Wholesale - AAA Lendings Non-QM Easily Qualified Asset chete sarudzo - ATR-In-Full - AAA Lendings mukweretesi uye investor

Product Detail

AAA LENDINGS inodada nekubatanidzwa kwedu munharaunda uye mutoro wemagariro. Tinotenda kuti kuve mukweretesi ane hunyanzvi zvinoreva kudzorera kunharaunda dzatinoshandira. Chikwata chedu chinotora chikamu muzvirongwa zvekubatsira, kutsigira zvinokonzeresa zvemuno, uye kusimudzira ruzivo rwezvemari. Hatisi chete mubhizinesi rekupa zvikwereti; takaiswa mari mukuita shanduko yakanaka pahupenyu hwevatengi vedu nenharaunda dzavanodaidza kuti kumusha.Makambani epamusoro eMortgage Kushandira,Yakajairika Chikwereti Max 2022,Mortgage Mukweretesi Ine Best Rate, Sechikamu chekuzvipira kwedu kuramba tiri pamberi peindastiri, tinodyara mari yakawanda mukucheka-kumucheto tekinoroji kuti tigadzirise iyo mortgage application uye yekubvumidza maitiro. Izvi hazvingo mhanyisa maitiro ekunyorera chete asi zvakare zvinokupa iwe chaiyo-nguva zvigadziriso pamamiriro ako emba yemba, zvichikupa runyararo rwepfungwa uye kubvisa kusava nechokwadi kunogona kazhinji kuuya nemaitiro emba. Maitiro edu anotyairwa tekinoroji anotitendera kuti tipe isina musono uye yakakunakira chiitiko, ichiita rwendo rwako rwekuva muridzi wemba kana kubhadharisa mari sezvinobvira.

- AAA Lendings Isiri-QM Zvirinyore Inokodzera Asset chete sarudzo - ATR-In-Yakazara - AAA Lendings Detail:

Haina musoro-9

Overview

Yakakurumbira asset chirongwa. Mukwereti ane imwe mari, inogona kuvhara mutengo wekutenga kana huwandu hwechikwereti uye mutengo wekuvhara. Hapana ruzivo rwebasa; Kwete DTI.

Details

1) Kusvikira ku75% LTV;
2) Kusvika kumadhora mazana mana emari yechikwereti;
3) Kugara kwepuraimari chete;
4) Hapana miganhu pahuwandu hwezvivakwa zvakapihwa mari;
5) Angangoita 6-mwedzi yekuchengetedza kubva kune anokwereta mari yake.

Chirongwa ichi chii?

Iyo ATR-In-Yakazara chirongwa zvakare chirongwa cheasset, icho chinokodzera neasset chete. Sarudzo yakanaka yezvikwereti zvisiri zveQM.
AAA Lendings haiverengere DTI yevanyoreri vanokodzera nekuratidza Assets chete ("ATR-In-Yakazara"). Mechanically, chero mari kana basa rakanyorwa pachikumbiro richaonekwa serisingafadzi kune anonyora uye, seanotsiva, anogona kusiiwa asina chinhu. Kana basa nemari ikamiririrwa pachikumbiro, DTI haifanirwe kuverengerwa

Unoziva sei kana uchikwanisa midziyo yechirongwa ichi?

Pazasi pane nzira dzekuverenga:
Pachikwereti chekutenga, iyo yese inotenderwa midziyo inofanirwa kuenderana nemutengo wekutenga pamwe nechero uye yese yekuvhara mitengo.
Assets > = Mutengo wekutenga + mutengo wese wekuvhara
Kurefinance chikwereti, iyo yese inotenderwa midziyo inofanirwa kuenderana neyakazara mari yechikwereti pamwe nemitengo yekuvhara.
Assets > = Mari yechikwereti + mutengo wekuvhara

Ona pazasi mamiriro ekufanirwa, unogona kutarisa nzira dzekuverenga kuti uone kana uchikwanisa kutanga usati wanyorera zvikwereti nevakweretesi:

Mamiriro ekutanga: Mutengo wekutenga pamwe nemari yekuvhara = $768,500. Zvinhu zviripo = $700,000 (savings) plus $45,000 (50% yeIRA) = $748,000. Muchidimbu ne $20,500. Kana mukwereti ari 59.5 kana kupfuura, midziyo inokodzera ingave $700,000 + $54,000 (60% yeIRA) = $754,000 uye ipfupi ne $14,500.

Mamiriro echipiri: Mari yechikwereti pamwe nemari yekuvhara = $518,500. Zvinhu zviripo = $370,000 (savings) + $100,000 (50% yeIRA) = $470,000. Muchidimbu ne $48,500. Kana 59.5 kana kupfuura, midziyo inokodzera = $370,000 + $120,000 (60% yeIRA) = $490,000 uye ipfupi ne $28,500.

Ndechipi chinhu chinokodzera chirongwa ichi?

Cash, stocks, bond and personal liquid assets (hapana pfuma) = 100%
Retirement accounts = 50% kana 59 kana mudiki uye 60% kana vakuru
Hapana mari yebhizinesi

Ndezvipi zvinobatsira?

Min. 6 mwedzi Reserves

Mifananidzo yezvigadzirwa:

Related Product Guide:

Kuzvipira kwedu kuita zvakanaka uye kuzvipira kune vatengi vedu kwakatikurudzira kuwedzera mashandiro edu mumatunhu makumi mana neshanu, kusanganisira Arizona, California, Washington DC, Florida, Nevada, neTexas, pakati pezvimwe. Zvisinei, kubudirira kwedu hakungotsananguriki nenhamba chete. Mawongororo asingaverengeki akanaka uye mukurumbira wakasimba weshoko-we-muromo watakagadzira unoshanda sechiratidzo chevimbo uye chivimbo icho musika wakaisa matiri. - AAA Lendings Non-QM Easily Qualified Asset only option - ATR-In-Full - AAA Lendings , Chigadzirwa chacho chichapa pasi rose, zvakadai se: Ghana, Finland, Saudi Arabia, Kugadzirwa kwedu kwakatengeswa kune dzimwe nyika dzinopfuura makumi matatu uye matunhu sekutanga ruoko runobva nemutengo wakaderera. Tinogamuchira nemoyo wese vatengi vanobva kumba nekune dzimwe nyika kuti vauye kuzotaurirana bhizinesi nesu.

-AAA Kukweretesa