Bank Statement Zvikwereti: Tailored Mortgage Solutions kune Diverse Vanokwereta Zvinodiwa

Haasi munhu wese anokodzera yakajairwa mortgage bhokisi, uye ndipo panopenya Bank Statement Loans. Yakagadzirirwa iwe pachakoemployedvanokwereta uye vanhu vane mari yakasarudzika, chikwereti ichi chinopa imwe nzira inochinjika kune yenguva dzose mari. Pasina mitero yemitero inodiwa, inoshandisa mwedzi gumi nemiviri yezvinyorwa zvebhangi kutarisa mari yako-yakakwana kune avo vane mitero yemitero isingaratidzi zvose. Bank Statement Zvikwereti zvinogonawo kubatsira ITIN uye 1099 vanokwereta.

Bank Statement Zvikwereti zvine maficha makuru. Iwe unogona kukwereta kubva ku $ 150,000 kusvika ku $ 3.5 miriyoni yekutenga, kubvisa mari, kana kudzorera-kufukidza.Primarydzimba, dzimba dzechipiri, uye zvivakwa zvekudyara, kunyangwe zvisiri-warrantable condos. Iwe unongoda mazana matanhatu nemakumi matanhatu ekiredhiti mamakisi, uye Bank Statement Zvikwereti zvakavhurirwa vagari, vane makadhi egirinhi, vagari vasiri vekusingaperi, uye ITIN vanokwereta. Vanozvishandira vanokwereta vanogona kuvhara pasi pezita rebhizinesi kuti zvive nyore. Chirongwa ichi chinotsigira vanokwereta vanozvishandira ne1099 kana zvirevo zvebhangi.

Iwe une sarudzo dzematemu echikwereti futi. Sarudza 30-year fixed rate yekubhadhara kwakadzikama kana chirongwa Chekuda Chete. Bank Statement Zvikwereti zvinoshandisa zvirevo zvebhangi kana mafomu 1099 kutarisa mari, zvichiita kuti zvive zvakanaka kune vanozvimiririra uye makondirakiti.

Kuwedzera kukuru kubvuma DTI inopfuura 50%. Zvikwereti zvechivanhu zvinowanzoti kwete kune yakakwira chikwereti-kune-muhoro ratios, asi Bank Statement Loans vanonzwisisa kuti vanozvishandira vanokwereta vanogona kunge vaine mari dzakakura uye vachiri kutonga zvakanaka. Izvi zvinobatsira varidzi vemabhizinesi kuwana mari yembavha inoenderana nehupenyu hwavo. Vanozvishandira vanokwereta vane 1099 mari yekuwana vanoda Bank Statement Zvikwereti, kunyanya kana DTI yavo ichipfuura 50%.

Vanowanikwawo. Kana iwe wakave nekubhuroka, kuvharirwa, kana kutengeswa pfupi, unogona kukodzera kana yave makore matatu. Sarudzo ye1099 inoita kuti zvive nani kune vashandi vakazvimiririra, uye hapana mutero unodzosera unodiwa unoreva mashoma mapepa.

Kuputira, Bank Statement Zvikwereti isarudzo yakangwara kune ese marudzi evakwereta. Nekutarisa pamasitetimendi ekubhangi uye kubvumira DTI inodarika 50%, vanobatsira vanokwereta vanozvishandira, vane ITIN, uye vamwe vasingaenderane nemitemo yechinyakare yekukweretesa. Kunyangwe iwe uri kutenga imba kana kubhadharira mari, Bank Statement Zvikwereti zvinounza kushanduka uye kubatanidzwa.