Product Center

Product Detail

Munyika yekukweretesa kwembande, kuwanikwa kwakakosha. Yedu yedhijitari mortgage chikuva chakagadzirwa uine zviri nyore mupfungwa dzako. Unogona kunyorera remba, kurodha magwaro, uye kuona kufambira mberi kwechikwereti chako online, zvese kubva mukunyaradza kwemba yako. Isu takagadzira inosanganisirwa yedhijitari chiitiko chinokuisa iwe mukutonga, kuve nechokwadi chekuti iwe unokwanisa kubata yako remba application nekumhanya kwako wega, 24/7.Yakajairika Chikwereti Mari 2021,Mortgage Broker Wilmington Nc,Dre Mortgage Mukweretesi, PaAAA LENDINGS, tinotenda kuti kuva neimba kunofanira kuva chiitiko chinonakidza uye chinogutsa. Kuti tibatane uye kukunakidze parwendo urwu, tinopa mukana wakasarudzika kunharaunda yevaridzi vemba yedu. Batanidza nevamwe munzira imwe chete, govana zviitiko, uye tsvaga ruzivo rwakakosha kuti rwendo rwako rwevaridzi vemba huve hunonakidza uye hune kudyidzana. Imba yako haisi pfuma chete; inharaunda uye mararamiro, uye tiri pano kuti rwendo irworwo ruwedzere kufadza.
– AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Chirongwa – AAA Lendings Detail:

Haina musoro-6

Overview

Yakanyanya nyore chigadzirwa mumhando dzeNon-QM zvirongwa.
Hapana Mari / Hapana Basa / Hapana Mutero Unodzoka, kana kuenzanisa chiyero cheDTI sezvikwereti zvakajairwa. Chete kana iyo subject property iri investment property.

Details

1) Kusvika kumadhora mazana maviri emadhora echikwereti;
2) Kusvikira ku80% Max LTV;
3) 660 kana kupfuura zvibodzwa zvechikwereti;
4) Inogona kuvhara mumasangano;
5) Hapana miganhu pahuwandu hwezvivakwa zvakapihwa mari;
6) SFRs, 2-4 Units, Condos, Townhomes, Condotels, uye Non-Warrantable Condos.

Chirongwa cheDSCR

DSCR (Debt Service Coverage Ratio) yakagadzirirwa vatengesi vezvivakwa vane ruzivo uye inokodzera vanokwereta zvichibva pamari-inoyerera chete kubva kune chinyorwa chivakwa kuti vaongorore njodzi yekudyara. Nhasi, isu tinotarisisa pakunzwisisa tsananguro yeDSCR uye kuburitsa chakavanzika cheDSCR chirongwa kubva pakuona kwekudyara kwedzimba. Tevere, ngatifambei muchirongwa cheDSCR.

Nzira yekuverenga DSCR?

Kune zvikwereti zvemba yemba, DSCR inoreva chiyero chemari yekurenda yepamwedzi yeimba yekudyara kune yakazara mari yedzimba (senge mukuru, mubereko, mutero wevhu, inishuwarenzi uye muripo wekutonga (kana mamwe madhiri asina kuitwa, anonyorwa se0)). Iyo yakaderera reshiyo, inowedzera njodzi yechikwereti. Inogona kuratidzwa mune zvinotevera:

tsanangudzo

Isu AAA Lendings ikozvino inopa "Hapana ratio DSCR" kune vatengi vedu, izvo zvinoreva kuti reshiyo inogona kudzika kusvika ku "0" Muchigadzirwa chedu chechikwereti chegungano, tinoda kuenzanisa mari yatinowana nePITIA yepamwedzi (Principle/ Interest/ Tax/ Insurance/ HOA) uye zvimwe zvikwereti zvemba yakabatiswa kuti tisarudze kana chikwereti ichi chinokodzera.

DSCR

Chii chinonzi DSCR?

Iwe unoziva nzira yekukodzera chikwereti chemba yemba pasina ruzivo rwebasa uye mari?
Hauna kukodzera here neyakajairwa mortgage zvikwereti?
Unoziva here kuti ndeipi chirongwa chechikwereti chiri nyore chigadzirwa?
Iwe unoda kuziva mashandisirwo emagwaro akaderedzwa kuti ukwanise kukwereta?
Zvakakuomera here kuti uwane chikwereti chemba muindasitiri yako?

