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Transparency ndiyo musimboti wemashandiro edu. Tinodada nekutaura kwedu kwakavhurika uye kwechokwadi nevatengi vedu. Hapana mari yakavanzika, hapana zvinoshamisa. Isu tinopa ruzivo rwakajeka, rwakajeka nezve sarudzo dzako dzemortgage, kuve nechokwadi chekuti une chokwadi chese chekuita sarudzo. Chinangwa chedu ndechekuvaka kuvimbana nevatengi vedu nekubuda pachena uye pachena, kuita kuti ruzivo rwako rwemari yemba ruve nyore sezvinobvira.Fico Score,Indiana Mortgage Broker Kana Mukweretesi,Illinois Mortgage Broker Kana Mukweretesi, Zvinangwa zvako zvemari zvakasiyana, uye tinotenda kuti chikwereti chako chemba chinofanirwa kuratidza izvozvo. KuAAA LENDINGS, tinopa huwandu hwesarudzo dzechikwereti, imwe neimwe yakarongedzwa kune akasiyana mamiriro emari. Kunyangwe iwe uri nyanzvi yechidiki iri kutsvaga imba yako yekutanga, mhuri iri kukura inoda imwe nzvimbo, kana savvy investor ari kuwedzera yako real estate portfolio, isu tine zvirongwa zvechikwereti zvakagadzirirwa kuzadzisa zvaunoda chaizvo. Isu tinonzwisisa kuti rwendo rwako rwemari rwakasiyana, uye zvigadziriso zvedu zvembatya zvakagadzirirwa kuti ugare wakabatikana uye kufara nezveramangwana rako.
– AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Chirongwa – AAA Lendings Detail:

Haina musoro-6

Overview

Yakanyanya nyore chigadzirwa mumhando dzeNon-QM zvirongwa.
Hapana Mari / Hapana Basa / Hapana Mutero Unodzoka, kana kuenzanisa chiyero cheDTI sezvikwereti zvakajairwa. Chete kana iyo subject property iri investment property.

Details

1) Kusvika kumadhora mazana maviri emadhora echikwereti;
2) Kusvikira ku80% Max LTV;
3) 660 kana kupfuura zvibodzwa zvechikwereti;
4) Inogona kuvhara mumasangano;
5) Hapana miganhu pahuwandu hwezvivakwa zvakapihwa mari;
6) SFRs, 2-4 Units, Condos, Townhomes, Condotels, uye Non-Warrantable Condos.

Chirongwa cheDSCR

DSCR (Debt Service Coverage Ratio) yakagadzirirwa vatengesi vezvivakwa vane ruzivo uye inokodzera vanokwereta zvichibva pamari-inoyerera chete kubva kune chinyorwa chivakwa kuti vaongorore njodzi yekudyara. Nhasi, isu tinotarisisa pakunzwisisa tsananguro yeDSCR uye kuburitsa chakavanzika cheDSCR chirongwa kubva pakuona kwekudyara kwedzimba. Tevere, ngatifambei muchirongwa cheDSCR.

Nzira yekuverenga DSCR?

Kune zvikwereti zvemba yemba, DSCR inoreva chiyero chemari yekurenda yepamwedzi yeimba yekudyara kune yakazara mari yedzimba (senge mukuru, mubereko, mutero wevhu, inishuwarenzi uye muripo wekutonga (kana mamwe madhiri asina kuitwa, anonyorwa se0)). Iyo yakaderera reshiyo, inowedzera njodzi yechikwereti. Inogona kuratidzwa mune zvinotevera:

tsanangudzo

Isu AAA Lendings ikozvino inopa "Hapana ratio DSCR" kune vatengi vedu, izvo zvinoreva kuti reshiyo inogona kudzika kusvika ku "0" Muchigadzirwa chedu chechikwereti chegungano, tinoda kuenzanisa mari yatinowana nePITIA yepamwedzi (Principle/ Interest/ Tax/ Insurance/ HOA) uye zvimwe zvikwereti zvemba yakabatiswa kuti tisarudze kana chikwereti ichi chinokodzera.

DSCR

Chii chinonzi DSCR?

