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Overview

Shandisa midziyo yemukwereti kuti ukwanise, zvinhu zvemukwereti zvinoda kuvhara mari inosvika 6-mwedzi yemuhoro wepamwedzi.

Details

1) Hapana P&L Inodiwa;
2) Hapana WVOE Inodiwa;
3) 12 mwedzi yekuchengetedza yakaverengerwa paPI (Kwete PITIA imwe mukweretesi inodikanwa);
4) Chipo mari inobvumirwa;
5) Mari yechikwereti inosvika $2.5M;
6) Tenga & Kwete R/T.

Chii chinonzi True Stated Income?

• Unoziva here kushandisa asset chete kuti ukwanise kukupa chikwereti chemba yemba?
• Wakamiswa basa here kana kunyimwa nemukweretesi pachirongwa cheWVOE (Written Verification of Employment)?
• Zvinhu zvako hazvina zvakawanda here paunoda kutenga imba yako?
• Waunoshandira anga asingade kukupa fomu reWVOE here kana kubatira pamwe?

Kana iwe wakambosangana nemamiriro ari pamusoro, hapana kunetseka, huya kwatiri uye isu tichakuzivisa iwe Non-QM chirongwa chako - Yechokwadi Yakataurwa Income. Chirongwa ichi chakafanana nechirongwa che{WVOE}, chakagadzirirwa vanokwereta vanotambira mari nevanokwereta vanozvishandira. Zvikwereti zvisiri zveQM zvine zvishoma zvirongwa zvakanaka zvekuti vanotambira mihoro uye varidzi vemabhizinesi vanogona kunyorera.

Chirongwa ichi chinoshanda sei?

Kungofanana nezita rechigadzirwa, chirongwa ichi chinokodzera neasset zvakare. Ona pazasi:

Kana ukasarudza chirongwa cheChokwadi Chinonzi Income, mukwereti anozongodiwa kuti ape Asset Based Income paChikwereti Chikumbiro (1003). Mari iyi ichashandiswa kuverenga chikwereti chakakodzera kune reshiyo yemari.

Ndiani anogona kunyorera chirongwa ichi?

Sezvataurwa pamusoro apa, chero 1.iwe uri mukwereti wemuhoro kana munhu anozvishandira anokwereta, unogona kunyorera chirongwa ichi. Kune vanokwereta muhoro, hapana magwaro akakosha anodiwa paunonyorera imba nyowani yechikwereti cheNon-QM nemukweretesi. Kune vanokwereta vanozvishandira kana 1099 vanokwereta, tsamba yeCPA ingadikanwa.