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Transparency ndiyo musimboti wemashandiro edu. Tinodada nekutaura kwedu kwakavhurika uye kwechokwadi nevatengi vedu. Hapana mari yakavanzika, hapana zvinoshamisa. Isu tinopa ruzivo rwakajeka, rwakajeka nezve sarudzo dzako dzemortgage, kuve nechokwadi chekuti une chokwadi chese chekuita sarudzo. Chinangwa chedu ndechekuvaka kuvimbana nevatengi vedu nekubuda pachena uye pachena, kuita kuti ruzivo rwako rwemari yemba ruve nyore sezvinobvira.Illinois Mortgage Broker Kana Mukweretesi,Commerce Mukweretesi Mabasa,Mortgage Mukweretesi 95 Ltv, PaAAA LENDINGS, isu tinomira kunze kwemhomho yevakweretesi vemortgage nekuisa pamberi kuchinjika uye kuchinjika munzira yedu. Isu tinonzwisisa kuti mamiriro emari emukwereti akasiyana, uye isu takashongedzerwa zvakakwana kugadzira mhinduro dzakagadzirirwa dzinoenderana nezvaunoda chaizvo. Kunyangwe iwe uri kekutanga kutenga imba, investor wezvivakwa, kana kutsvaga kugadzirisa, timu yedu yenyanzvi iri pano kuti ikutungamirire kuburikidza nekuoma kunzwisisa kwemaitiro embareti. Isu tinotenda kuti kukweretesa kwembandi hakufanirwe kuve chinhu chimwe chete, uye ndizvo zvinotisiyanisa.
– AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Chirongwa – AAA Lendings Detail:

Haina musoro-6

Overview

Yakanyanya nyore chigadzirwa mumhando dzeNon-QM zvirongwa.
Hapana Mari / Hapana Basa / Hapana Mutero Unodzoka, kana kuenzanisa chiyero cheDTI sezvikwereti zvakajairwa. Chete kana iyo subject property iri investment property.

Details

1) Kusvika kumadhora mazana maviri emadhora echikwereti;
2) Kusvikira ku80% Max LTV;
3) 660 kana kupfuura zvibodzwa zvechikwereti;
4) Inogona kuvhara mumasangano;
5) Hapana miganhu pahuwandu hwezvivakwa zvakapihwa mari;
6) SFRs, 2-4 Units, Condos, Townhomes, Condotels, uye Non-Warrantable Condos.

Chirongwa cheDSCR

DSCR (Debt Service Coverage Ratio) yakagadzirirwa vatengesi vezvivakwa vane ruzivo uye inokodzera vanokwereta zvichibva pamari-inoyerera chete kubva kune chinyorwa chivakwa kuti vaongorore njodzi yekudyara. Nhasi, isu tinotarisisa pakunzwisisa tsananguro yeDSCR uye kuburitsa chakavanzika cheDSCR chirongwa kubva pakuona kwekudyara kwedzimba. Tevere, ngatifambei muchirongwa cheDSCR.

Nzira yekuverenga DSCR?

Kune zvikwereti zvemba yemba, DSCR inoreva chiyero chemari yekurenda yepamwedzi yeimba yekudyara kune yakazara mari yedzimba (senge mukuru, mubereko, mutero wevhu, inishuwarenzi uye muripo wekutonga (kana mamwe madhiri asina kuitwa, anonyorwa se0)). Iyo yakaderera reshiyo, inowedzera njodzi yechikwereti. Inogona kuratidzwa mune zvinotevera:

tsanangudzo

Isu AAA Lendings ikozvino inopa "Hapana ratio DSCR" kune vatengi vedu, izvo zvinoreva kuti reshiyo inogona kudzika kusvika ku "0" Muchigadzirwa chedu chechikwereti chegungano, tinoda kuenzanisa mari yatinowana nePITIA yepamwedzi (Principle/ Interest/ Tax/ Insurance/ HOA) uye zvimwe zvikwereti zvemba yakabatiswa kuti tisarudze kana chikwereti ichi chinokodzera.

DSCR

Chii chinonzi DSCR?

