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AAA LENDINGS inodada nekubatanidzwa kwedu munharaunda uye mutoro wemagariro. Tinotenda kuti kuve mukweretesi ane hunyanzvi zvinoreva kudzorera kunharaunda dzatinoshandira. Chikwata chedu chinotora chikamu muzvirongwa zvekubatsira, kutsigira zvinokonzeresa zvemuno, uye kusimudzira ruzivo rwezvemari. Hatisi chete mubhizinesi rekupa zvikwereti; takaiswa mari mukuita shanduko yakanaka pahupenyu hwevatengi vedu nenharaunda dzavanodaidza kuti kumusha.Fast Loan Processing,CFl Mukweretesi,Mortgage Vanokweretesa Kune Yakashata Chikwereti, Yakavambwa muna 2007, AAA LENDINGS mukweretesi ane mukurumbira wemortgage ane nhoroondo yakapfuma inotora makore anopfuura gumi nemashanu. Tawana mukurumbira wekuzvipira kwedu kusingazununguki pakupa sevhisi yakasarudzika uye kuvimbika munyika yekukweretesa kwembande. Kukweretesa kwedu kunoshamisa humbowo hweruzivo rwedu uye kugona kwedu, nemari inoshamisa yekubhadhara chikwereti inodarika mabhiriyoni makumi maviri emadhora. Kwemakore, kugona kwemari uku kwakaita kuti tikwanise kubatsira mhuri dzinoda kusvika 50 000 mukuzadzisa zvinangwa zvadzo zvekukwereta, zvichiita kuti zviroto zvevaridzi vemba zviitike.
- AAA Lendings Isiri-QM Zvirinyore Inokodzera Asset chete sarudzo - ATR-In-Yakazara - AAA Lendings Detail:

Haina musoro-9

Overview

Yakakurumbira asset chirongwa. Mukwereti ane imwe mari, inogona kuvhara mutengo wekutenga kana huwandu hwechikwereti uye mutengo wekuvhara. Hapana ruzivo rwebasa; Kwete DTI.

Details

1) Kusvikira ku75% LTV;
2) Kusvika kumadhora mazana mana emari yechikwereti;
3) Kugara kwepuraimari chete;
4) Hapana miganhu pahuwandu hwezvivakwa zvakapihwa mari;
5) Angangoita 6-mwedzi yekuchengetedza kubva kune anokwereta mari yake.

Chirongwa ichi chii?

Iyo ATR-In-Yakazara chirongwa zvakare chirongwa cheasset, icho chinokodzera neasset chete. Sarudzo yakanaka yezvikwereti zvisiri zveQM.
AAA Lendings haiverengere DTI yevanyoreri vanokodzera nekuratidza Assets chete ("ATR-In-Yakazara"). Mechanically, chero mari kana basa rakanyorwa pachikumbiro richaonekwa serisingafadzi kune anonyora uye, seanotsiva, anogona kusiiwa asina chinhu. Kana basa nemari ikamiririrwa pachikumbiro, DTI haifanirwe kuverengerwa

Unoziva sei kana uchikwanisa midziyo yechirongwa ichi?

Pazasi pane nzira dzekuverenga:
Pachikwereti chekutenga, iyo yese inotenderwa midziyo inofanirwa kuenderana nemutengo wekutenga pamwe nechero uye yese yekuvhara mitengo.
Assets > = Mutengo wekutenga + mutengo wese wekuvhara
Kurefinance chikwereti, iyo yese inotenderwa midziyo inofanirwa kuenderana neyakazara mari yechikwereti pamwe nemitengo yekuvhara.
Assets > = Mari yechikwereti + mutengo wekuvhara

Ona pazasi mamiriro ekufanirwa, unogona kutarisa nzira dzekuverenga kuti uone kana uchikwanisa kutanga usati wanyorera zvikwereti nevakweretesi:

Mamiriro ekutanga: Mutengo wekutenga pamwe nemari yekuvhara = $768,500. Zvinhu zviripo = $700,000 (savings) plus $45,000 (50% yeIRA) = $748,000. Muchidimbu ne $20,500. Kana mukwereti ari 59.5 kana kupfuura, midziyo inokodzera ingave $700,000 + $54,000 (60% yeIRA) = $754,000 uye ipfupi ne $14,500.
 
Mamiriro echipiri: Mari yechikwereti pamwe nemari yekuvhara = $518,500. Zvinhu zviripo = $370,000 (savings) + $100,000 (50% yeIRA) = $470,000. Muchidimbu ne $48,500. Kana 59.5 kana kupfuura, midziyo inokodzera = $370,000 + $120,000 (60% yeIRA) = $490,000 uye ipfupi ne $28,500.

Ndechipi chinhu chinokodzera chirongwa ichi?

Cash, stocks, bond and personal liquid assets (hapana pfuma) = 100%
Retirement accounts = 50% kana 59 kana mudiki uye 60% kana vakuru
Hapana mari yebhizinesi

Ndezvipi zvinobatsira?

Min. 6 mwedzi Reserves

Mifananidzo yezvigadzirwa:

- AAA Inokweretesa Isiri-QM Zvirinyore Inokodzera Asset chete sarudzo - ATR-In-Yakazara - AAA Lendings yemifananidzo mifananidzo

Related Product Guide:
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    • Kazhinji, isu tinogutsikana nezvose, zvakachipa, zvemhando yepamusoro, kukurumidza kutumira uye yakanaka procuct maitiro, isu tichava nekutevera-kubatana!
    5 StarsNaOlive kubva kuOman - 2018.09.29 17:23
    Zvigadzirwa zvekambani zvakanaka kwazvo, takatenga uye takabatana kakawanda, mutengo wakanaka uye hunhu hwakavimbiswa, muchidimbu, iyi ikambani yakavimbika!
    5 StarsNaMurray kubva kuCanada - 2017.05.02 18:28

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