikwereti zvinowira pasi peimwe yeaya maamburera maviri-angave achienderana neFannie naFreddie nhungamiro, kana kuti hazvisi.Misiyano iri pakati pezviviri izvi inotungamira kune zvimwe zvinonakidza mushure memhedzisiro inobata iwe-mutengi.

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