Hapana Kuongororwa Kwebasa Kunodiwa Kuti Ubvumidzwe Kukwereta

Munyika yakaoma yekukweretesa kwembande muUS, chinodiwa chekuongorora basa kazhinji chave chigumbuso kune vazhinji vangangozokwereta. Nekudaro, AAA Lendings iri kushandura indasitiri nekupa zvirongwa zvechikwereti uko pasina ongororo yebasa inodiwa kuti ibvumidzwe nechikwereti. Iyi nzira yekuvandudza inovhura nyika yemikana kune vanhu vanogona kunge vaine mihoro isingawanzo, vari vega.employed, kana kuti vakatarisana nezvinetso pakupa uchapupu hwebasa rekare.

AAA Lendings, ine makore anopfuura gumi nemashanu eruzivo rwakapfuma uye rekodhi yekubvisa mari inodarika mabhiriyoni makumi maviri emadhora muzvikwereti, yakabatsira mhuri dzinopfuura zviuru makumi mashanu. Unyanzvi hwavo uye kuzvipira kushandira vanokwereta kunopenya kuburikidza nemhando dzakasiyana dzezvigadzirwa zvechikwereti. Chimwe chezvipo zvakakosha ndeye Self Prepared P&L chikwereti. Sezvinoratidzwa nezita racho, vanokwereta vanongoda chete kuunza chirevo chakazvigadzirira chePurofiti uye Kurasikirwa. Hapana chikonzero chekudzoka kwemutero, zvichiita kuti zvive nyore kune avo vane mamiriro emari akaoma kuti vakwanise kukwereta. Izvi zvinonyanya kubatsira kune vanhu vanozvishandira vangave vasina mafomu eW-2 akajairwa kana mabheti ekubhadhara nguva dzose.

Chimwe chigadzirwa chinoshamisa ndecheDSCR(Debt Service Coverage Ratio) chikwereti. Muchirongwa ichi, mari yekurenda inoshandiswa kuita kuti vanokwereta vakwanise. Iyo inochinja-chinja kune vanogadzira zvivakwa vanogona kunge vasina basa rechinyakare kubva pa9-kusvika-5 asi vane mari yakadzikama kubva kune yavo yekuroja. Pasina ongororo yebasa inodiwa, vanoisa mari vanogona kutarisa nezvekushandisa zvivakwa zvavo kuti vawane chikwereti.

Chikwereti cheBank Statement ndiyo imwe sarudzo isingade kuongororwa basa. Vanokwereta vanogona kushandisa zvinyorwa zvavo zvebhangi kuratidza kugadzikana kwavo kwemari uye kugona kubhadhara chikwereti. Izvi zvinopa imwe nzira yeavo vane mari inoyerera asi vasina iwo akajairwa magwaro ebasa.

Chii chinosiyanisa AAA Lendings haisi yezvigadzirwa zvavo zvechikwereti asiwo sevhisi yavo yakasarudzika. Vanopa zvinyorwa zvinochinjika, zvichireva kana vamwe vanokweretesa vachiti "Kwete," ivo vanoti "Hongu." Avhareji yekuvhara nguva iri mukati memavhiki matatu, kuve nechokwadi chekukurumidza uye isina musono maitiro. Mitengo yemakwikwi uye sevhisi yakasarudzika inoita kuti ive sarudzo yepamusoro kune vanokwereta. Sezvo vatengi vakagutsikana vakapupura, timu yeAAA Lendings inoshanda nguva dzese kusundira nyaya kumberi uye nekupa tsananguro dzakajeka nhanho imwe neimwe yenzira.

Mukupedzisa, kana wanga uchinetseka kuwana chikwereti nekuda kwenyaya dzekuongorora basa, AAA Lendings iri pano kuti ikubatsire. Zvirongwa zvavo zvechikwereti zvisingade kutariswa kwebasa zvinogona kushandura zviroto zvako zvevaridzi vemba kuita chokwadi. Usarega kushayikwa kwechinyakare basa umboo kukudzosera kumashure. Svika kune AAA Lendings nhasi uye tora nhanho yekutanga kuenda kune yako imba nyowani.