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PaAAA LENDINGS, tinotenda mukudzosera kune vatengi vedu vanokoshesa. Ndosaka tichipa chirongwa chekuvimbika chinokupa mubairo nekuda kwekuvimba kwako uye kuenderera mberi kwekudyidzana nesu. Yedu chirongwa chekuvimbika chakagadzirirwa kuti ugare wakabatikana uye uchiyemurwa, ichipa mabhenefiti ega uye zvidzikiso kune vatengi vedu vanodzoka. Kuzvipira kwako kuAAA LENDINGS kunocherechedzwa uye kunopihwa mubairo, uye tinoyedza kuita kuti kuramba uchifarira mumasevhisi edu kuve chiitiko chine mubairo.Vepamusoro Gumi Mortgage Lenders,Zvakajairwa Chikwereti Mortgage Rates,New Jersey Mortgage Broker Kana Mukweretesi, Tinonzwisisa kuti kusarudza mukweretesi wembande isarudzo yakakosha. Kuti ikubatsire kubatana neAAA LENDINGS, tinopa kubvunzana-pasina kunetseka, pasina-chisungo nenyanzvi dzedu dzezvikwereti. Uku kubata wega kunokubvumira kuti unzwe manzwiro emaitiro edu uye kubvunza chero mibvunzo yaungave uine. Tine shungu yekubatana newe, kunzwisisa zvinangwa zvako, uye kukupa ruzivo rwakakosha, zvese mukukurukurirana kwakasununguka uye kunodzidzisa.
– AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Chirongwa – AAA Lendings Detail:

Haina musoro-6

Overview

Yakanyanya nyore chigadzirwa mumhando dzeNon-QM zvirongwa.
Hapana Mari / Hapana Basa / Hapana Mutero Unodzoka, kana kuenzanisa chiyero cheDTI sezvikwereti zvakajairwa. Chete kana iyo subject property iri investment property.

Details

1) Kusvika kumadhora mazana maviri emadhora echikwereti;
2) Kusvikira ku80% Max LTV;
3) 660 kana kupfuura zvibodzwa zvechikwereti;
4) Inogona kuvhara mumasangano;
5) Hapana miganhu pahuwandu hwezvivakwa zvakapihwa mari;
6) SFRs, 2-4 Units, Condos, Townhomes, Condotels, uye Non-Warrantable Condos.

Chirongwa cheDSCR

DSCR (Debt Service Coverage Ratio) yakagadzirirwa vatengesi vezvivakwa vane ruzivo uye inokodzera vanokwereta zvichibva pamari-inoyerera chete kubva kune chinyorwa chivakwa kuti vaongorore njodzi yekudyara. Nhasi, isu tinotarisisa pakunzwisisa tsananguro yeDSCR uye kuburitsa chakavanzika cheDSCR chirongwa kubva pakuona kwekudyara kwedzimba. Tevere, ngatifambei muchirongwa cheDSCR.

Nzira yekuverenga DSCR?

Kune zvikwereti zvemba yemba, DSCR inoreva chiyero chemari yekurenda yepamwedzi yeimba yekudyara kune yakazara mari yedzimba (senge mukuru, mubereko, mutero wevhu, inishuwarenzi uye muripo wekutonga (kana mamwe madhiri asina kuitwa, anonyorwa se0)). Iyo yakaderera reshiyo, inowedzera njodzi yechikwereti. Inogona kuratidzwa mune zvinotevera:

tsanangudzo

Isu AAA Lendings ikozvino inopa "Hapana ratio DSCR" kune vatengi vedu, izvo zvinoreva kuti reshiyo inogona kudzika kusvika ku "0" Muchigadzirwa chedu chechikwereti chegungano, tinoda kuenzanisa mari yatinowana nePITIA yepamwedzi (Principle/ Interest/ Tax/ Insurance/ HOA) uye zvimwe zvikwereti zvemba yakabatiswa kuti tisarudze kana chikwereti ichi chinokodzera.

DSCR

Chii chinonzi DSCR?

Iwe unoziva nzira yekukodzera chikwereti chemba yemba pasina ruzivo rwebasa uye mari?
Hauna kukodzera here neyakajairwa mortgage zvikwereti?
Unoziva here kuti ndeipi chirongwa chechikwereti chiri nyore chigadzirwa?
Iwe unoda kuziva mashandisirwo emagwaro akaderedzwa kuti ukwanise kukwereta?
Zvakakuomera here kuti uwane chikwereti chemba muindasitiri yako?

