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Dzidzo yemutengi ibwe rekona reAAA LENDIS' mission. Isu tinotenda kuti mukwereti ane ruzivo mukwereti ane simba. Ndosaka tichienda imwe maira kuti tipe zviwanikwa zvedzidzo uye gwara rekukubatsira kufamba nekuoma kwemaitiro embavha. Chikwata chedu chakazvipira kupindura mibvunzo yako, kutsanangura kuomarara kwemitengo yemubereko, sarudzo dzechikwereti, uye nezvimwe, kuve nechokwadi chekuti unoita sarudzo dzine ruzivo. Kuziva kwako nezvezvemari uye kuvimba kwako zvine basa kwatiri.Zvakajairwa Zvikwereti Zvinodiwa 2021,Mortgage Rate Forecast,Ancillary Income, PaAAA LENDINGS, tiri shamwari yako kwenguva refu. Yedu yemashure-yekuvhara masevhisi akagadzirirwa kuti urambe uchibatikana kunyangwe mushure mekunge imba yako yakachengetedzwa. Isu tinopa zviwanikwa zvinoenderera mberi, senge matipi ekugadzirisa imba, gwara rekudyara, uye nguva nenguva yekutarisa mortgage kuona kuti zvinangwa zvako zvemari zviri munzira. Hukama hwedu newe haugumire pakuvhara; kuzvipira kusingagumi kuhutano hwako hwemari.
– AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Chirongwa – AAA Lendings Detail:

Haina musoro-6

Overview

Yakanyanya nyore chigadzirwa mumhando dzeNon-QM zvirongwa.
Hapana Mari / Hapana Basa / Hapana Mutero Unodzoka, kana kuenzanisa chiyero cheDTI sezvikwereti zvakajairwa. Chete kana iyo subject property iri investment property.

Details

1) Kusvika kumadhora mazana maviri emadhora echikwereti;
2) Kusvikira ku80% Max LTV;
3) 660 kana kupfuura zvibodzwa zvechikwereti;
4) Inogona kuvhara mumasangano;
5) Hapana miganhu pahuwandu hwezvivakwa zvakapihwa mari;
6) SFRs, 2-4 Units, Condos, Townhomes, Condotels, uye Non-Warrantable Condos.

Chirongwa cheDSCR

DSCR (Debt Service Coverage Ratio) yakagadzirirwa vatengesi vezvivakwa vane ruzivo uye inokodzera vanokwereta zvichibva pamari-inoyerera chete kubva kune chinyorwa chivakwa kuti vaongorore njodzi yekudyara. Nhasi, isu tinotarisisa pakunzwisisa tsananguro yeDSCR uye kuburitsa chakavanzika cheDSCR chirongwa kubva pakuona kwekudyara kwedzimba. Tevere, ngatifambei muchirongwa cheDSCR.

Nzira yekuverenga DSCR?

Kune zvikwereti zvemba yemba, DSCR inoreva chiyero chemari yekurenda yepamwedzi yeimba yekudyara kune yakazara mari yedzimba (senge mukuru, mubereko, mutero wevhu, inishuwarenzi uye muripo wekutonga (kana mamwe madhiri asina kuitwa, anonyorwa se0)). Iyo yakaderera reshiyo, inowedzera njodzi yechikwereti. Inogona kuratidzwa mune zvinotevera:

tsanangudzo

Isu AAA Lendings ikozvino inopa "Hapana ratio DSCR" kune vatengi vedu, izvo zvinoreva kuti reshiyo inogona kudzika kusvika ku "0" Muchigadzirwa chedu chechikwereti chegungano, tinoda kuenzanisa mari yatinowana nePITIA yepamwedzi (Principle/ Interest/ Tax/ Insurance/ HOA) uye zvimwe zvikwereti zvemba yakabatiswa kuti tisarudze kana chikwereti ichi chinokodzera.

DSCR

Chii chinonzi DSCR?

Iwe unoziva nzira yekukodzera chikwereti chemba yemba pasina ruzivo rwebasa uye mari?
Hauna kukodzera here neyakajairwa mortgage zvikwereti?
Unoziva here kuti ndeipi chirongwa chechikwereti chiri nyore chigadzirwa?
Iwe unoda kuziva mashandisirwo emagwaro akaderedzwa kuti ukwanise kukwereta?
Zvakakuomera here kuti uwane chikwereti chemba muindasitiri yako?

Isu tinopa chirongwa chechikwereti chakakwana kuti tigutse zvinhu zvakakosha zviri pamusoro, ndicho chirongwa cheDSCR, chinova chinonyanyozivikanwa Chisiri-QM chigadzirwa muchikwereti chemba.

