- AAA Lendings Isiri-QM Zvirinyore Inokodzera Asset chete sarudzo - ATR-In-Yakazara - AAA Lendings Detail:

Overview
Yakakurumbira asset chirongwa. Mukwereti ane humwe huwandu hwezvinhu, izvo zvinogona kuvhara mutengo wekutenga kana huwandu hwechikwereti uye mutengo wekuvhara. Hapana ruzivo rwebasa runodiwa; Kwete DTI.
Zvikuru zvePurogiramu
1) Kusvikira ku75% LTV;
2) Kusvika kumadhora mazana mana emari yechikwereti;
3) Kugara kwepuraimari chete;
4) Hapana miganhu pahuwandu hwezvivakwa zvakapihwa mari;
5) Inosvika mwedzi mitanhatu inochengeterwa kubva kumari yemukwereti.
Chii chinonzi ATR-In-Full?
Iyo ATR-In-Yakazara chirongwa zvakare chirongwa cheasset, icho chinokodzera neasset chete.
Isu hativerenge DTI yevanyoreri vanokodzera nekuratidza Assets chete ("ATR-In-Yakazara"). Kuchirongwa ichi, unogona kusiya chikamu chemari chisina chinhu pane chikumbiro chechikwereti sezvo chisiri kushanda kuchirongwa ichi.
Qualification
Pazasi pane nzira dzekuverenga:
Pachikwereti chekutenga, zvinhu zvese zvinotenderwa zvinofanirwa kuenderana nemutengo wekutenga pamwe nechero mutengo wekuvhara.
Assets > = Mutengo wekutenga + mutengo wese wekuvhara
Pachikwereti cherefinance, iyo yese inotenderwa midziyo inofanirwa kuenderana nemari yakazara yechikwereti pamwe nemitengo yekuvhara.
Assets > = Mari yechikwereti + mutengo wekuvhara
Ona pazasi mamiriro ekufanirwa, unogona kutarisa nzira dzekuverenga kuti uone kana uchikwanisa kutanga usati wanyorera zvikwereti nevakweretesi:
Mamiriro ekutanga: Mutengo wekutenga pamwe nemari yekuvhara = $768,500. Zvinhu zviripo = $700,000 (savings) plus $45,000 (50% yeIRA) = $748,000. Muchidimbu ne $20,500. Kana mukwereti ari 59.5 kana kupfuura, midziyo inokodzera ingave $700,000 + $54,000 (60% yeIRA) = $754,000 uye ipfupi ne $14,500.
Mamiriro echipiri: Mari yechikwereti pamwe nemari yekuvhara = $518,500. Zvinhu zviripo = $370,000 (savings) + $100,000 (50% yeIRA) = $470,000. Muchidimbu ne $48,500. Kana mukwereti ari 59.5 kana kupfuura, midziyo inokodzera = $370,000 + $120,000 (60% yeIRA) = $490,000 uye ipfupi ne $28,500.
Zvinhu Zvakakodzera
Cash, stocks, bond and personal liquid assets (hapana pfuma) = 100%.
Retirement accounts = 50% kana 59 kana mudiki uye 60% kana vakuru.
Hapana mari yebhizinesi.
Mifananidzo yezvigadzirwa:
Related Product Guide:
Kuronga ramangwana rako rezvemari kunotanga newakakodzera wekukwereta, uye kuAAA LENDIS, takazvipira kukubatsira kuzadzisa zviroto zvako. Isu tinonzwisisa kuti rwendo rwekuva muridzi wemba runogona kunakidza asi zvakare ruchityisa. Nyanzvi dzedu dzine ruzivo dzinopfuura nyanzvi dzembanje; ndivo vabatsiri vako vezvemari. Ivo varipo kuti vakurukure zvinangwa zvako, kuongorora mamiriro ako emari, uye kupa nhungamiro yakasarudzika inobata kufarira kwako. Tinodada nekuva ruoko runotungamira runokupa simba rekuita sarudzo dzine ruzivo nezveramangwana rako. - AAA Lendings Non-QM Easily Qualified Asset only option - ATR-In-Full - AAA Lendings , Chigadzirwa chacho chichapa kune pasi rose, zvakadai se: Hyderabad, Barcelona, Hungary, Mhando dzakawanda dzemhinduro dzakasiyana dziripo kuti usarudze, unogona kuita imwe-stop kutenga pano. Uye maodha akasarudzika anogamuchirwa. Bhizinesi chairo ndere kuwana win-win mamiriro, kana zvichibvira, isu tinoda kuendesa yakawedzera rutsigiro kune vatengi. Gamuchirai vese vakanaka vatengi vanotaurirana ruzivo rwemhinduro nesu !!
NaEudora kubva kuHamburg - 2017.08.16 13:39 Mamaneja ane chiono, vane pfungwa yekubatsirana, kuenderera mberi nekuvandudza uye hunyanzvi, tine hurukuro inonakidza uye Kudyidzana.
NaNicci Hackner kubva kuAtlanta - 2017.06.19 13:51 






