Kunzwisisa Zvisiri-Agency 30-Yegore Yakagadziriswa Zvikwereti zveIsiri-Warrantable Condos

Kana uchifambisa nyika yakaoma yekubhadhara zvivakwa, kunyanya muUnited States, munhu anogona kusangana nematemu chaiwo anogona kuita seanoomesera. Mazwi maviri akadai anoti "Non-Agency 30-gore yakagadziriswa" uye "Non-Warrantable Condo." Kunzwisisa pfungwa idzi kwakakosha kune avo vari kutsvaga kuwana mbavha yenzvimbo yakasarudzika. Chinyorwa ichi chine chinangwa chekujekesa mazwi aya nekutsanangura kuti anopindirana sei.

Chii chinonzi Non-Agency 30-Year Fixed Loan?

A Non-Agency 30-Year Fixed loan imhando yemortgage isingaenderane negwara rakatarwa nemasangano anotsigirwa nehurumende senge.Fannie Maekana Freddie Mac. Kusiyana nezvikwereti zvakajairwa, Zvikwereti zvisiri zveAgency zvinowanzopihwa nevakweretesi vakazvimirira uye zvinogona kuchinjika mumatemu avo. Chikamu che "30-Year Fixed" chinoreva kuti mubereko unoramba uripo mukati memakore makumi matatu, zvichipa kugadzikana uye kufanotaura mukubhadhara kwemwedzi.

Kunzwisisa Non-Warrantable Condos

A Non-Warrantable Condo icondominium isingazadzise maitiro akaiswa naFannie Mae kana Freddie Mac kuitira mari yakajairika. Aya maitiro anogona kusanganisira nyaya dzakaita senge yakakwira investor muridzi, kuvaka kusina kukwana, kana kushomeka kwemari yekuchengetedza mumubatanidzwa wecondo. Nekuda kwezvinhu izvi, Non-Warrantable Condos anowanzoonekwa senjodzi yepamusoro nevakweretesi.

Sei uchisarudza iyo Isiri-Agency 30-Yegore Yakagadziriswa Chikwereti cheIsinga-Warrantable Condo?

Kuchengetedza remba yeIsiri-Warrantable Condo kunogona kunetsa nekuda kwehuwandu hwenjodzi. Apa ndipo apo iyo isiri-Agency 30-Year Fixed chikwereti inova sarudzo inoyevedza. Sezvo zvikwereti Zvisiri zveAgency zvisingasungirwe nezvinodiwa nemasangano anotsigirwa nehurumende, vanogona kupa mamwe manyorero ekunyora pasi. Uku kuchinjika kunogona kunyanya kubatsira kune avo vari kutsvaga kutenga Non-Warrantable Condo.

Benefits yeIsiri-Agency 30-Year Fixed Loan

1. Kuchinja muKubvumirwa: Vasiri veAgency vanokweretesa vanogona kutarisa huwandu hwakakura hwezvinhu pakubvumidza chikwereti, zvichiita kuti zvive nyore kune vatengi veNon-Warrantable Condos kuti vakwanise.
2. Yakagadzikana Payments: Chibereko chakatarwa chemubereko pamakore makumi matatu chinova nechokwadi chekuti mari dzemwedzi nemwedzi dzinoramba dzichienderana, zvichibatsira varidzi vedzimba kubata mari dzavo zvakanaka.
3. Customized Solutions: Vasiri veAgency vanokweretesa vanowanzopa mhinduro dzechikwereti dzakaenderana kuti zvizadzise zvidikanwi zvevakwereta, zvinova zvakanakira avo vanotenga Non-Warrantable Condos.

Mhedziso

Kufamba-famba munzvimbo yemortgage yeNon-Warrantable Condos kunogona kuve kwakaoma, asi kunzwisisa sarudzo dziripo kunogona kuita kuti hurongwa huve nyore. A Non-Agency 30-Year Fixed chikwereti chinopa mhinduro inoshanda yekupa mari iyi yakasarudzika zvivakwa, ichipa kuchinjika uye kugadzikana. Nekusarudza rudzi urwu rwechikwereti, vangangove vatengi vanogona kuchengetedza imba yezviroto zvavo pasina kuvhiringidzwa nekushomeka kwemari yakajairika.

Muchidimbu, kana uri kufunga kutenga Non-Warrantable Condo, kuongorora Non-Agency 30-Year Fixed zvikwereti zvinogona kuve kiyi yekuvhura zvibodzwa zvako zvevaridzi vemba.