DSCR (Debt Service Coverage Ratio) yakagadzirirwa vatengesi vezvivakwa vane ruzivo uye inokodzera vanokwereta zvichibva pamari-inoyerera chete kubva kune chinyorwa chivakwa kuti vaongorore njodzi yekudyara. Nhasi, isu tinotarisisa pakunzwisisa tsananguro yeDSCR uye kuburitsa chakavanzika cheDSCR chirongwa kubva pakuona kwekudyara kwedzimba. Tevere, ngatifambei muchirongwa cheDSCR.

Ndezvipi zvakanakira chirongwa cheDSCR?

Hapana reshiyo DSCR, chigadzirwa chechikwereti chisingatarise mari, haina zvinodiwa pamari yevaenzi, nekuti ichi chigadzirwa chechikwereti hachibatanidzi kuverenga kweDTI. Uye iyo shoma DSCR chiyero inogona kunge yakaderera se 0. Kunyange kana rendi yeimba yakaderera, isu tinogona kuzviita! Iyi isarudzo yakanaka yevaenzi vane mari shoma kana mamwe zvikwereti.

Kunze kwezvo, Vekune dzimwe nyika vanogamuchirwa kuchirongwa ichi zvakare, kunyanya neF1 visa. Kana uri wekune imwe nyika, uye usingakwanise kuwana chikwereti chemumba, taura nesu uye uwane mamiriro echikwereti chako.

Nhungamiro yedu inoshanduka uye kana chikwereti chako chine musoro isu tichakubatsira iwe kuchivhara nekukurumidza. Isu tine kutaurirana kwakatsetseka uye mari inokurumidza kukwereta isiri-QM, taura nesu kana uine chero zvaunoda.

Iwe unoita mari yakawanda! Yedu yepakati yekutumira yekuvhara isingasviki 3 mavhiki uye tinovhara pasina matambudziko. Fungidzira kuti kutumira kwako kuchawedzera sei.


Mifananidzo yezvigadzirwa:

- AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Chirongwa - AAA Lendings yemifananidzo mifananidzo


Related Product Guide:

Chiroto chemuridzi wemba hachingogumiri kune vanotenga imba yechinyakare. KuAAA LENDINGS, tine zvirongwa zvehunyanzvi zvekupa kune vasiri vemazuva ano vanokwereta. Kana uchizvishandira, uine mari inochinja-chinja, kana wakatarisana nemamiriro emari akasiyana, sarudzo dzedu dzechikwereti dzinogona kutora mubereko wako. Isu tinogashira kusiyana kwevakwereta uye tichishingairira kutsvaga mhinduro dzekukweretesa, tive nechokwadi chekuti rwendo rwako rwekuva muridzi wemba runoramba ruchinakidza, zvisinei nemamiriro ako emari. - AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Chirongwa - AAA Lendings , Chigadzirwa chinozopa kupasi rese, se: Dominica, Swansea, Philippines, Isu tinopa masevhisi ane hunyanzvi, mhinduro nekukurumidza, kuendesa panguva, mhando yakanakisa uye mutengo wakanaka kune vatengi vedu. Kugutsikana uye kiredhiti yakanaka kune wese mutengi ndiyo yedu yekutanga. Isu tinotarisisa pane zvese zveodha yekugadzirisa kune vatengi kusvika vawana zvakachengeteka uye zvine ruzha zvinhu zvine yakanaka logistics sevhisi uye mutengo wehupfumi. Zvichienderana neizvi, zvigadzirwa zvedu nemhinduro zvinotengeswa zvakanyanya munyika dziri muAfrica, Mid-East neSoutheast Asia. Tichitevedzera huchenjeri hwebhizinesi hwe'mutengi kutanga, tungamira mberi', tinogamuchira nemoyo wese vatengi vanobva kumusha nekune dzimwe nyika kuti vashande nesu.
  • Kambani iyi ine zvakawanda zvakagadzirira-zvakagadzirwa sarudzo yekusarudza uye zvakare inogona tsika chirongwa chitsva zvinoenderana nezvinodiwa zvedu, izvo zvakanaka kwazvo kuzadzisa zvatinoda.
    5 StarsNaSteven anobva kuIndia - 2018.06.18 17:25
    Yakakura, mhando yakanaka, mitengo inonzwisisika uye sevhisi yakanaka, zvishandiso zvepamberi, matarenda akanakisa uye anoramba achisimbisa tekinoroji masimba, akanaka bhizinesi shamwari.
    5 StarsNaFreda anobva kuKenya - 2018.02.21 12:14