Mateedzere Mazano eAgency kune Yakawedzerwa Jumbo Zvikwereti

Munyika yezvikwereti zvemba, kunzwisisa nzira yekutevera nhungamiro yeagency kwakakosha kana zvasvika pakuwana chikwereti chakawedzerwa chejumbo. Zvikwereti zvakawedzerwa zvejumbo zvinopa vanokwereta miganho yakakwira uye kuchinjika kwakawanda, asi vanokweretesa vanofanirwa kuve nechokwadi chekuti vanotevedzera mimwe mitemo. Mitemo iyi inotarwa nemasangano akadai seFannie Mae, Freddie Mac, uye Federal Housing Administration (FHA).

Kutanga, kutevera mazano emasangano kunobatsira kuona kuti munhu anokwereta anosangana neIZVIsary zvikwaniriso zvechikwereti chakawedzerwa chejumbo. Izvi zvikwereti zvinowanzova nemari yepamusoro uye zvibodzwa zvechikwereti zvinodiwa. Kana iwe uchinyatsotevera nhungamiro yeagency, unoita shuwa kuti chivakwa chinosangana nezviyero zveagency yehukuru, nzvimbo, uye zvimwe zvakakosha.

Uyezve, zvikwereti zvejumbo zvakawedzerwa zvinowanzouya nemamwe mazwi akanaka kana nhungamiro dzemasangano dzichitevedzwa. Vanokweretesa vanoshanda mukati memiganhu yemirairo iyi vane mukana wekuwana mari dzechikwereti dziri nani, senge mibairo yakaderera uye mubhadharo wakaderedzwa kune vanokwereta. Kutevera nhungamiro zvakare kunogadzirisa nzira yekubvumidza, kuderedza kunonoka uye kuvandudza mikana yekubvumidzwa kwechikwereti.

Kune vatengi vanotsvaga zvivakwa zvakakura kana dzimba munzvimbo dzinodhura zvakanyanya, zvikwereti zvejumbo zvakawedzerwa isarudzo yakakosha. Asi rangarira, kunyangwe zvikwereti izvi zvichipa miganho yakakwira yekukwereta, kuve nechokwadi chekuti unotevera nhungamiro yeajensi kiyi yekuwana iwo akanakisa mazwi uye kuwana mvumo.

Mukupedzisa, kukosha kwekutevera nhungamiro yeagency hakugone kuwedzeredzwa kana uchibata nekuwedzera jumbo zvikwereti. Iyi nhungamiro haingovimbise chete kuti chikwereti chinoenderana nemirau asiwo inopa vanokwereta mazwi akanakisa. Gara uchitarisa nhungamiro yeagency usati wanyorera chikwereti chakawedzerwa chejumbo kuti uwedzere mikana yako yemari.