Wholesale - AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Chirongwa – AAA Lendings mukweretesi uye investor

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Kune vazhinji vevatengi vedu, chibatiso chinopfuura kungotengeserana kwemari; chinhu chakakosha muhupenyu. Kunyangwe iwe uri wekutanga kutenga imba kana ane ruzivo mugadziri wezvivakwa, isu tinosvikira application yega yega nekutarisira uye kutarisisa kwainokodzera. Isu tinotora nguva yekunzwisisa zvibodzwa uye zvishuwo zvako, tichiona kuti chikwereti chako chinoenderana nechiono chako cheramangwana rako.Yakajairika Chikwereti Refinance,Low Mortgage Rate,Top Mortgage Companies In The Us, Kana zvasvika pakugutsikana kwemutengi, hatingosvitsi tarisiro; tinovapfuura. Chikwata chedu chakazvipira kupa rutsigiro rusingaenzaniswi mukati merwendo rwako rwemba. Isu tinopa maofficial echikwereti akazvipira anowanikwa uye anoteerera, kuve nechokwadi kuti iwe unogamuchira rubatsiro rwemunhu kubva pakubvunza kwekutanga kusvika patafura yekuvhara. Isu tinotenda kuti nekuwedzera maira uye nekupa sevhisi yakasarudzika, isu hatingokwezva chete asiwo tinochengeta vatengi vanogutsikana vanova vamiriri vedu vakanyanya kukosha.

– AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Chirongwa – AAA Lendings Detail:

Haina musoro-6

Overview

DSCR (Debt Service Coverage Ratio) Chirongwa.

Ichi ndicho chirongwa chiri nyore pakati pezvirongwa zvese zvisiri zveQM.

Mari / Yebasa Status / Mutero Return haidiwi.

Zvikuru zvePurogiramu

1) Kusvikira ku $ 2M Chikwereti Chikwereti;
2) Kusvikira ku75% LTV;
3) 660 kana yepamusoro Chikwereti Chikwereti;
4) Inogona kuvhara mumasangano;
5) Hapana miganhu pahuwandu hwezvivakwa zvakapihwa mari;
6) SFRs, 2-4 Units, Condos, Townhomes, Condotels, uye Non-Warrantable Condos iripo.

Chii chinonzi DSCR?

Iwe unoziva nzira yekukodzera chikwereti chemba yemba pasina ruzivo rwebasa uye mari?
Hauna kukodzera here neyakajairwa mortgage zvikwereti?
Unoziva here kuti ndeipi chirongwa chechikwereti chiri nyore chigadzirwa?
Iwe unoda kuziva mashandisirwo emagwaro akaderedzwa kuti ukwanise kukwereta?
Zvakakuomera here kuti uwane chikwereti chemba muindasitiri yako?

Isu tinopa chirongwa chechikwereti chakakwana kuti tigutse zvinhu zvakakosha zviri pamusoro - chirongwa cheDSCR. Ndiyo inonyanya kufarirwa Isiri-QM chigadzirwa mune zvikwereti zvemba zvemba.

DSCR (Debt Service Coverage Ratio) yakagadzirirwa vatengesi vezvivakwa vane ruzivo uye inokodzera vanokwereta zvichibva pamari-inoyerera chete kubva kune chinyorwa chivakwa kuti vaongorore njodzi yekudyara. Nhasi, isu tinotarisisa pakunzwisisa tsananguro yeDSCR uye kuburitsa chakavanzika cheDSCR chirongwa kubva pakuona kwekudyara kwedzimba.

Nzira yekuverenga DSCR?

Kune zvikwereti zvemba yemba, DSCR inoreva chiyero chemari yekurenda yepamwedzi yeimba yekudyara kune yakazara mari yedzimba (senge mukuru, mubereko, mutero wevhu, inishuwarenzi uye muripo wekutonga (kana mamwe madhiri asina kuitwa, anonyorwa se0)). Iyo yakaderera reshiyo, inowedzera njodzi yechikwereti. Inogona kuratidzwa mune zvinotevera:

tsanangudzo

Isu tinopa "Hapana reshiyo DSCR" kune vatengi vedu, zvinoreva kuti reshiyo inogona kudzika kusvika ku "0". Muzvigadzirwa zvedu zvechikwereti zvakajairwa, tinoda kuenzanisa mari yatinowana neyepamwedzi yePITIA(Simboti/ Chimbadzo/ Mutero/ Inishuwarenzi/ HOA) uye zvimwe zvikwereti zvemba yakabhadharwa kuti tisarudze kana chikwereti ichi chinokodzera.

DSCR

Benefits yeDSCR

Hapana reshiyo DSCR, chigadzirwa chechikwereti chisingataridzi mari inowanikwa, haina zvinodiwa pamari yeanokwereta nekuti haisanganisi kuverenga kweDTI. Uye iyo shoma DSCR chiyero inogona kunge yakaderera se 0. Kunyange kana mari yekurenda yakaderera, isu tinogona kuzviita! Iyi isarudzo yakanaka kune vanokwereta vane mari shoma kana mamwe zvikwereti.

Kunze kwezvo, Vekune dzimwe nyika vanogamuchirwa kuchirongwa ichi zvakare, kunyanya neF1 visa. Kana uri wekune imwe nyika, uye usingakwanise kuwana chikwereti chemumba, taura nesu uye uwane mamiriro echikwereti chako.

Mifananidzo yezvigadzirwa:

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-AAA Kukweretesa