WVOE Overview
WVOEisarudzo yakanaka kune anowana muhoro uyo asingakwanise kuve nechikwereti cheagency uye asingade kupa akasiyana magwaro emari.
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WVOE Chirongwa Chakanyanya
7/6 ARM (5/1/5)
1) Nyika yekunze inobvumirwa;
2) Kwete Paystub / W2 / mutero kudzoka / 4506-C;
3) Chipo mari inobvumirwa;
4) Max.Chikwereti Mari $2M;
5) Max.LTV 70%;
6) Min.FICO 700.
* Kana FICO 680-699, ndapota fonera kusarudzika
Chii chinonzi WVOE?
Chikumbiro chako chemukweretesi chakagadziridzwa paystubs zvakare uye zvakare nekuda kwe underwriting mamiriro?
Mukweretesi akaverenga mari yako uye akakuudza kuti haukodzeri nechikwereti?
Hauna kukwanisa kuwana maW2 ako kana paystubs?
Vanokwereta vanotambira mari vanogashira mubairo unowirirana kana muhoro kubva kumushandi semubhadharo webasa raitwa uye havana muridzi kana pasi pe25% mubereko wemuridzi mubhizinesi.Muripo unogona kubva paawa, vhiki nevhiki, biweekly, pamwedzi, kana semi-pamwedzi.Kana paawa, nhamba yemaawa akarongwa inofanira kugadziriswa.Mari inocherechedzwa inofanirwa kushandurwa kuita dhora repamwedzi kuti rishandiswe pane zviri pamutemo fomu (FNMA Form 1003).Nekuda kweanonyora pasi, zvinyorwa zvekuwedzera zvemari zvinogona kukumbirwa.
Zvakanakira WVOE
Chinonyanya kukosha chepurogiramu iyi kuve nyore kwayo.Gwaro chete rinodiwa kuti uverenge mari inokodzera pasi pechirongwa ichi ifomu reWVOE.Izvi zvinopa nzira yakareruka uye yakagadziridzwa kune vanokwereta vane kiredhiti vane hunyanzvi hwekudzosera vanogona kunge vachangobva kupotsa nhungamiro nezvirongwa zveagency.
Nzira yekuverenga muhoro?
-Shandisa iyo base muhoro (semi-mwedzi, bi-vhiki nevhiki, kana muyero weawa sekutsigirwa neYTD) kubva kuWVOE.
Mienzaniso:
- Semi-pamwedzi: Semi-pamwedzi yakawanda inowedzerwa ne2 yakaenzana nemari inowanikwa pamwedzi.
- Bi-vhiki nevhiki: Bi-vhiki mari yakapetwa ne26 yakakamurwa negumi nembiri yakaenzana nemari inowanikwa pamwedzi.
- Mudzidzisi akabhadharwa kwemwedzi mipfumbamwe: Mari yepamwedzi yakapetwa nemwedzi 9 yakakamurwa nemwedzi gumi nemiviri yakaenzana nemari yemwedzi inokodzera.
Yeuchidza mushandirwi kuzadza fomu reWVOE, ipapo mukweretesi anoenderera nechikwereti nekukurumidza.