Isu tinopa chirongwa chechikwereti chakakwana kuti tigutse zvinhu zvakakosha zviri pamusoro, ndicho chirongwa cheDSCR, chinova chinonyanyozivikanwa Chisiri-QM chigadzirwa muchikwereti chemba.

DSCR (Debt Service Coverage Ratio) yakagadzirirwa vatengesi vezvivakwa vane ruzivo uye inokodzera vanokwereta zvichibva pamari-inoyerera chete kubva kune chinyorwa chivakwa kuti vaongorore njodzi yekudyara. Nhasi, isu tinotarisisa pakunzwisisa tsananguro yeDSCR uye kuburitsa chakavanzika cheDSCR chirongwa kubva pakuona kwekudyara kwedzimba. Tevere, ngatifambei muchirongwa cheDSCR.

Ndezvipi zvakanakira chirongwa cheDSCR?

Hapana reshiyo DSCR, chigadzirwa chechikwereti chisingatarise mari, haina zvinodiwa pamari yevaenzi, nekuti ichi chigadzirwa chechikwereti hachibatanidzi kuverenga kweDTI. Uye iyo shoma DSCR chiyero inogona kunge yakaderera se 0. Kunyange kana rendi yeimba yakaderera, isu tinogona kuzviita! Iyi isarudzo yakanaka yevaenzi vane mari shoma kana mamwe zvikwereti.

Kunze kwezvo, Vekune dzimwe nyika vanogamuchirwa kuchirongwa ichi zvakare, kunyanya neF1 visa. Kana uri wekune imwe nyika, uye usingakwanise kuwana chikwereti chemumba, taura nesu uye uwane mamiriro echikwereti chako.

Nhungamiro yedu inoshanduka uye kana chikwereti chako chine musoro isu tichakubatsira iwe kuchivhara nekukurumidza. Isu tine kutaurirana kwakatsetseka uye mari inokurumidza kukwereta isiri-QM, taura nesu kana uine chero zvaunoda.

Iwe unoita mari yakawanda! Yedu yepakati yekutumira yekuvhara isingasviki 3 mavhiki uye tinovhara pasina matambudziko. Fungidzira kuti kutumira kwako kuchawedzera sei.


Mifananidzo yezvigadzirwa:

- AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Chirongwa - AAA Lendings yemifananidzo mifananidzo


Related Product Guide:

Kuzvipira kwedu kuita zvakanaka uye kuzvipira kune vatengi vedu kwakatikurudzira kuwedzera mashandiro edu mumatunhu makumi mana neshanu, kusanganisira Arizona, California, Washington DC, Florida, Nevada, neTexas, pakati pezvimwe. Zvisinei, kubudirira kwedu hakungotsananguriki nenhamba chete. Mawongororo asingaverengeki akanaka uye mukurumbira wakasimba weshoko-we-muromo watakagadzira unoshanda sechiratidzo chevimbo uye chivimbo icho musika wakaisa matiri. - AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Chirongwa - AAA Lendings , Chigadzirwa chinopa kune pasi rose, se: Swiss, Uganda, Kyrgyzstan, Nechinangwa che zero defect. Kutarisira zvakatipoteredza, uye magariro anodzoka, chengeta mushandi wezvemagariro mutoro sebasa rake. Tinogamuchira shamwari dzinobva kumativi ese enyika kuti dzishanyire uye dzititungamirire kuitira kuti tigone kuzadzisa chinangwa chekuhwina pamwe chete.
  • Hunhu hwezvigadzirwa hwakanaka kwazvo, kunyanya mune ruzivo, hunogona kuoneka kuti kambani inoshanda nesimba kugutsa kufarira kwemutengi, mutengesi akanaka.
    5 StarsNaCandy kubva kuPanama - 2018.12.22 12:52
    Mushure mekusaina kondirakiti, takagamuchira zvinhu zvinogutsa munguva pfupi, uyu mugadziri anoyemurika.
    5 StarsNaJamie kubva panama - 2017.08.15 12:36