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Transparency ndiyo musimboti wemashandiro edu. Tinodada nekutaura kwedu kwakavhurika uye kwechokwadi nevatengi vedu. Hapana mari yakavanzika, hapana zvinoshamisa. Isu tinopa ruzivo rwakajeka, rwakajeka nezve sarudzo dzako dzemortgage, kuve nechokwadi chekuti une chokwadi chese chekuita sarudzo. Chinangwa chedu ndechekuvaka kuvimbana nevatengi vedu nekubuda pachena uye pachena, kuita kuti ruzivo rwako rwemari yemba ruve nyore sezvinobvira.Mortgage Broker Makirasi,Experienced Investor,Mortgage Mukweretesi Matengo, Chinhu chakakosha pakukwezva kufarira kwako kumhanya kwaunokwanisa kuwana ruzivo rwakakosha rwemortgage. Webhusaiti yedu ine nzvimbo yeruzivo, inogara ichigadziridzwa nezvinyorwa pane dzakasiyana siyana dzine chekuita nembanje. Kubva pakunzwisisa zvibodzwa zvechikwereti kusvika pakudzikisira mari yekuvhara, zviwanikwa izvi zvakagadzirirwa kuita uye kukudzidzisa iwe nekumhanya kwako, zvichiita kuti rwendo rwako ruwedzere kunakidza uye ruzivo.
– AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Chirongwa – AAA Lendings Detail:

Haina musoro-6

Overview

Yakanyanya nyore chigadzirwa mumhando dzeNon-QM zvirongwa.
Hapana Mari / Hapana Basa / Hapana Mutero Unodzoka, kana kuenzanisa chiyero cheDTI sezvikwereti zvakajairwa. Chete kana iyo subject property iri investment property.

Details

1) Kusvika kumadhora mazana maviri emadhora echikwereti;
2) Kusvikira ku80% Max LTV;
3) 660 kana kupfuura zvibodzwa zvechikwereti;
4) Inogona kuvhara mumasangano;
5) Hapana miganhu pahuwandu hwezvivakwa zvakapihwa mari;
6) SFRs, 2-4 Units, Condos, Townhomes, Condotels, uye Non-Warrantable Condos.

Chirongwa cheDSCR

DSCR (Debt Service Coverage Ratio) yakagadzirirwa vatengesi vezvivakwa vane ruzivo uye inokodzera vanokwereta zvichibva pamari-inoyerera chete kubva kune chinyorwa chivakwa kuti vaongorore njodzi yekudyara. Nhasi, isu tinotarisisa pakunzwisisa tsananguro yeDSCR uye kuburitsa chakavanzika cheDSCR chirongwa kubva pakuona kwekudyara kwedzimba. Tevere, ngatifambei muchirongwa cheDSCR.

Nzira yekuverenga DSCR?

Kune zvikwereti zvemba yemba, DSCR inoreva chiyero chemari yekurenda yepamwedzi yeimba yekudyara kune yakazara mari yedzimba (senge mukuru, mubereko, mutero wevhu, inishuwarenzi uye muripo wekutonga (kana mamwe madhiri asina kuitwa, anonyorwa se0)). Iyo yakaderera reshiyo, inowedzera njodzi yechikwereti. Inogona kuratidzwa mune zvinotevera:

tsanangudzo

Isu AAA Lendings ikozvino inopa "Hapana ratio DSCR" kune vatengi vedu, izvo zvinoreva kuti reshiyo inogona kudzika kusvika ku "0" Muchigadzirwa chedu chechikwereti chegungano, tinoda kuenzanisa mari yatinowana nePITIA yepamwedzi (Principle/ Interest/ Tax/ Insurance/ HOA) uye zvimwe zvikwereti zvemba yakabatiswa kuti tisarudze kana chikwereti ichi chinokodzera.

DSCR

Chii chinonzi DSCR?

Iwe unoziva nzira yekukodzera chikwereti chemba yemba pasina ruzivo rwebasa uye mari?
Hauna kukodzera here neyakajairwa mortgage zvikwereti?
Unoziva here kuti ndeipi chirongwa chechikwereti chiri nyore chigadzirwa?
Iwe unoda kuziva mashandisirwo emagwaro akaderedzwa kuti ukwanise kukwereta?
Zvakakuomera here kuti uwane chikwereti chemba muindasitiri yako?

