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Kuzvipira kwedu kuita zvakanaka uye kuzvipira kune vatengi vedu kwakatikurudzira kuwedzera mashandiro edu mumatunhu makumi mana neshanu, kusanganisira Arizona, California, Washington DC, Florida, Nevada, neTexas, pakati pezvimwe. Zvisinei, kubudirira kwedu hakungotsananguriki nenhamba chete. Mawongororo asingaverengeki akanaka uye mukurumbira wakasimba weshoko-we-muromo watakagadzira unoshanda sechiratidzo chevimbo uye chivimbo icho musika wakaisa matiri.Pennsylvania Mortgage Broker Kana Mukweretesi,Virginia Mortgage Broker Kana Mukweretesi,Social Security Number Yekushandisa Mortgage Chikwereti, Sechikamu chekuzvipira kwedu kuramba tiri pamberi peindastiri, tinodyara mari yakawanda mukucheka-kumucheto tekinoroji kuti tigadzirise iyo mortgage application uye yekubvumidza maitiro. Izvi hazvingo mhanyisa maitiro ekunyorera chete asi zvakare zvinokupa iwe chaiyo-nguva zvigadziriso pamamiriro ako emba yemba, zvichikupa runyararo rwepfungwa uye kubvisa kusava nechokwadi kunogona kazhinji kuuya nemaitiro emba. Maitiro edu anotyairwa tekinoroji anotitendera kuti tipe isina musono uye yakakunakira chiitiko, ichiita rwendo rwako rwekuva muridzi wemba kana kubhadharisa mari sezvinobvira.
– AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Chirongwa – AAA Lendings Detail:

Haina musoro-6

Overview

Yakanyanya nyore chigadzirwa mumhando dzeNon-QM zvirongwa.
Hapana Mari / Hapana Basa / Hapana Mutero Unodzoka, kana kuenzanisa chiyero cheDTI sezvikwereti zvakajairwa. Chete kana iyo subject property iri investment property.

Details

1) Kusvika kumadhora mazana maviri emadhora echikwereti;
2) Kusvikira ku80% Max LTV;
3) 660 kana kupfuura zvibodzwa zvechikwereti;
4) Inogona kuvhara mumasangano;
5) Hapana miganhu pahuwandu hwezvivakwa zvakapihwa mari;
6) SFRs, 2-4 Units, Condos, Townhomes, Condotels, uye Non-Warrantable Condos.

Chirongwa cheDSCR

DSCR (Debt Service Coverage Ratio) yakagadzirirwa vatengesi vezvivakwa vane ruzivo uye inokodzera vanokwereta zvichibva pamari-inoyerera chete kubva kune chinyorwa chivakwa kuti vaongorore njodzi yekudyara. Nhasi, isu tinotarisisa pakunzwisisa tsananguro yeDSCR uye kuburitsa chakavanzika cheDSCR chirongwa kubva pakuona kwekudyara kwedzimba. Tevere, ngatifambei muchirongwa cheDSCR.

Nzira yekuverenga DSCR?

Kune zvikwereti zvemba yemba, DSCR inoreva chiyero chemari yekurenda yepamwedzi yeimba yekudyara kune yakazara mari yedzimba (senge mukuru, mubereko, mutero wevhu, inishuwarenzi uye muripo wekutonga (kana mamwe madhiri asina kuitwa, anonyorwa se0)). Iyo yakaderera reshiyo, inowedzera njodzi yechikwereti. Inogona kuratidzwa mune zvinotevera:

tsanangudzo

Isu AAA Lendings ikozvino inopa "Hapana ratio DSCR" kune vatengi vedu, izvo zvinoreva kuti reshiyo inogona kudzika kusvika ku "0" Muchigadzirwa chedu chechikwereti chegungano, tinoda kuenzanisa mari yatinowana nePITIA yepamwedzi (Principle/ Interest/ Tax/ Insurance/ HOA) uye zvimwe zvikwereti zvemba yakabatiswa kuti tisarudze kana chikwereti ichi chinokodzera.

DSCR

Chii chinonzi DSCR?

