Wholesale - AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Chirongwa – AAA Lendings mukweretesi uye investor

Product Detail

Transparency ndiyo musimboti wemashandiro edu. Tinodada nekutaura kwedu kwakavhurika uye kwechokwadi nevatengi vedu. Hapana mari yakavanzika, hapana zvinoshamisa. Isu tinopa ruzivo rwakajeka, rwakajeka nezve sarudzo dzako dzemortgage, kuve nechokwadi chekuti une chokwadi chese chekuita sarudzo. Chinangwa chedu ndechekuvaka kuvimbana nevatengi vedu nekubuda pachena uye pachena, kuita kuti ruzivo rwako rwemari yemba ruve nyore sezvinobvira.Mortgage Mukweretesi Kune Yakashata Chikwereti,Mortgage Lender Calculator,Chikwereti Chakajairika 5 Pasi Hapana Pmi, Sechikamu chekuzvipira kwedu kuramba tiri pamberi peindastiri, tinodyara mari yakawanda mukucheka-kumucheto tekinoroji kuti tigadzirise iyo mortgage application uye yekubvumidza maitiro. Izvi hazvingo mhanyisa maitiro ekunyorera chete asi zvakare zvinokupa iwe chaiyo-nguva zvigadziriso pamamiriro ako emba yemba, zvichikupa runyararo rwepfungwa uye kubvisa kusava nechokwadi kunogona kazhinji kuuya nemaitiro emba. Maitiro edu anotyairwa tekinoroji anotitendera kuti tipe isina musono uye yakakunakira chiitiko, ichiita rwendo rwako rwekuva muridzi wemba kana kubhadharisa mari sezvinobvira.

– AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Chirongwa – AAA Lendings Detail:

Haina musoro-6

Overview

DSCR (Debt Service Coverage Ratio) Chirongwa.

Ichi ndicho chirongwa chiri nyore pakati pezvirongwa zvese zvisiri zveQM.

Mari / Yebasa Status / Mutero Return haidiwi.

Zvikuru zvePurogiramu

1) Kusvikira ku $ 2M Chikwereti Chikwereti;
2) Kusvikira ku75% LTV;
3) 660 kana yepamusoro Chikwereti Chikwereti;
4) Inogona kuvhara mumasangano;
5) Hapana miganhu pahuwandu hwezvivakwa zvakapihwa mari;
6) SFRs, 2-4 Units, Condos, Townhomes, Condotels, uye Non-Warrantable Condos iripo.

Chii chinonzi DSCR?

Iwe unoziva nzira yekukodzera chikwereti chemba yemba pasina ruzivo rwebasa uye mari?
Hauna kukodzera here neyakajairwa mortgage zvikwereti?
Unoziva here kuti ndeipi chirongwa chechikwereti chiri nyore chigadzirwa?
Iwe unoda kuziva mashandisirwo emagwaro akaderedzwa kuti ukwanise kukwereta?
Zvakakuomera here kuti uwane chikwereti chemba muindasitiri yako?

Isu tinopa chirongwa chechikwereti chakakwana kuti tigutse zvinhu zvakakosha zviri pamusoro - chirongwa cheDSCR. Ndiyo inonyanya kufarirwa Isiri-QM chigadzirwa mune zvikwereti zvemba zvemba.

DSCR (Debt Service Coverage Ratio) yakagadzirirwa vatengesi vezvivakwa vane ruzivo uye inokodzera vanokwereta zvichibva pamari-inoyerera chete kubva kune chinyorwa chivakwa kuti vaongorore njodzi yekudyara. Nhasi, isu tinotarisisa pakunzwisisa tsananguro yeDSCR uye kuburitsa chakavanzika cheDSCR chirongwa kubva pakuona kwekudyara kwedzimba.

Nzira yekuverenga DSCR?

Kune zvikwereti zvemba yemba, DSCR inoreva chiyero chemari yekurenda yepamwedzi yeimba yekudyara kune yakazara mari yedzimba (senge mukuru, mubereko, mutero wevhu, inishuwarenzi uye muripo wekutonga (kana mamwe madhiri asina kuitwa, anonyorwa se0)). Iyo yakaderera reshiyo, inowedzera njodzi yechikwereti. Inogona kuratidzwa mune zvinotevera:

tsanangudzo

Isu tinopa "Hapana reshiyo DSCR" kune vatengi vedu, zvinoreva kuti reshiyo inogona kudzika kusvika ku "0". Muzvigadzirwa zvedu zvechikwereti zvakajairwa, tinoda kuenzanisa mari yatinowana neyepamwedzi yePITIA(Simboti/ Chimbadzo/ Mutero/ Inishuwarenzi/ HOA) uye zvimwe zvikwereti zvemba yakabhadharwa kuti tisarudze kana chikwereti ichi chinokodzera.

DSCR

Benefits yeDSCR

Hapana reshiyo DSCR, chigadzirwa chechikwereti chisingataridzi mari inowanikwa, haina zvinodiwa pamari yeanokwereta nekuti haisanganisi kuverenga kweDTI. Uye iyo shoma DSCR chiyero inogona kunge yakaderera se 0. Kunyange kana mari yekurenda yakaderera, isu tinogona kuzviita! Iyi isarudzo yakanaka kune vanokwereta vane mari shoma kana mamwe zvikwereti.

Kunze kwezvo, Vekune dzimwe nyika vanogamuchirwa kuchirongwa ichi zvakare, kunyanya neF1 visa. Kana uri wekune imwe nyika, uye usingakwanise kuwana chikwereti chemumba, taura nesu uye uwane mamiriro echikwereti chako.

Mifananidzo yezvigadzirwa:

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