Wholesale - AAA Lendings Non-QM Easily Qualified Asset chete sarudzo - ATR-In-Full - AAA Lendings mukweretesi uye investor

Product Detail

Isu tinonzwisisa kuti chikwereti hachisi chekutengeserana kwemari chete asi sarudzo yakakosha yehupenyu. Kutarisa kwedu mutengi-centricity zvinoreva kuti hatingotarise nhamba; isu tinofunga nyaya yako yakasarudzika, zvishuvo, uye zvinangwa zvemari. Nyanzvi dzedu dzemortgage dzinotora nguva yekunzwisisa rwendo rwako pachako, kuve nechokwadi chekuti iwe unowana mhinduro yemondi inoenderana nechiono chako cheramangwana.Makambani epamusoro eMortgage Kushandira,Social Security Number Yekushandisa Mortgage Chikwereti,Mortgage Mukweretesi Chikwereti, PaAAA LENDINGS, kuzvipira kwedu kune kugona kunoenderera kune timu yedu. Tinodada kuva neboka rakazvipira revanyanzvi vari nyanzvi muindasitiri yezvimba. Vakuru vedu vechikwereti havangori nyanzvi; ndivo vabatsiri vako. Ivo vari pano kuti vakutungamirire mukati memaitiro ese ekukweretesa, kubva pakunyorera kusvika pakuvhara. Isu tinodada nehunyanzvi hwechikwata chedu, kuve nechokwadi kuti iwe unogamuchira yepamusoro sevhisi uye rutsigiro.

- AAA Lendings Isiri-QM Zvirinyore Inokodzera Asset chete sarudzo - ATR-In-Yakazara - AAA Lendings Detail:

Haina musoro-9

Overview

Yakakurumbira asset chirongwa. Mukwereti ane humwe huwandu hwezvinhu, izvo zvinogona kuvhara mutengo wekutenga kana huwandu hwechikwereti uye mutengo wekuvhara. Hapana ruzivo rwebasa runodiwa; Kwete DTI.

Zvikuru zvePurogiramu

1) Kusvikira ku75% LTV;
2) Kusvika kumadhora mazana mana emari yechikwereti;
3) Kugara kwepuraimari chete;
4) Hapana miganhu pahuwandu hwezvivakwa zvakapihwa mari;
5) Inosvika mwedzi mitanhatu inochengeterwa kubva kumari yemukwereti.

Chii chinonzi ATR-In-Full?

Iyo ATR-In-Yakazara chirongwa zvakare chirongwa cheasset, icho chinokodzera neasset chete.

Isu hativerenge DTI yevanyoreri vanokodzera nekuratidza Assets chete ("ATR-In-Yakazara"). Mechanic, chero mari kana basa rakanyorwa pachikumbiro richaonekwa serisingafadzi kune anonyora pasi. Seimwe nzira, inogona kusiiwa isina chinhu.

Qualification

Pazasi pane nzira dzekuverenga:
Pachikwereti chekutenga, zvinhu zvese zvinotenderwa zvinofanirwa kuenderana nemutengo wekutenga pamwe nechero mutengo wekuvhara.
Assets > = Mutengo wekutenga + mutengo wese wekuvhara
Pachikwereti cherefinance, iyo yese inotenderwa midziyo inofanirwa kuenderana nemari yakazara yechikwereti pamwe nemitengo yekuvhara.
Assets > = Mari yechikwereti + mutengo wekuvhara

Ona pazasi mamiriro ekufanirwa, unogona kutarisa nzira dzekuverenga kuti uone kana uchikwanisa kutanga usati wanyorera zvikwereti nevakweretesi:

Mamiriro ekutanga: Mutengo wekutenga pamwe nemari yekuvhara = $768,500. Zvinhu zviripo = $700,000 (savings) plus $45,000 (50% yeIRA) = $748,000. Muchidimbu ne $20,500. Kana mukwereti ari 59.5 kana kupfuura, midziyo inokodzera ingave $700,000 + $54,000 (60% yeIRA) = $754,000 uye ipfupi ne $14,500.

Mamiriro echipiri: Mari yechikwereti pamwe nemari yekuvhara = $518,500. Zvinhu zviripo = $370,000 (savings) + $100,000 (50% yeIRA) = $470,000. Muchidimbu ne $48,500. Kana mukwereti ari 59.5 kana kupfuura, midziyo inokodzera = $370,000 + $120,000 (60% yeIRA) = $490,000 uye ipfupi ne $28,500.

Zvinhu Zvakakodzera

Cash, stocks, bond and personal liquid assets (hapana pfuma) = 100%.
Retirement accounts = 50% kana 59 kana mudiki uye 60% kana vakuru.
Hapana mari yebhizinesi.

Mifananidzo yezvigadzirwa:

Related Product Guide:

Kuzvipira kwedu kujekerere kunodarika matanho ekutanga ehurongwa hwembavha. Isu tinova nechokwadi chekuti une nzwisiso yakajeka yematemu ako embangi, kusanganisira mubereko, mubhadharo, uye mutengo wekuvhara. Hapana zvinoshamisa pazuva rekuvhara. Takazvipira kukupa tsananguro dzakananga, dzisina jargon, kuitira kuti ugone kufamba uine chivimbo nemamiriro emari ekutenga kwako imba kana kugadzirisa mari. - AAA Lendings Non-QM Easily Qualified Asset only option - ATR-In-Full - AAA Lendings , Chigadzirwa chacho chichapa kune pasi rose, zvakadai se: Vancouver, Japan, Pakistan, Nehutano hwakanaka, mutengo unonzwisisika uye basa rechokwadi, tinonakidzwa nemukurumbira wakanaka. Zvigadzirwa zvinotumirwa kuSouth America, Australia, Southeast Asia uye zvichingodaro. Gamuchirai noushamwari vatengi kumba nekune dzimwe nyika kuti tibatane nesu kuitira ramangwana rakajeka.

-AAA Kukweretesa