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Innovation chikamu cheDNA yedu. Isu tinoramba tichitsvaga nzira dzekusimudzira ruzivo rwemortgage kune vatengi vedu. Yedu-ye-ye-iyo-yepamusoro-yepamhepo application maitiro, yakachengeteka dhizaini manejimendi, uye yedhijitari yekukurukurirana sarudzo inopa isina musono, isina mapepa rwendo rwembavha. NeAAA LENDINGS, unogona kutarisira yazvino, inoshanda, uye yakachengeteka yekukweretesa yembavha inofambirana nenyika inokurumidza kukurumidza yetekinoroji. Kureruka kwako uye kuchengetedzeka ndiko kwakakosha kwatiri.Mortgage Lender Webhusaiti Matemplate,Top 5 Mortgages,Verenga Mortgage Interest, Zvinangwa zvako zvemari zvakasiyana, uye tinotenda kuti chikwereti chako chemba chinofanirwa kuratidza izvozvo. KuAAA LENDINGS, tinopa huwandu hwesarudzo dzechikwereti, imwe neimwe yakarongedzwa kune akasiyana mamiriro emari. Kunyangwe iwe uri nyanzvi yechidiki iri kutsvaga imba yako yekutanga, mhuri iri kukura inoda imwe nzvimbo, kana savvy investor ari kuwedzera yako real estate portfolio, isu tine zvirongwa zvechikwereti zvakagadzirirwa kuzadzisa zvaunoda chaizvo. Isu tinonzwisisa kuti rwendo rwako rwemari rwakasiyana, uye zvigadziriso zvedu zvembatya zvakagadzirirwa kuti ugare wakabatikana uye kufara nezveramangwana rako.
– AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Chirongwa – AAA Lendings Detail:

Haina musoro-6

Overview

DSCR (Debt Service Coverage Ratio) Chirongwa.

Ichi ndicho chirongwa chiri nyore pakati pezvirongwa zvese zvisiri zveQM.

Mari / Yebasa Status / Mutero Return haidiwi.

Zvikuru zvePurogiramu

1) Kusvikira ku $ 2M Chikwereti Chikwereti;
2) Kusvikira ku80% LTV;
3) 660 kana yepamusoro Chikwereti Chikwereti;
4) Inogona kuvhara mumasangano;
5) Hapana miganhu pahuwandu hwezvivakwa zvakapihwa mari;
6) SFRs, 2-4 Units, Condos, Townhomes, Condotels, uye Non-Warrantable Condos iripo.

Chii chinonzi DSCR?

Iwe unoziva nzira yekukodzera chikwereti chemba yemba pasina ruzivo rwebasa uye mari?
Hauna kukodzera here neyakajairwa mortgage zvikwereti?
Unoziva here kuti ndeipi chirongwa chechikwereti chiri nyore chigadzirwa?
Iwe unoda kuziva mashandisirwo emagwaro akaderedzwa kuti ukwanise kukwereta?
Zvakakuomera here kuti uwane chikwereti chemba muindasitiri yako?

Isu tinopa chirongwa chechikwereti chakakwana kuti tigutse zvinhu zvakakosha zviri pamusoro - chirongwa cheDSCR. Ndiyo inonyanya kufarirwa Isiri-QM chigadzirwa mune zvikwereti zvemba zvemba.

DSCR (Debt Service Coverage Ratio) yakagadzirirwa vatengesi vezvivakwa vane ruzivo uye inokodzera vanokwereta zvichibva pamari-inoyerera chete kubva kune chinyorwa chivakwa kuti vaongorore njodzi yekudyara. Nhasi, isu tinotarisisa pakunzwisisa tsananguro yeDSCR uye kuburitsa chakavanzika cheDSCR chirongwa kubva pakuona kwekudyara kwedzimba.

Nzira yekuverenga DSCR?

Kune zvikwereti zvemba yemba, DSCR inoreva chiyero chemari yekurenda yepamwedzi yeimba yekudyara kune yakazara mari yedzimba (senge mukuru, mubereko, mutero wevhu, inishuwarenzi uye muripo wekutonga (kana mamwe madhiri asina kuitwa, anonyorwa se0)). Iyo yakaderera reshiyo, inowedzera njodzi yechikwereti. Inogona kuratidzwa mune zvinotevera:

tsanangudzo

Isu tinopa "Hapana reshiyo DSCR" kune vatengi vedu, zvinoreva kuti reshiyo inogona kudzika kusvika ku "0". Muzvigadzirwa zvedu zvechikwereti zvakajairwa, tinoda kuenzanisa mari yatinowana neyepamwedzi yePITIA(Simboti/ Chimbadzo/ Mutero/ Inishuwarenzi/ HOA) uye zvimwe zvikwereti zvemba yakabhadharwa kuti tisarudze kana chikwereti ichi chinokodzera.

DSCR

Benefits yeDSCR

Hapana reshiyo DSCR, chigadzirwa chechikwereti chisingataridzi mari inowanikwa, haina zvinodiwa pamari yeanokwereta nekuti haisanganisi kuverenga kweDTI. Uye iyo shoma DSCR chiyero inogona kunge yakaderera se 0. Kunyange kana mari yekurenda yakaderera, isu tinogona kuzviita! Iyi isarudzo yakanaka kune vanokwereta vane mari shoma kana mamwe zvikwereti.

Kunze kwezvo, Vekune dzimwe nyika vanogamuchirwa kuchirongwa ichi zvakare, kunyanya neF1 visa. Kana uri wekune imwe nyika, uye usingakwanise kuwana chikwereti chemumba, taura nesu uye uwane mamiriro echikwereti chako.

Mifananidzo yezvigadzirwa:

- AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Chirongwa - AAA Lendings yemifananidzo mifananidzo

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