Mareti Akaderera: Chokwadi kune Vakazvigadzirira P&L Vanokwereta vane AAA Lendings

Kune vakazvigadzirira veP&L vanokwereta muUnited States, kutsvaga mukweretesi wembande anopaLow Rates inogona kuita sehondo inokwira. Neraki, AAA Lendings yakaita kuti izvi zvive chokwadi, kushandura chiitiko chekukwereta kune vakawanda.

AAA Lendings ine makore anopfuura gumi nemashanu echiitiko muindasitiri yekukweretesa, nemari yekubhadhara chikwereti inodarika mabhiriyoni makumi maviri emadhora uye yakabatsira mhuri dzinopfuura zviuru makumi mashanu. Ichi chiitiko chakakura chinovapa hunyanzvi hwekunzwisisa izvo zvakasarudzika zvinodiwa zvevakazvigadzirira veP&L vanokwereta.

Chimwe chezvinhu zvinonyanya kukosha kuzvipira kwavo kune innovation. Iyo yebhangi statement yechikwereti sarudzo, inoda kweteMutero Return, uchapupu hweizvi. Vanokwereta veP&L vakazvigadzirira vanowanzove nemaitiro emari asingaenderane, zvichiita kuti zviome kuzadzisa maitiro ekukweretesa echinyakare. Chikwereti chekubhanga chinovabvumira kushandisa zvirevo zvebhangi kuratidza kugadzikana kwemari yavo, zvichiita kuti vakwanise kuwana zvikwereti zvakaderera.

Iyo HELOC (Kumba Equity Line yeChikwereti) inopihwa neAAA Lendings inobatawo chikamu ichi. Pasina chirango chakabhadharwa, vanokwereta vane mukana wekugadzirisa mari yavo zvirinani. Vega vakazvigadzirira P&L vanokwereta vanogona kuwana mari pazvinenge zvichidiwa uye vadzorere vasinganetseki pamusoro pezvirango zvakakura, vese vachinakidzwa nemakwikwi.

Iyo QM Nharaunda Chikwereti, iyo inouya ne4,500 yekuwedzera kiredhiti, ndiyo imwe sarudzo inoyevedza. Izvi hazvingobatsiri vanokwereta chete nekubhadhara kwakaderera asi zvakare zvinoderedza mutengo wese wekukwereta, zvinonyatso kudzikisa mwero.

Iyo yakasarudzika sevhisi kuAAA Lendings chimwe chinhu chinopa kune yakaderera mitengo yevanozvigadzirira P&L vanokwereta. Chikwata chinoshanda padhuze nemukwereti wega wega, vachinzwisisa mamiriro avo emari uye nekutsvaga chakanakisa chikwereti chigadzirwa kuti chienderane nezvavanoda. Iyi yakarongedzerwa nzira inovimbisa kuti vanokwereta vanowana yakanyanya kukwikwidza mitengo iripo.

Pamusoro pezvo, kukurumidza kubvumidza maitiro kunoreva kuti vanokwereta vanogona kuvhara mumitengo yakaderera mamiriro emusika asati achinja. Avhareji yenguva yekuvhara chikwereti mukati memavhiki matatu, ichipa vanokwereta chivimbo chekuenderera mberi nekutenga kwavo imba kana zvirongwa zvekuvandudza.

Muchidimbu, AAA Lendings yakagadzira nharaunda inogoneka kune vakazvigadzirira P&L vanokwereta kuti vawane yakaderera-rero remba. Kusanganiswa kwavo kwezvigadzirwa zvehunyanzvi, sevhisi yakasarudzika, uye nguva dzekukurumidza kugadzirisa dzinovaita sarudzo yepamusoro mumusika weAmerican mortgage.