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Kuzvipira kwedu kujekerere kunodarika matanho ekutanga ehurongwa hwembavha. Isu tinova nechokwadi chekuti une nzwisiso yakajeka yematemu ako embangi, kusanganisira mubereko, mubhadharo, uye mutengo wekuvhara. Hapana zvinoshamisa pazuva rekuvhara. Takazvipira kukupa tsananguro dzakananga, dzisina jargon, kuitira kuti ugone kufamba uine chivimbo nemamiriro emari ekutenga kwako imba kana kugadzirisa mari.Adjustable Vs Fixed Rate,Zvakajairika Kukwereta Sarudzo,Mortgage Lender Zillow, Chinhu chakakosha pakukwezva kufarira kwako kumhanya kwaunokwanisa kuwana ruzivo rwakakosha rwemortgage. Webhusaiti yedu ine nzvimbo yeruzivo, inogara ichigadziridzwa nezvinyorwa pane dzakasiyana siyana dzine chekuita nembanje. Kubva pakunzwisisa zvibodzwa zvechikwereti kusvika pakudzikisira mari yekuvhara, zviwanikwa izvi zvakagadzirirwa kuita uye kukudzidzisa iwe nekumhanya kwako, zvichiita kuti rwendo rwako ruwedzere kunakidza uye ruzivo.
– AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Chirongwa – AAA Lendings Detail:

Haina musoro-6

Overview

Yakanyanya nyore chigadzirwa mumhando dzeNon-QM zvirongwa.
Hapana Mari / Hapana Basa / Hapana Mutero Unodzoka, kana kuenzanisa chiyero cheDTI sezvikwereti zvakajairwa. Chete kana iyo subject property iri investment property.

Details

1) Kusvika kumadhora mazana maviri emadhora echikwereti;
2) Kusvikira ku80% Max LTV;
3) 660 kana kupfuura zvibodzwa zvechikwereti;
4) Inogona kuvhara mumasangano;
5) Hapana miganhu pahuwandu hwezvivakwa zvakapihwa mari;
6) SFRs, 2-4 Units, Condos, Townhomes, Condotels, uye Non-Warrantable Condos.

Chirongwa cheDSCR

DSCR (Debt Service Coverage Ratio) yakagadzirirwa vatengesi vezvivakwa vane ruzivo uye inokodzera vanokwereta zvichibva pamari-inoyerera chete kubva kune chinyorwa chivakwa kuti vaongorore njodzi yekudyara. Nhasi, isu tinotarisisa pakunzwisisa tsananguro yeDSCR uye kuburitsa chakavanzika cheDSCR chirongwa kubva pakuona kwekudyara kwedzimba. Tevere, ngatifambei muchirongwa cheDSCR.

Nzira yekuverenga DSCR?

Kune zvikwereti zvemba yemba, DSCR inoreva chiyero chemari yekurenda yepamwedzi yeimba yekudyara kune yakazara mari yedzimba (senge mukuru, mubereko, mutero wevhu, inishuwarenzi uye muripo wekutonga (kana mamwe madhiri asina kuitwa, anonyorwa se0)). Iyo yakaderera reshiyo, inowedzera njodzi yechikwereti. Inogona kuratidzwa mune zvinotevera:

tsanangudzo

Isu AAA Lendings ikozvino inopa "Hapana ratio DSCR" kune vatengi vedu, izvo zvinoreva kuti reshiyo inogona kudzika kusvika ku "0" Muchigadzirwa chedu chechikwereti chegungano, tinoda kuenzanisa mari yatinowana nePITIA yepamwedzi (Principle/ Interest/ Tax/ Insurance/ HOA) uye zvimwe zvikwereti zvemba yakabatiswa kuti tisarudze kana chikwereti ichi chinokodzera.

DSCR

Chii chinonzi DSCR?

Iwe unoziva nzira yekukodzera chikwereti chemba yemba pasina ruzivo rwebasa uye mari?
Hauna kukodzera here neyakajairwa mortgage zvikwereti?
Unoziva here kuti ndeipi chirongwa chechikwereti chiri nyore chigadzirwa?
Iwe unoda kuziva mashandisirwo emagwaro akaderedzwa kuti ukwanise kukwereta?
Zvakakuomera here kuti uwane chikwereti chemba muindasitiri yako?

Isu tinopa chirongwa chechikwereti chakakwana kuti tigutse zvinhu zvakakosha zviri pamusoro, ndicho chirongwa cheDSCR, chinova chinonyanyozivikanwa Chisiri-QM chigadzirwa muchikwereti chemba.