Isu tinopa chirongwa chechikwereti chakakwana kuti tigutse zvinhu zvakakosha zviri pamusoro, ndicho chirongwa cheDSCR, chinova chinonyanyozivikanwa Chisiri-QM chigadzirwa muchikwereti chemba.

DSCR (Debt Service Coverage Ratio) yakagadzirirwa vatengesi vezvivakwa vane ruzivo uye inokodzera vanokwereta zvichibva pamari-inoyerera chete kubva kune chinyorwa chivakwa kuti vaongorore njodzi yekudyara. Nhasi, isu tinotarisisa pakunzwisisa tsananguro yeDSCR uye kuburitsa chakavanzika cheDSCR chirongwa kubva pakuona kwekudyara kwedzimba. Tevere, ngatifambei muchirongwa cheDSCR.

Ndezvipi zvakanakira chirongwa cheDSCR?

Hapana reshiyo DSCR, chigadzirwa chechikwereti chisingatarise mari, haina zvinodiwa pamari yevaenzi, nekuti ichi chigadzirwa chechikwereti hachibatanidzi kuverenga kweDTI. Uye iyo shoma DSCR chiyero inogona kunge yakaderera se 0. Kunyange kana rendi yeimba yakaderera, isu tinogona kuzviita! Iyi isarudzo yakanaka yevaenzi vane mari shoma kana mamwe zvikwereti.

Kunze kwezvo, Vekune dzimwe nyika vanogamuchirwa kuchirongwa ichi zvakare, kunyanya neF1 visa. Kana uri wekune imwe nyika, uye usingakwanise kuwana chikwereti chemumba, taura nesu uye uwane mamiriro echikwereti chako.

Nhungamiro yedu inoshanduka uye kana chikwereti chako chine musoro isu tichakubatsira iwe kuchivhara nekukurumidza. Isu tine kutaurirana kwakatsetseka uye mari inokurumidza kukwereta isiri-QM, taura nesu kana uine chero zvaunoda.

Iwe unoita mari yakawanda! Yedu yepakati yekutumira yekuvhara isingasviki 3 mavhiki uye tinovhara pasina matambudziko. Fungidzira kuti kutumira kwako kuchawedzera sei.

Mifananidzo yezvigadzirwa:

- AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Chirongwa - AAA Lendings yemifananidzo mifananidzo

Related Product Guide:
AAA LENDINGS inodada nekubatanidzwa kwedu munharaunda uye mutoro wemagariro. Tinotenda kuti kuve mukweretesi ane hunyanzvi zvinoreva kudzorera kunharaunda dzatinoshandira. Chikwata chedu chinotora chikamu muzvirongwa zvekubatsira, kutsigira zvinokonzeresa zvemuno, uye kusimudzira ruzivo rwezvemari. Hatisi chete mubhizinesi rekupa zvikwereti; takaiswa mari mukuita shanduko yakanaka pahupenyu hwevatengi vedu nenharaunda dzavanodaidza kuti kumusha. - AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Programme - AAA Lendings , Chigadzirwa chacho chichapa pasi rose, zvakadai se: America, Qatar, Russia, Nehurongwa hwemazuva ano hwekushambadzira uye 300 yevashandi vane hunyanzvi 'kushanda nesimba, kambani yedu yakagadzira marudzi ese ezvigadzirwa kubva pakirasi yepasi kusvika pakirasi yepamusoro. Iyi sarudzo yese yezvigadzirwa zvakanaka inopa vatengi vedu sarudzo dzakasiyana. Kunze kwezvo, kambani yedu inonamatira kumhando yepamusoro uye mutengo unonzwisisika, uye isu tinopawo akanaka masevhisi eOEM kune akawanda ane mukurumbira mhando.
    • Masevhisi akakwana, zvigadzirwa zvemhando yepamusoro uye mitengo yemakwikwi, isu tine basa kakawanda, nguva dzese dzinonakidzwa, shuwa ramba uchichengeta!
    5 StarsNaAlice anobva kuAngola - 2017.12.19 11:10
    Vashandi vebasa revatengi vane mwoyo murefu uye vane mafungiro akanaka uye anofambira mberi kune chido chedu, kuitira kuti tive nekunzwisisa kwakazara kwechigadzirwa uye pakupedzisira takasvika chibvumirano, thanks!
    5 StarsNaJames Brown kubva kuSri Lanka - 2018.04.25 16:46

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