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Kurisa Mari Yako Nekudyara HELOC: Hapana Mari Inodiwa
Iwe uri investor uri kutsvaga kuwedzera portfolio yako pasina kusunga mari yakoReserves? AnInvestmentHELOCpamweHapana Reserves Inodiwainogona kungova nzira yemari yaunoda. Heano maitiro aungagone kushandisa iyi nzira yekuvandudza:
Chii chinonzi Investment HELOC?
AnInvestment HELOC(Home Equity Line yeChikwereti) inobvumira varidzi vedzimba kukwereta vachipesana nechiyero chiri mumidziyo yavo. Kusiyana nezvikwereti zvechinyakare, inopa mutsara unotenderera wechikwereti, waunogona kutora kubva paunoda, dzosera, wobva wadhirowa zvakare. Uku kuchinjika kuri kunyanya kufadza kune vanoisa mari vanoda kuramba vachiwana mari.
Iyo Yakanakira Hapana Reserves Inodiwa
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Liquidity: NeHapana Reserves Inodiwa, iwe unochengeta mari yako yakachengetedzwa. Mari iyi inogona kuve yakakosha kumari yekukurumidzira kana mimwe mikana yekudyara inogona kumuka zvisingatarisirwi.
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Investment Flexibility: Unogona kushandisaInvestment HELOCkupa mari:
- Real estate acquisitions.
- Kugadziridzwa kwepfuma kuwedzera kukosha.
- Kubhadhara pasi pemari itsva.
- Diversification mune dzimwe mota dzekudyara senge masheya kana kutanga bhizinesi.
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Interest Rates: Kazhinji,Investment HELOCskupa mibairo yakasiyana-siyana iyo inowanzova yakaderera pane zvikwereti zvisina kuchengetedzwa kana makadhi echikwereti. Izvi zvinoita kuti kukwereta kuwedzere mari.
Maitiro eKukodzera kune Investment HELOC isina maReserve
- Equity: Iwe unofanirwa kuve nekuenzana kwakakura mumba mako. Vanokweretesa vanowanzobvumira kukwereta kusvika ku80-85% yehumwe hweimba yako.
- Credit Score: Chibodzwa chakanaka chechikwereti chinogona kubatsira kuchengetedza mareti ari nani, kunyangwe neHapana Reserves Inodiwa.
- Income Kugadzikana: Kunyange zvakachengeterwa zvisingadiwe, kuratidza mari yakagadzikana kana nzira yakasimba yekudyara kunogona kuvimbisa vanokweretesa kugona kwako kubhadhara.
Strategic Kushandisa Investment HELOC
- Musha: Tenga zvimwe zvivakwa kana kugadziridza zviripo kuti uwedzere mari yekurenda kana kukosha kwekutengesa.
- Diversify: Kupfuura zvivakwa, unogona kuongorora dzimwe nzira dzekudyara pasina kunyura mumatura ako.
Mhedziso
AnInvestment HELOCpamweHapana Reserves Inodiwainovhura nyika yekudyara mikana pasina kukanganisa mari yako yekuchengetedza mambure. Iyi nzira inokubvumira kuti:
- Chengetedza mari yekumisikidza kana mimwe mikana yekudyara.
- Wana mari yekudyara nemari ingangoita yakaderera.
- Dzivisa kusunga mari yako yakachengetwa, iyo inogona kushandiswa kune zvimwe zvinangwa kana kuchengetwa senzira yemari.
Nekusarudza anInvestment HELOCpamweHapana Reserves Inodiwa, hausi kungokwereta mari; urikuzvimisa zvine hungwaru pakukura uye kugadzikana kwemari. Rangarira, nepo sarudzo iyi ichipa kuchinjika, gara uine chokwadi chekuti une hurongwa hwekudyara hwakasimba hwekuita zvakanyanya zveichi chishandiso chemari.
Ita kuti mari yako inotevera ifambe nechivimbo, ichitsigirwa nesimba reInvestment HELOCpamweHapana Reserves Inodiwa.
Chirevo: Ichi chinyorwa chakagadziridzwa neAAA LENDIS; mamwe emifananidzo akatorwa kubva kuInternet, nzvimbo yesaiti haina kumiririrwa uye haigone kudhindwa zvakare pasina mvumo. Pane njodzi mumusika uye mari inofanira kungwarira. Ichi chinyorwa hachiumbe zano rekudyara wega, uye haritarise zvinangwa zvekudyara, mamiriro emari kana zvinodiwa zvevashandisi vega. Vashandisi vanofanirwa kufunga kuti chero maonero, maonero kana mhedziso dzirimo dzirimo dzakaenderana nemamiriro avo ezvinhu. Isai mari zvinoenderana nenjodzi yenyu.