Iwe unoziva nzira yekukodzera chikwereti chemba yemba pasina ruzivo rwebasa uye mari?
Hauna kukodzera here neyakajairwa mortgage zvikwereti?
Unoziva here kuti ndeipi chirongwa chechikwereti chiri nyore chigadzirwa?
Iwe unoda kuziva mashandisirwo emagwaro akaderedzwa kuti ukwanise kukwereta?
Zvakakuomera here kuti uwane chikwereti chemba muindasitiri yako?

Isu tinopa chirongwa chechikwereti chakakwana kuti tigutse zvinhu zvakakosha zviri pamusoro, ndicho chirongwa cheDSCR, chinova chinonyanyozivikanwa Chisiri-QM chigadzirwa muchikwereti chemba.

DSCR (Debt Service Coverage Ratio) yakagadzirirwa vatengesi vezvivakwa vane ruzivo uye inokodzera vanokwereta zvichibva pamari-inoyerera chete kubva kune chinyorwa chivakwa kuti vaongorore njodzi yekudyara. Nhasi, isu tinotarisisa pakunzwisisa tsananguro yeDSCR uye kuburitsa chakavanzika cheDSCR chirongwa kubva pakuona kwekudyara kwedzimba. Tevere, ngatifambei muchirongwa cheDSCR.

Ndezvipi zvakanakira chirongwa cheDSCR?

Hapana reshiyo DSCR, chigadzirwa chechikwereti chisingatarise mari, haina zvinodiwa pamari yevaenzi, nekuti ichi chigadzirwa chechikwereti hachibatanidzi kuverenga kweDTI. Uye iyo shoma DSCR chiyero inogona kunge yakaderera se 0. Kunyange kana rendi yeimba yakaderera, isu tinogona kuzviita! Iyi isarudzo yakanaka yevaenzi vane mari shoma kana mamwe zvikwereti.

Kunze kwezvo, Vekune dzimwe nyika vanogamuchirwa kuchirongwa ichi zvakare, kunyanya neF1 visa. Kana uri wekune imwe nyika, uye usingakwanise kuwana chikwereti chemumba, taura nesu uye uwane mamiriro echikwereti chako.

Nhungamiro yedu inoshanduka uye kana chikwereti chako chine musoro isu tichakubatsira iwe kuchivhara nekukurumidza. Isu tine kutaurirana kwakatsetseka uye mari inokurumidza kukwereta isiri-QM, taura nesu kana uine chero zvaunoda.

Iwe unoita mari yakawanda! Yedu yepakati yekutumira yekuvhara isingasviki 3 mavhiki uye tinovhara pasina matambudziko. Fungidzira kuti kutumira kwako kuchawedzera sei.


Mifananidzo yezvigadzirwa:

- AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Chirongwa - AAA Lendings yemifananidzo mifananidzo


Related Product Guide:

Kufamba-famba munzvimbo yemortgage kunogona kuve kwakaoma, asi AAA LENDINGS inorerutsa maitiro, ichiita kuti iite uye irege kunetseka. Isu tinopa yakajeka uye yakapfupika magwaro ekuunganidza sisitimu, ichikubvumidza iwe kurodha zviri nyore mapepa anodiwa online. Isu tinonyatsoziva kuti nguva yako yakakosha, uye nekuita kuti hurongwa huve nyore, tinokuchengeta uchibatikana uye mukutonga kwerwendo rwako rwemba. – AAA Lendings Non-QM DSCR(Debt Service Coverage Ratio) Chirongwa – AAA Lendings , Chigadzirwa chacho chinopa kupasi rose, se: Malta, azerbaijan, Seychelles, Kubva pane zvigadzirwa nemhinduro zvine mhando yepamusoro, mutengo wemakwikwi, uye sevhisi yedu yakazara, takazviunganidza, uye takava nemukurumbira wakanaka mumunda, uye takawana mukurumbira wakanaka wemunda. Pamwe chete nebudiriro inoenderera mberi, isu tinozvipira kwete chete kuChinese bhizinesi repamba asiwo nemusika wepasi rose. Dai iwe wakafambiswa nezvinhu zvedu zvemhando yepamusoro uye sevhisi ine shungu. Ngativhure chitsauko chitsva chekubatsirana uye kuhwina kaviri.
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