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Overview

Shandisa Madhipoziti emwedzi mitanhatu yeMukwereti kutsigira mari yakataurwa muna 1003.

Zvikuru zvePurogiramu

1) Hapana P&L Inodiwa;
2) Hapana WVOE Inodiwa;
3) 12 mwedzi yekuchengetedza yakaverengerwa paPI;
4) Chipo mari inobvumirwa;
5) Mari yechikwereti inosvika $2.5M;
6) Tenga & Kwete R/T.

Chii chinonzi True Stated Income?

• Unoziva here kushandisa asset chete kuti ukwanise kukupa chikwereti chemba yemba?
• Wakamiswa basa here kana kunyimwa nemukweretesi pachirongwa cheWVOE (Written Verification of Employment)?
• Zvinhu zvako hazvina zvakawanda here paunoda kutenga imba yako?
• Waunoshandira anga asingade kukupa fomu reWVOE here kana kubatira pamwe?

Kana wakambosangana nemamiriro ezvinhu ari pamusoro apa, chirongwa chakafanana nechirongwa che{WVOE}, chakagadzirirwa vanokwereta vanotambira mari uye vanokwereta vanozvishandira. Zvikwereti zvisiri zveQM zvine zvishoma zvirongwa zvakanaka zvekuti vanotambira mihoro uye varidzi vemabhizinesi vanogona kunyorera.

Chirongwa ichi chinoshanda sei?

Sezvakangoita zita rechigadzirwa, chirongwa ichi chinokodzera neasset zvakare. Ona pazasi:

· Yakatarwa Income inoreva kuti mukwereti anotaura mari yake YACHO yazvino mu1003

(Kushandisa).

· Isu tinoona kuti mari yavanowana pamwedzi inogona KUTSIGWA neiyo liquid assets isati yavhara.

Kuverenga

Assets / 6 inofanira kunge yakakura kupfuura Yakatarwa Income

· Chiremba wekurapa ane $300,000 mumidziyo uye 1003 mari yemadhora makumi maviri pamwedzi?
Hongu, chiitiko ichi chinokodzera. $300,000 / 6 = $50,000 iyo yakakura kudarika $20,000 pamwedzi mari yakanyorwa pachikumbiro. Isu tinoshandisa $20,000 yekukodzera.

· Wage Earning Masseuse ane $100,000 mumidziyo uye yakataurwa mari inoita zviuru gumi nezvishanu zvemadhora pamwedzi?
Aiwa, mamiriro ezvinhu aya haakodzeri. Kunyangwe $100.000 / 6 = $16,666> $15,000 inova mari yemwedzi yakataurwa. hazvina musoro kuti muhoro unowana masaeuse uite $15,000 pamwedzi.

· Anozvishandira Kupinza/Export Entrepreneur ane $500,000 muzvinhu uye mari yakataurwa ye$100,000 pamwedzi?
Hongu, chiitiko ichi chinokodzera. $500,000 / 6 = $83,333 & anokwereta anoti $100,000 pamwedzi. Nekudaro $83,333 chete ndiyo inoshandiswa kuita zvibodzwa.

Kana tikasarudza iyo Elite Yechokwadi Yakataurwa Income, mukwereti anozongodiwa kuti ape Asset Yakavakirwa Mari paChikwereti Chikumbiro (1003). Mari iyi ichashandiswa kuverenga chikwereti chakakodzera kune reshiyo yemari.

Kana ukasarudza chirongwa cheChokwadi Chinonzi Income, mukwereti anozongodiwa kuti ape Asset Based Income paChikwereti Chikumbiro (1003). Mari iyi ichashandiswa kuverenga chikwereti chakakodzera kune reshiyo yemari.

Ndiani anogona kunyorera chirongwa ichi?

Hazvina mhosva kuti uri mukwereti wemuhoro kana unozvishandira uchikwereta, unogona kunyorera chirongwa ichi. Kune vanokwereta muhoro, hapana magwaro akakosha anodiwa paunonyorera imba nyowani yechikwereti cheNon-QM nemukweretesi. Kune vanokwereta vanozvishandira kana 1099 vanokwereta, tsamba yeCPA ingadikanwa.