Wholesale - AAA Lendings Non-QM Easily Qualified Asset chete sarudzo - ATR-In-Full - AAA Lendings mukweretesi uye investor

Product Detail

Nguva yako inokosha, uye tinoremekedza izvozvo. PaAAA LENDINGS, takazvipira kukwenenzvera nzira yekukwereta kuti uchengetedze nguva nesimba. Yedu yepamhepo application ndeye mushandisi-inoshamwaridzika uye yakagadzirirwa nekureruka kwako mupfungwa. Iwe unogona kupedzisa application nekumhanya kwako, kubva mukunyaradza kweimba yako kana hofisi. Tinoziva kuti une hupenyu hwakabatikana, uye isu tinovavarira kuita kuti nzira yekubhadhara imba iite, ishande, uye ichengetedze nguva.Chikwereti Chakajairika Vs Usda,Zvikwereti zvakajairika,Yakajairika Chikwereti Mari 2021, Semudiwa wako wemumba, tinopa zvinopfuura zvikwereti chete; tinopa nharaunda. AAA LENDINGS yakatsaurirwa kugadzira pfungwa yekuve yevatengi vedu. Yedu yepamhepo papuratifomu ine maforamu uye nhaurirano kwaunogona kubatana nevamwe vaunokwereta, kugovana zviitiko, uye kutsvaga zano. Iyi nzira inotungamirwa nenharaunda inosimudzira nharaunda inosanganisirwa kwaunogona kuwana rutsigiro, ruzivo, uye kurudziro paunenge uchifambisa nzira yekuva muridzi wemba.

- AAA Lendings Isiri-QM Zvirinyore Inokodzera Asset chete sarudzo - ATR-In-Yakazara - AAA Lendings Detail:

Haina musoro-9

Overview

Yakakurumbira asset chirongwa. Mukwereti ane imwe mari, inogona kuvhara mutengo wekutenga kana huwandu hwechikwereti uye mutengo wekuvhara. Hapana ruzivo rwebasa; Kwete DTI.

Details

1) Kusvikira ku75% LTV;
2) Kusvika kumadhora mazana mana emari yechikwereti;
3) Kugara kwepuraimari chete;
4) Hapana miganhu pahuwandu hwezvivakwa zvakapihwa mari;
5) Angangoita 6-mwedzi yekuchengetedza kubva kune anokwereta mari yake.

Chirongwa ichi chii?

Iyo ATR-In-Yakazara chirongwa zvakare chirongwa cheasset, icho chinokodzera neasset chete. Sarudzo yakanaka yezvikwereti zvisiri zveQM.
AAA Lendings haiverengere DTI yevanyoreri vanokodzera nekuratidza Assets chete ("ATR-In-Yakazara"). Mechanically, chero mari kana basa rakanyorwa pachikumbiro richaonekwa serisingafadzi kune anonyora uye, seanotsiva, anogona kusiiwa asina chinhu. Kana basa nemari ikamiririrwa pachikumbiro, DTI haifanirwe kuverengerwa

Unoziva sei kana uchikwanisa midziyo yechirongwa ichi?

Pazasi pane nzira dzekuverenga:
Pachikwereti chekutenga, iyo yese inotenderwa midziyo inofanirwa kuenderana nemutengo wekutenga pamwe nechero uye yese yekuvhara mitengo.
Assets > = Mutengo wekutenga + mutengo wese wekuvhara
Kurefinance chikwereti, iyo yese inotenderwa midziyo inofanirwa kuenderana neyakazara mari yechikwereti pamwe nemitengo yekuvhara.
Assets > = Mari yechikwereti + mutengo wekuvhara

Ona pazasi mamiriro ekufanirwa, unogona kutarisa nzira dzekuverenga kuti uone kana uchikwanisa kutanga usati wanyorera zvikwereti nevakweretesi:

Mamiriro ekutanga: Mutengo wekutenga pamwe nemari yekuvhara = $768,500. Zvinhu zviripo = $700,000 (savings) plus $45,000 (50% yeIRA) = $748,000. Muchidimbu ne $20,500. Kana mukwereti ari 59.5 kana kupfuura, midziyo inokodzera ingave $700,000 + $54,000 (60% yeIRA) = $754,000 uye ipfupi ne $14,500.

Mamiriro echipiri: Mari yechikwereti pamwe nemari yekuvhara = $518,500. Zvinhu zviripo = $370,000 (savings) + $100,000 (50% yeIRA) = $470,000. Muchidimbu ne $48,500. Kana 59.5 kana kupfuura, midziyo inokodzera = $370,000 + $120,000 (60% yeIRA) = $490,000 uye ipfupi ne $28,500.

Ndechipi chinhu chinokodzera chirongwa ichi?

Cash, stocks, bond and personal liquid assets (hapana pfuma) = 100%
Retirement accounts = 50% kana 59 kana mudiki uye 60% kana vakuru
Hapana mari yebhizinesi

Ndezvipi zvinobatsira?

Min. 6 mwedzi Reserves

Mifananidzo yezvigadzirwa:

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-AAA Kukweretesa

Mhinduro yevashandi vevatengi inonyatso chenjera, chinonyanya kukosha ndechekuti mhando yechigadzirwa yakanaka kwazvo, uye yakarongedzwa zvakanaka, inotumirwa nekukurumidza!
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