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Innovation chikamu cheDNA yedu. Isu tinoramba tichitsvaga nzira dzekusimudzira ruzivo rwemortgage kune vatengi vedu. Yedu-ye-ye-iyo-yepamusoro-yepamhepo application maitiro, yakachengeteka dhizaini manejimendi, uye yedhijitari yekukurukurirana sarudzo inopa isina musono, isina mapepa rwendo rwembavha. NeAAA LENDINGS, unogona kutarisira yazvino, inoshanda, uye yakachengeteka yekukweretesa yembavha inofambirana nenyika inokurumidza kukurumidza yetekinoroji. Kureruka kwako uye kuchengetedzeka ndiko kwakakosha kwatiri.The Host House Mortgage Lenders,Yakanyanya Professional Mortgage Mukweretesi,Commerce Mukweretesi Mabasa, Tinonzwisisa kuti kusarudza mukweretesi wembande isarudzo yakakosha. Kuti ikubatsire kubatana neAAA LENDINGS, tinopa kubvunzana-pasina kunetseka, pasina-chisungo nenyanzvi dzedu dzezvikwereti. Uku kubata wega kunokubvumira kuti unzwe manzwiro emaitiro edu uye kubvunza chero mibvunzo yaungave uine. Tine shungu yekubatana newe, kunzwisisa zvinangwa zvako, uye kukupa ruzivo rwakakosha, zvese mukukurukurirana kwakasununguka uye kunodzidzisa.
- AAA Lendings Isiri-QM Zvirinyore Inokodzera Asset chete sarudzo - ATR-In-Yakazara - AAA Lendings Detail:

Haina musoro-9

Overview

Yakakurumbira asset chirongwa. Mukwereti ane imwe mari, inogona kuvhara mutengo wekutenga kana huwandu hwechikwereti uye mutengo wekuvhara. Hapana ruzivo rwebasa; Kwete DTI.

Details

1) Kusvikira ku75% LTV;
2) Kusvika kumadhora mazana mana emari yechikwereti;
3) Kugara kwepuraimari chete;
4) Hapana miganhu pahuwandu hwezvivakwa zvakapihwa mari;
5) Angangoita 6-mwedzi yekuchengetedza kubva kune anokwereta mari yake.

Chirongwa ichi chii?

Iyo ATR-In-Yakazara chirongwa zvakare chirongwa cheasset, icho chinokodzera neasset chete. Sarudzo yakanaka yezvikwereti zvisiri zveQM.
AAA Lendings haiverengere DTI yevanyoreri vanokodzera nekuratidza Assets chete ("ATR-In-Yakazara"). Mechanically, chero mari kana basa rakanyorwa pachikumbiro richaonekwa serisingafadzi kune anonyora uye, seanotsiva, anogona kusiiwa asina chinhu. Kana basa nemari ikamiririrwa pachikumbiro, DTI haifanirwe kuverengerwa

Unoziva sei kana uchikwanisa midziyo yechirongwa ichi?

Pazasi pane nzira dzekuverenga:
Pachikwereti chekutenga, iyo yese inotenderwa midziyo inofanirwa kuenderana nemutengo wekutenga pamwe nechero uye yese yekuvhara mitengo.
Assets > = Mutengo wekutenga + mutengo wese wekuvhara
Kurefinance chikwereti, iyo yese inotenderwa midziyo inofanirwa kuenderana neyakazara mari yechikwereti pamwe nemitengo yekuvhara.
Assets > = Mari yechikwereti + mutengo wekuvhara

Ona pazasi mamiriro ekufanirwa, unogona kutarisa nzira dzekuverenga kuti uone kana uchikwanisa kutanga usati wanyorera zvikwereti nevakweretesi:

Mamiriro ekutanga: Mutengo wekutenga pamwe nemari yekuvhara = $768,500. Zvinhu zviripo = $700,000 (savings) plus $45,000 (50% yeIRA) = $748,000. Muchidimbu ne $20,500. Kana mukwereti ari 59.5 kana kupfuura, midziyo inokodzera ingave $700,000 + $54,000 (60% yeIRA) = $754,000 uye ipfupi ne $14,500.
 
Mamiriro echipiri: Mari yechikwereti pamwe nemari yekuvhara = $518,500. Zvinhu zviripo = $370,000 (savings) + $100,000 (50% yeIRA) = $470,000. Muchidimbu ne $48,500. Kana 59.5 kana kupfuura, midziyo inokodzera = $370,000 + $120,000 (60% yeIRA) = $490,000 uye ipfupi ne $28,500.

Ndechipi chinhu chinokodzera chirongwa ichi?

Cash, stocks, bond and personal liquid assets (hapana pfuma) = 100%
Retirement accounts = 50% kana 59 kana mudiki uye 60% kana vakuru
Hapana mari yebhizinesi

Ndezvipi zvinobatsira?

Min. 6 mwedzi Reserves

Mifananidzo yezvigadzirwa:

- AAA Inokweretesa Isiri-QM Zvirinyore Inokodzera Asset chete sarudzo - ATR-In-Yakazara - AAA Lendings yemifananidzo mifananidzo

Related Product Guide:
Isu tinonzwisisa kuti chikwereti hachisi chekutengeserana kwemari chete asi sarudzo yakakosha yehupenyu. Kutarisa kwedu mutengi-centricity zvinoreva kuti hatingotarise nhamba; isu tinofunga nyaya yako yakasarudzika, zvishuvo, uye zvinangwa zvemari. Nyanzvi dzedu dzemortgage dzinotora nguva yekunzwisisa rwendo rwako pachako, kuve nechokwadi chekuti iwe unowana mhinduro yemondi inoenderana nechiono chako cheramangwana. - AAA Lendings Non-QM Easily Qualified Asset only option - ATR-In-Full - AAA Lendings , Chigadzirwa chacho chichapa kune pasi rose, zvakadai se: Wellington, Malta, Kenya, Ita kuti vakadzi vawedzere kukwezva ifilosofi yedu yekutengesa. Kuve vatengi 'anovimba uye akasarudzika brand mutengesi ndicho chinangwa chekambani yedu. Isu tinoomesera pachikamu chose chebasa redu. Tinogamuchira nemoyo wese shamwari kutaurirana bhizinesi uye kutanga kubatana. Tinovimba kubatana maoko neshamwari mumaindasitiri akasiyana kugadzira ramangwana rakajeka.
    • Kambani iyi inoenderana nezvinodiwa pamusika uye inojoinha mumakwikwi emusika nechigadzirwa chayo chemhando yepamusoro, iri ibhizinesi rine mweya weChinese.
    5 StarsNaEileen anobva kuLondon - 2017.06.19 13:51
    Iyo kambani inogona kufambirana neshanduko mumusika weindastiri ino, zvigadzirwa zvinogadziridza nekukurumidza uye mutengo wakachipa, uku ndiko kubatana kwedu kwechipiri, zvakanaka.
    5 StarsNaBarbara anobva kuBirmingham - 2017.10.13 10:47

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