Nzira yeKukodzera kune CPA Yakagadzirirwa P&L Chikwereti

Kukodzera kune CPA Yakagadzirirwa P&L Chikwereti kunosanganisira akati wandei matanho akakosha uye zvinodiwa zvakagadzirirwa zvakanangana nekuzvimiririra.employedvanhu vanoda kunzvenga nzira dzechinyakare dzekuongorora mari sedzemutero. Zvikwereti izvi zvinobvumira vanokwereta kuti vashandise Profit uye Kurasikirwa (P&L) chirevo chakagadzirirwa neCertified Public Accountant (CPA) sehumbowo hwemari - ichivaita sarudzo yakanaka kune avo vane mitero inodzoserwa isinganyatso ratidza mihoro yavo yazvino nekuda kwekubviswa kwebhizinesi kana mihoro inosiyana.

Chinodiwa chekutanga ndechekuti vanokwereta vanofanira kunge variKuzvishandiranekuva neinenge 50% yebhizinesi ravo. Pamusoro pezvo, chirongwa ichi chinoda kuti bhizinesi rave kushanda kweanenge makore maviri. Izvi zvinoratidza kugadzikana uye kuenderana mukugadzira mari-chinhu chakakosha kune vanokweretesa vachiongorora kugona kubhadhara.

Kunotevera kunouya kugadzirira zvinyorwa. Ibwe repakona rezvikwereti izvi iCPA-yakagadzirirwa P&L statement, iyo inofanirwa kuvhara inokwana mwedzi gumi nemiviri yekupedzisira (uye kazhinji kusvika kumwedzi makumi maviri nemana) yekushanda kwebhizinesi. Gwaro iri rinofanirwa kusainwa uye kunyorwa neCPA ine rezinesi uye rinofanirwa kupa tsananguro yakadzama yemari uye mari. Zvakakosha kuti chirevo ichi chakarurama uye chakakwana; kusawirirana kupi nokupi kunogona kunonoka kana kuti kukanganisa kubvumirwa. Vanokwereta vasina hukama huripo neCPA vanofanira kukoshesa kuwana imwe pakutanga kwekuita.

Chikwereti chikamu chimwe chinhu chakakosha mukukodzera zvikwereti izvi. Tinoda zvishoma FICO zvibodzwa 660. Uye shoma Down kubhadhara zvinodiwa 20%. Zvakakosha, chirongwa cheCPA Yakagadzirira P&L Chikwereti chinobvumira mari yezvipo sechikamu chekubhadhara - chero vanokwereta vanopa inokwana 5 % kubva mumari yavo. Uku kuchinjika kunogona kubatsira zvakanyanya kune vanozvishandira vangangoda rubatsiro kudzika pasi pemubhadharo asi vachiri kuda kuratidza kuzvipira kwavo kwemari.

Kukodzera rudzi rwepfuma ndechimwe chinhu chakakosha kufunga. Kusiyana nezvikwereti zvakajairwa izvo zvinowanzo ganhurira sarudzo dzemari kune dzimwe mhando dzezvivakwa senge dzisiri-warrantable condos, chirongwa chedu cheCPA Yakagadzirira P&L Chikwereti chinobvumira zviri pachena zvivakwa izvi-kuwedzera sarudzo dzedzimba kune vanokwereta vanofarira macondos asingaenderane akajairwa Fannie Mae kana Freddie Mac nhungamiro nekuda kwezvinhu zvakaita semuridzi wepamusoro wevaridzi kana nzvimbo yekutengesa mukati meiyo nzvimbo.

CPA Yedu Yakagadzirira P&L Chikwereti, nguva yeChikwereti ndeye 30-gore yakatarwa mitengo, iyo inopa kugadzikana kwekubhadhara kwenguva refu-yakakosha bhenefiti kune vanozvishandira vanokwereta vanogona kusangana nekuchinja kwemari asi vachida kufanofungidzira kubhadhara kwembavha nekufamba kwenguva.