Iwe unoziva nzira yekukodzera chikwereti chemba yemba pasina ruzivo rwebasa uye mari?
Hauna kukodzera here neyakajairwa mortgage zvikwereti?
Unoziva here kuti ndeipi chirongwa chechikwereti chiri nyore chigadzirwa?
Iwe unoda kuziva mashandisirwo emagwaro akaderedzwa kuti ukwanise kukwereta?
Zvakakuomera here kuti uwane chikwereti chemba muindasitiri yako?

Isu tinopa chirongwa chechikwereti chakakwana kuti tigutse zvinhu zvakakosha zviri pamusoro, ndicho chirongwa cheDSCR, chinova chinonyanyozivikanwa Chisiri-QM chigadzirwa muchikwereti chemba.

DSCR (Debt Service Coverage Ratio) yakagadzirirwa vatengesi vezvivakwa vane ruzivo uye inokodzera vanokwereta zvichibva pamari-inoyerera chete kubva kune chinyorwa chivakwa kuti vaongorore njodzi yekudyara. Nhasi, isu tinotarisisa pakunzwisisa tsananguro yeDSCR uye kuburitsa chakavanzika cheDSCR chirongwa kubva pakuona kwekudyara kwedzimba. Tevere, ngatifambei muchirongwa cheDSCR.

Ndezvipi zvakanakira chirongwa cheDSCR?

Hapana reshiyo DSCR, chigadzirwa chechikwereti chisingatarise mari, haina zvinodiwa pamari yevaenzi, nekuti ichi chigadzirwa chechikwereti hachibatanidzi kuverenga kweDTI. Uye iyo shoma DSCR chiyero inogona kunge yakaderera se 0. Kunyange kana rendi yeimba yakaderera, isu tinogona kuzviita! Iyi isarudzo yakanaka yevaenzi vane mari shoma kana mamwe zvikwereti.

Kunze kwezvo, Vekune dzimwe nyika vanogamuchirwa kuchirongwa ichi zvakare, kunyanya neF1 visa. Kana uri wekune imwe nyika, uye usingakwanise kuwana chikwereti chemumba, taura nesu uye uwane mamiriro echikwereti chako.

Nhungamiro yedu inoshanduka uye kana chikwereti chako chine musoro isu tichakubatsira iwe kuchivhara nekukurumidza. Isu tine kutaurirana kwakatsetseka uye mari inokurumidza kukwereta isiri-QM, taura nesu kana uine chero zvaunoda.

Iwe unoita mari yakawanda! Yedu yepakati yekutumira yekuvhara isingasviki 3 mavhiki uye tinovhara pasina matambudziko. Fungidzira kuti kutumira kwako kuchawedzera sei.


Mifananidzo yezvigadzirwa:

- AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Chirongwa - AAA Lendings yemifananidzo mifananidzo


Related Product Guide:

AAA LENDINGS inodada nekubatanidzwa kwedu munharaunda uye mutoro wemagariro. Tinotenda kuti kuve mukweretesi ane hunyanzvi zvinoreva kudzorera kunharaunda dzatinoshandira. Chikwata chedu chinotora chikamu muzvirongwa zvekubatsira, kutsigira zvinokonzeresa zvemuno, uye kusimudzira ruzivo rwezvemari. Hatisi chete mubhizinesi rekupa zvikwereti; takaiswa mari mukuita shanduko yakanaka pahupenyu hwevatengi vedu nenharaunda dzavanodaidza kuti kumusha. - AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Chirongwa - AAA Lendings , Chigadzirwa chacho chichapa pasi rose, zvakadai se: Ottawa, Muscat, France, Tine boka rekutengesa rakazvitsaurira uye rine hukasha, uye matavi mazhinji, anopa vatengi vedu. Tiri kutsvaga kudyidzana kwenguva refu kwebhizinesi, uye tinovimbisa vatengesi vedu kuti ivo vanozonyatso batsirikana munguva pfupi uye kwenguva refu.
  • Maneja wechigadzirwa munhu anopisa zvikuru uye ane hunyanzvi, tine hurukuro inonakidza, uye pakupedzisira takasvika pachibvumirano chekubvumirana.
    5 StarsNaCharlotte anobva kuGreece - 2017.08.15 12:36
    Bhizinesi rine guta rakasimba uye simba rekukwikwidza, chigadzirwa chakakwana, chakavimbika, saka isu hatina zvinonetsa pakushandira pamwe navo.
    5 StarsNaMiriam kubva kuBarcelona - 2017.01.11 17:15