Isu tinopa chirongwa chechikwereti chakakwana kuti tigutse zvinhu zvakakosha zviri pamusoro, ndicho chirongwa cheDSCR, chinova chinonyanyozivikanwa Chisiri-QM chigadzirwa muchikwereti chemba.

DSCR (Debt Service Coverage Ratio) yakagadzirirwa vatengesi vezvivakwa vane ruzivo uye inokodzera vanokwereta zvichibva pamari-inoyerera chete kubva kune chinyorwa chivakwa kuti vaongorore njodzi yekudyara. Nhasi, isu tinotarisisa pakunzwisisa tsananguro yeDSCR uye kuburitsa chakavanzika cheDSCR chirongwa kubva pakuona kwekudyara kwedzimba. Tevere, ngatifambei muchirongwa cheDSCR.

Ndezvipi zvakanakira chirongwa cheDSCR?

Hapana reshiyo DSCR, chigadzirwa chechikwereti chisingatarise mari, haina zvinodiwa pamari yevaenzi, nekuti ichi chigadzirwa chechikwereti hachibatanidzi kuverenga kweDTI. Uye iyo shoma DSCR chiyero inogona kunge yakaderera se 0. Kunyange kana rendi yeimba yakaderera, isu tinogona kuzviita! Iyi isarudzo yakanaka yevaenzi vane mari shoma kana mamwe zvikwereti.

Kunze kwezvo, Vekune dzimwe nyika vanogamuchirwa kuchirongwa ichi zvakare, kunyanya neF1 visa. Kana uri wekune imwe nyika, uye usingakwanise kuwana chikwereti chemumba, taura nesu uye uwane mamiriro echikwereti chako.

Nhungamiro yedu inoshanduka uye kana chikwereti chako chine musoro isu tichakubatsira iwe kuchivhara nekukurumidza. Isu tine kutaurirana kwakatsetseka uye mari inokurumidza kukwereta isiri-QM, taura nesu kana uine chero zvaunoda.

Iwe unoita mari yakawanda! Yedu yepakati yekutumira yekuvhara isingasviki 3 mavhiki uye tinovhara pasina matambudziko. Fungidzira kuti kutumira kwako kuchawedzera sei.


Mifananidzo yezvigadzirwa:

- AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Chirongwa - AAA Lendings yemifananidzo mifananidzo


Related Product Guide:

Chiroto chemuridzi wemba hachingogumiri kune vanotenga imba yechinyakare. KuAAA LENDINGS, tine zvirongwa zvehunyanzvi zvekupa kune vasiri vemazuva ano vanokwereta. Kana uchizvishandira, uine mari inochinja-chinja, kana wakatarisana nemamiriro emari akasiyana, sarudzo dzedu dzechikwereti dzinogona kutora mubereko wako. Isu tinogashira kusiyana kwevakwereta uye tichishingairira kutsvaga mhinduro dzekukweretesa, tive nechokwadi chekuti rwendo rwako rwekuva muridzi wemba runoramba ruchinakidza, zvisinei nemamiriro ako emari. - AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Chirongwa - AAA Lendings , Chigadzirwa chinozopa kupasirese nyika, senge: Stuttgart, Morocco, Birmingham, Kambani yedu mutengesi wepasi rese pane iyi mhando yezvigadzirwa. Isu tinopa sarudzo inoshamisa yezvinhu zvemhando yepamusoro. Chinangwa chedu ndechekukufadza iwe nemuunganidzwa wedu wakasarudzika wezvinhu zvine hungwaru tichipa kukosha uye sevhisi yakanaka. Basa redu riri nyore: Kupa zvinhu zvakanakisa uye sevhisi kune vatengi vedu nemitengo yakaderera inogoneka.
  • Mugadziri akatipa kuderedzwa kukuru pasi pechikonzero chekuvimbisa mhando yezvigadzirwa, ndinokutendai zvikuru, tichasarudza iyi kambani zvakare.
    5 StarsNaMario anobva kuDominica - 2018.12.10 19:03
    Zvinhu zvacho zvakanyatsonaka uye maneja wekutengesa wekambani anodziya, tichauya kukambani iyi kuzotenga nguva inotevera.
    5 StarsNaDanny wekuIran - 2017.05.02 18:28