- AAA Lendings Isiri-QM Zvirinyore Inokodzera Asset chete sarudzo - ATR-In-Yakazara - AAA Lendings Detail:

Overview
Yakakurumbira asset chirongwa. Mukwereti ane humwe huwandu hwezvinhu, izvo zvinogona kuvhara mutengo wekutenga kana huwandu hwechikwereti uye mutengo wekuvhara. Hapana ruzivo rwebasa runodiwa; Kwete DTI.
Zvikuru zvePurogiramu
1) Kusvikira ku75% LTV;
2) Kusvika kumadhora mazana mana emari yechikwereti;
3) Kugara kwepuraimari chete;
4) Hapana miganhu pahuwandu hwezvivakwa zvakapihwa mari;
5) Inosvika mwedzi mitanhatu inochengeterwa kubva kumari yemukwereti.
Chii chinonzi ATR-In-Full?
Iyo ATR-In-Yakazara chirongwa zvakare chirongwa cheasset, icho chinokodzera neasset chete.
Isu hativerenge DTI yevanyoreri vanokodzera nekuratidza Assets chete ("ATR-In-Yakazara"). Mechanic, chero mari kana basa rakanyorwa pachikumbiro richaonekwa serisingafadzi kune anonyora pasi. Seimwe nzira, inogona kusiiwa isina chinhu.
Qualification
Pazasi pane nzira dzekuverenga:
Pachikwereti chekutenga, zvinhu zvese zvinotenderwa zvinofanirwa kuenderana nemutengo wekutenga pamwe nechero mutengo wekuvhara.
Assets > = Mutengo wekutenga + mutengo wese wekuvhara
Pachikwereti cherefinance, iyo yese inotenderwa midziyo inofanirwa kuenderana nemari yakazara yechikwereti pamwe nemitengo yekuvhara.
Assets > = Mari yechikwereti + mutengo wekuvhara
Ona pazasi mamiriro ekufanirwa, unogona kutarisa nzira dzekuverenga kuti uone kana uchikwanisa kutanga usati wanyorera zvikwereti nevakweretesi:
Mamiriro ekutanga: Mutengo wekutenga pamwe nemari yekuvhara = $768,500. Zvinhu zviripo = $700,000 (savings) plus $45,000 (50% yeIRA) = $748,000. Muchidimbu ne $20,500. Kana mukwereti ari 59.5 kana kupfuura, midziyo inokodzera ingave $700,000 + $54,000 (60% yeIRA) = $754,000 uye ipfupi ne $14,500.
Mamiriro echipiri: Mari yechikwereti pamwe nemari yekuvhara = $518,500. Zvinhu zviripo = $370,000 (savings) + $100,000 (50% yeIRA) = $470,000. Muchidimbu ne $48,500. Kana mukwereti ari 59.5 kana kupfuura, midziyo inokodzera = $370,000 + $120,000 (60% yeIRA) = $490,000 uye ipfupi ne $28,500.
Zvinhu Zvakakodzera
Cash, stocks, bond and personal liquid assets (hapana pfuma) = 100%.
Retirement accounts = 50% kana 59 kana mudiki uye 60% kana vakuru.
Hapana mari yebhizinesi.
Mifananidzo yezvigadzirwa:
Related Product Guide:
Kune vazhinji vevatengi vedu, chibatiso chinopfuura kungotengeserana kwemari; chinhu chakakosha muhupenyu. Kunyangwe iwe uri wekutanga kutenga imba kana ane ruzivo mugadziri wezvivakwa, isu tinosvikira application yega yega nekutarisira uye kutarisisa kwainokodzera. Isu tinotora nguva yekunzwisisa zvibodzwa uye zvishuwo zvako, tichiona kuti chikwereti chako chinoenderana nechiono chako cheramangwana rako. – AAA Lendings Non-QM Easily Qualified Asset only option – ATR-In-Full – AAA Lendings , Chigadzirwa chacho chichapa pasi rose, zvakadai se: Venezuela, Czech, Leicester, Tave tichiomerera kuhuchenjeri hwekukwezva vatengi nezvinhu zvakanakisisa uye basa rakanaka. Isu tinogashira vatengi, masangano emabhizinesi uye shamwari kubva kumativi ese epasi kuti tibate isu uye kutsvaga kushandira pamwe kuti zvibatsire.
NaBrook kubva kuSan Diego - 2017.12.02 14:11 Kutaura nezvekubatana uku nemugadziri weChinese, ini ndinongoda kutaura zvakanaka, isu takagutsikana kwazvo.
NaEve kubva kuHonduras - 2018.10.09 19:07 





