- AAA Lendings Isiri-QM Zvirinyore Inokodzera Asset chete sarudzo - ATR-In-Yakazara - AAA Lendings Detail:

Overview
Yakakurumbira asset chirongwa. Mukwereti ane humwe huwandu hwezvinhu, izvo zvinogona kuvhara mutengo wekutenga kana huwandu hwechikwereti uye mutengo wekuvhara. Hapana ruzivo rwebasa runodiwa; Kwete DTI.
Zvikuru zvePurogiramu
1) Kusvikira ku75% LTV;
2) Kusvika kumadhora mazana mana emari yechikwereti;
3) Kugara kwepuraimari chete;
4) Hapana miganhu pahuwandu hwezvivakwa zvakapihwa mari;
5) Inosvika mwedzi mitanhatu inochengeterwa kubva kumari yemukwereti.
Chii chinonzi ATR-In-Full?
Iyo ATR-In-Yakazara chirongwa zvakare chirongwa cheasset, icho chinokodzera neasset chete.
Isu hativerenge DTI yevanyoreri vanokodzera nekuratidza Assets chete ("ATR-In-Yakazara"). Mechanic, chero mari kana basa rakanyorwa pachikumbiro richaonekwa serisingafadzi kune anonyora pasi. Seimwe nzira, inogona kusiiwa isina chinhu.
Qualification
Pazasi pane nzira dzekuverenga:
Pachikwereti chekutenga, zvinhu zvese zvinotenderwa zvinofanirwa kuenderana nemutengo wekutenga pamwe nechero mutengo wekuvhara.
Assets > = Mutengo wekutenga + mutengo wese wekuvhara
Pachikwereti cherefinance, iyo yese inotenderwa midziyo inofanirwa kuenderana nemari yakazara yechikwereti pamwe nemitengo yekuvhara.
Assets > = Mari yechikwereti + mutengo wekuvhara
Ona pazasi mamiriro ekufanirwa, unogona kutarisa nzira dzekuverenga kuti uone kana uchikwanisa kutanga usati wanyorera zvikwereti nevakweretesi:
Mamiriro ekutanga: Mutengo wekutenga pamwe nemari yekuvhara = $768,500. Zvinhu zviripo = $700,000 (savings) plus $45,000 (50% yeIRA) = $748,000. Muchidimbu ne $20,500. Kana mukwereti ari 59.5 kana kupfuura, midziyo inokodzera ingave $700,000 + $54,000 (60% yeIRA) = $754,000 uye ipfupi ne $14,500.
Mamiriro echipiri: Mari yechikwereti pamwe nemari yekuvhara = $518,500. Zvinhu zviripo = $370,000 (savings) + $100,000 (50% yeIRA) = $470,000. Muchidimbu ne $48,500. Kana mukwereti ari 59.5 kana kupfuura, midziyo inokodzera = $370,000 + $120,000 (60% yeIRA) = $490,000 uye ipfupi ne $28,500.
Zvinhu Zvakakodzera
Cash, stocks, bond and personal liquid assets (hapana pfuma) = 100%.
Retirement accounts = 50% kana 59 kana mudiki uye 60% kana vakuru.
Hapana mari yebhizinesi.
Mifananidzo yezvigadzirwa:
Related Product Guide:
Nguva yako inokosha, uye tinoremekedza izvozvo. PaAAA LENDINGS, takazvipira kukwenenzvera nzira yekukwereta kuti uchengetedze nguva nesimba. Yedu yepamhepo application ndeye mushandisi-inoshamwaridzika uye yakagadzirirwa nekureruka kwako mupfungwa. Iwe unogona kupedzisa application nekumhanya kwako, kubva mukunyaradza kweimba yako kana hofisi. Tinoziva kuti une hupenyu hwakabatikana, uye isu tinovavarira kuita kuti nzira yekubhadhara imba iite, ishande, uye ichengetedze nguva. - AAA Lendings Non-QM Easily Qualified Asset only option - ATR-In-Full - AAA Lendings , Chigadzirwa chacho chichapa pasi rose, zvakadai se: US, Slovenia, Georgia, Parizvino, zvinhu zvedu zvakatengeswa kune dzimwe nyika dzinopfuura makumi matanhatu uye matunhu akasiyana, akadai seSoutheast Asia, America, Russia, Africa, Eastern, Eastern, Tarisiro, uye neChina. zvese muChina nekune dzimwe nyika.
NaEmily anobva kuPortugal - 2018.12.25 12:43 Zvinhu zvichangogashirwa, isu takagutsikana kwazvo, mutengesi akanaka kwazvo, tinotarisira kuita nhamburiko dzekuita zvirinani.
NaJean Ascher anobva kuUzbekistan - 2017.10.13 10:47 