Iwe unoziva nzira yekukodzera chikwereti chemba yemba pasina ruzivo rwebasa uye mari?
Hauna kukodzera here neyakajairwa mortgage zvikwereti?
Unoziva here kuti ndeipi chirongwa chechikwereti chiri nyore chigadzirwa?
Iwe unoda kuziva mashandisirwo emagwaro akaderedzwa kuti ukwanise kukwereta?
Zvakakuomera here kuti uwane chikwereti chemba muindasitiri yako?

Isu tinopa chirongwa chechikwereti chakakwana kuti tigutse zvinhu zvakakosha zviri pamusoro, ndicho chirongwa cheDSCR, chinova chinonyanyozivikanwa Chisiri-QM chigadzirwa muchikwereti chemba.

DSCR (Debt Service Coverage Ratio) yakagadzirirwa vatengesi vezvivakwa vane ruzivo uye inokodzera vanokwereta zvichibva pamari-inoyerera chete kubva kune chinyorwa chivakwa kuti vaongorore njodzi yekudyara. Nhasi, isu tinotarisisa pakunzwisisa tsananguro yeDSCR uye kuburitsa chakavanzika cheDSCR chirongwa kubva pakuona kwekudyara kwedzimba. Tevere, ngatifambei muchirongwa cheDSCR.

Ndezvipi zvakanakira chirongwa cheDSCR?

Hapana reshiyo DSCR, chigadzirwa chechikwereti chisingatarise mari, haina zvinodiwa pamari yevaenzi, nekuti ichi chigadzirwa chechikwereti hachibatanidzi kuverenga kweDTI. Uye iyo shoma DSCR chiyero inogona kunge yakaderera se 0. Kunyange kana rendi yeimba yakaderera, isu tinogona kuzviita! Iyi isarudzo yakanaka yevaenzi vane mari shoma kana mamwe zvikwereti.

Kunze kwezvo, Vekune dzimwe nyika vanogamuchirwa kuchirongwa ichi zvakare, kunyanya neF1 visa. Kana uri wekune imwe nyika, uye usingakwanise kuwana chikwereti chemumba, taura nesu uye uwane mamiriro echikwereti chako.

Nhungamiro yedu inoshanduka uye kana chikwereti chako chine musoro isu tichakubatsira iwe kuchivhara nekukurumidza. Isu tine kutaurirana kwakatsetseka uye mari inokurumidza kukwereta isiri-QM, taura nesu kana uine chero zvaunoda.

Iwe unoita mari yakawanda! Yedu yepakati yekutumira yekuvhara isingasviki 3 mavhiki uye tinovhara pasina matambudziko. Fungidzira kuti kutumira kwako kuchawedzera sei.


Mifananidzo yezvigadzirwa:

- AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Chirongwa - AAA Lendings yemifananidzo mifananidzo


Related Product Guide:

PaAAA LENDINGS, tinotenda mukudzosera kune vatengi vedu vanokoshesa. Ndosaka tichipa chirongwa chekuvimbika chinokupa mubairo nekuda kwekuvimba kwako uye kuenderera mberi kwekudyidzana nesu. Yedu chirongwa chekuvimbika chakagadzirirwa kuti ugare wakabatikana uye uchiyemurwa, ichipa mabhenefiti ega uye zvidzikiso kune vatengi vedu vanodzoka. Kuzvipira kwako kuAAA LENDINGS kunocherechedzwa uye kunopihwa mubairo, uye tinoyedza kuita kuti kuramba uchifarira mumasevhisi edu kuve chiitiko chine mubairo. - AAA Lendings Non-QM DSCR(Debt Service Coverage Ratio) Chirongwa - AAA Lendings , Chigadzirwa chinozopa pasi rose, se: Qatar, Mauritius, Guatemala, Hunhu hwakanaka kwazvo, mutengo wemakwikwi, kuunza nguva uye sevhisi yakavimbika inogona kuvimbiswa. Kuti uwane rumwe ruzivo ndapota usazeza kutibata. Ndatenda - Tsigiro yenyu inoramba ichitikurudzira.
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