DSCR (Debt Service Coverage Ratio) yakagadzirirwa vatengesi vezvivakwa vane ruzivo uye inokodzera vanokwereta zvichibva pamari-inoyerera chete kubva kune chinyorwa chivakwa kuti vaongorore njodzi yekudyara. Nhasi, isu tinotarisisa pakunzwisisa tsananguro yeDSCR uye kuburitsa chakavanzika cheDSCR chirongwa kubva pakuona kwekudyara kwedzimba. Tevere, ngatifambei muchirongwa cheDSCR.

Ndezvipi zvakanakira chirongwa cheDSCR?

Hapana reshiyo DSCR, chigadzirwa chechikwereti chisingatarise mari, haina zvinodiwa pamari yevaenzi, nekuti ichi chigadzirwa chechikwereti hachibatanidzi kuverenga kweDTI. Uye iyo shoma DSCR chiyero inogona kunge yakaderera se 0. Kunyange kana rendi yeimba yakaderera, isu tinogona kuzviita! Iyi isarudzo yakanaka yevaenzi vane mari shoma kana mamwe zvikwereti.

Kunze kwezvo, Vekune dzimwe nyika vanogamuchirwa kuchirongwa ichi zvakare, kunyanya neF1 visa. Kana uri wekune imwe nyika, uye usingakwanise kuwana chikwereti chemumba, taura nesu uye uwane mamiriro echikwereti chako.

Nhungamiro yedu inoshanduka uye kana chikwereti chako chine musoro isu tichakubatsira iwe kuchivhara nekukurumidza. Isu tine kutaurirana kwakatsetseka uye mari inokurumidza kukwereta isiri-QM, taura nesu kana uine chero zvaunoda.

Iwe unoita mari yakawanda! Yedu yepakati yekutumira yekuvhara isingasviki 3 mavhiki uye tinovhara pasina matambudziko. Fungidzira kuti kutumira kwako kuchawedzera sei.


Mifananidzo yezvigadzirwa:

- AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Chirongwa - AAA Lendings yemifananidzo mifananidzo


Related Product Guide:

PaAAA LENDINGS, tinotenda mukudzosera kune vatengi vedu vanokoshesa. Ndosaka tichipa chirongwa chekuvimbika chinokupa mubairo nekuda kwekuvimba kwako uye kuenderera mberi kwekudyidzana nesu. Yedu chirongwa chekuvimbika chakagadzirirwa kuti ugare wakabatikana uye uchiyemurwa, ichipa mabhenefiti ega uye zvidzikiso kune vatengi vedu vanodzoka. Kuzvipira kwako kuAAA LENDINGS kunocherechedzwa uye kunopihwa mubairo, uye tinoyedza kuita kuti kuramba uchifarira mumasevhisi edu kuve chiitiko chine mubairo. - AAA Lendings Non-QM DSCR(Debt Service Coverage Ratio) Programme - AAA Lendings , Chigadzirwa chacho chichapa pasi rose, se: Turkey, Provence, Australia, Kuti ugone kushandisa ruzivo kubva kune ruzivo rwekuwedzera mune zvekutengeserana kwenyika dzakawanda, tinogamuchira vatengesi kubva kwose kwose pa-line uye pasina. Zvisinei nemhinduro dzakanaka dzatinopa, inoshanda uye inogutsa yekubvunzana sevhisi inopihwa nevedu nyanzvi mushure mekutengesa sevhisi timu. Rondedzero yechigadzirwa uye yakadzama paramita uye chero imwe info weil inotumirwa kwauri nenguva yekubvunza kwako. Saka iwe unofanirwa kubata nesu nekutitumira maemail kana kutifonera kana uine mibvunzo nezve mubatanidzwa wedu. iwe unogona zvakare kuwana ruzivo rwekero kubva kune yedu peji rewebhu uye uuye kukambani yedu kuti uwane ongororo yemunda yezvinhu zvedu. Isu tanga tichivimba kuti tanga tichigovana kubudirira pamwe chete uye kugadzira hukama hwakasimba hwekushandira pamwe nevamwe vedu mumusika uno. Tiri kutsvaga kubvunza kwako.
  • MuChina, tine vakawanda vatinoshanda navo, kambani iyi ndiyo inonyanya kugutsa kwatiri, yakavimbika mhando uye kiredhiti yakanaka, yakakodzera kukoshesa.
    5 StarsNaBelinda anobva kuGuatemala - 2017.10.27 12:12
    Iyo kambani ine mukurumbira wakanaka muindastiri iyi, uye pakupedzisira zvakazoonekwa kuti kuvasarudza isarudzo yakanaka.
    5 StarsNaBella anobva kuPakistan - 2018.09.23 17:37