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Overview

Portfolio Bank Statement
Portfolio DSCR
Portfolio Foreign National DSCR

* Retail chete

Details

1) 5/6 ARM 30 Zuva Avhareji SOFR (5/1/5);
2) Buydown reshiyo pasi pechikamu 1:2;
3) Range of Loan Amount $500,000 - $5,000,000.

* Buyup reshiyo pamusoro pezvisingagamuchirwe

Chirongwa ichi chii?

Portfolio Bank Statement

1) Mubhadharo Wemukweretesi wakafanana nechirongwa chepodfolio;

2) Kuvimbo/Kuongorora Kwesangano, kana zvichibvira $300;

3) TX Doc Ongororo, kana iripo $150;

4) Bank Statement Income LTV Max 65%;

5) Bank Statement - Kufarira Chete Max LTV 60%;

6) Minimum Chikwereti Mari $500,000;

7) Nyika Yekunze - Haikodzeri;

8) 18-Mwedzi Pre-Payment Penalty yakaenzana ne6 mwedzi mubereko.

Portfolio DSCR

1) Mubhadharo Wemukweretesi wakafanana nechirongwa chepodfolio;

2) Kuvimbika/Kuongorora Kwesangano kana zvichibvira $300;

3) TX Doc Ongororo kana iripo $150;

4) Minimum Chikwereti Mari $500,000;

5) Nyika Yekunze - Haikodzeri;

6) Minimum DSCR 1.000;

7) Chikwereti Chakaitwa kuMunhu Wenyama - Hapana Vanokwereta;

8) 2-4 Unit Property Inokodzera uye 5% Kuderedzwa muMax LTV/CLTVs paMatrix;

9) 18-Mwedzi Pre-Payment Penalty yakaenzana ne6 mwedzi mubereko.

Portfolio FN DSCR

1) Mubhadharo Wemukweretesi wakafanana nechirongwa chepodfolio;

2) Kuvimbika/Kuongorora Kwesangano kana zvichibvira $300;

3) TX Doc Ongororo kana iripo $150;

4) Ongororo Yenyika Yekune dzimwe nyika $250;

5) Minimum Chikwereti Mari $500,000;

6) Minimum DSCR 1.000;

7) Kufarira Chete - Hazvibvumirwi;

8) Simba reGweta - Hazvibvumirwi;

9) Pre-Payment Penalty (Investor chete) ndeye 18 mwedzi uye yakaenzana ne6 mwedzi mubereko.

Maitiro ekuverenga Portfolio DSCR?

DSCR ichaverengwa sezvinotevera: DSCR = *Net Rental Income ÷ Kukodzera Kubhadhara Kwemwedzi (P uye ini chete);

* Net Rental Income = Gross Rents * (1 - Expense Factor);

Zvinhu Zvinodhura: Pfuma isina HOA = 25%, Imba ine HOA = 30%;

Rent ichave idiki ye: Yazvino mari yekurenda kana iyo mari pa1007 yakapihwa neanoongorora anoratidza iyo inofungidzirwa yemusika rendi.